FERRONNERIE H PONCELET
ActiveSummary
FERRONNERIE H PONCELET has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €43k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+2
Solvency71▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.36 in 2024; short-term debt: 40.3% and cash: 2.5% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
150 d early
2023
71 d early
2022
45 d early
2021
58 d early
2020
94 d early
2019
101 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43k▲ 23.3%
2024 · €35k
2018: €3k
2019: €-4k
2020: €70k
2021: €65k
2022: €34k
2023: €31k
2024: €35k
2018 → 2025
Working capital
€123k▲ 46.0%
2024 · €84k
2018: €-87k
2019: €-103k
2020: €-5k
2021: €123k
2022: €121k
2023: €165k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€151k▲ 29.6%€182k▲ 20.6%€217k▲ 19.3%€260k▲ 19.9%
Operating result€104k-€69k▼ 34.2%€54k▼ 21.0%€74k▲ 36.6%€66k▼ 10.9%
Net result€65k-€34k▼ 47.4%€31k▼ 9.6%€35k▲ 12.7%€43k▲ 23.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€215k ▼ 22.7%
Current assets
€350k ▲ 9.7%
Equity and liabilities €565k
Equity
€260k ▲ 19.9%
Debt
€306k ▼ 19.8%
Debt's share of the balance-sheet total falls from 63.8% to 54.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▼
2024 · €148k
Cash flow
€114k▲
2024 · €109k
Current ratio
1.54▲
2024 · 1.36
Quick ratio
1.30▲
2024 · 1.14
Debt to equity
1.18▼
2024 · 1.76
ROE
16.6%▲
2024 · 16.2%
ROA
7.6%▲
2024 · 5.9%
Interest coverage
12.47▲
2024 · 8.25
Debt ≤ 1 year
€228k▼
2024 · €236k
Debt > 1 year
€78k▼
2024 · €146k
Income taxes
€15k▼
2024 · €22k
Staff costs
€535k▲
2024 · €456k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€598k€565k▼
Fixed assets21/28€278k€215k▼
Tangible fixed assets22/27€278k€215k▼
Land and buildings22€145k€121k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€125k€86k▼
Current assets29/58€320k€350k▲
Stocks and contracts in progress3€50k€53k▲
Stocks30/36€50k€53k▲
Amounts receivable within one year40/41€232k€192k▼
Trade receivables40€143k€77k▼
Other amounts receivable41€89k€115k▲
Current investments50/53€19k€76k▲
Cash at bank and in hand54/58€7k€14k▲
Deferred charges and accrued income490/1€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€598k€565k▼
Equity10/15€217k€260k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€183k€226k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€166k€209k▲
Profit (loss) carried forward14€15k€15k=
Amounts payable17/49€381k€306k▼
Amounts payable after more than one year17€146k€78k▼
Financial debts170/4€146k€78k▼
Amounts payable within one year42/48€236k€228k▼
Current portion of amounts payable after more than one year42€114k€101k▼
Financial debts43€13k€15k▲
Credit institutions430/8€13k€15k▲
Trade debts44€100k€95k▼
Suppliers440/4€100k€95k▼
Taxes, remuneration and social security45€9k€16k▲
Remuneration and social security454/9€9k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€456k€535k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€71k▼
Other operating charges640/8€14k€18k▲
Gross operating margin9900€619k€690k▲
Operating profit (loss)9901€74k€66k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€18k€11k▼
Recurring financial charges65€18k€11k▼
Profit (loss) for the period before taxes9903€57k€59k▲
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€35k€43k▲
Profit (loss) for the period to be appropriated9905€35k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€58k▲
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer to equity691/2€35k€43k▲
To other reserves6921€35k€43k▲
Social balance
Average headcount (FTE)908712.012.5▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200kEq €217k ▲19.3%
5 profitable years in a row build equity to €217k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €151k ▲29.6%
3 profitable years in a row build equity to €151k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100kEq €116k ▲128%
2 profitable years in a row build equity to €116k.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-4k ▼242%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Vésale 361300 WavreGround area
1,250 m²
Building footprint
1,269 m²
Volume, LiDAR
7,605 m³
Parcel 25112B0048/00D002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FERRONNERIE H PONCELET
since 20082.171.408.148
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0048/00D002 | Wallonia | 1,250 m² | 1 · 1,269 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
25120Manufacture of fabricated metal products, except machinery and equipment
43990Other specialised construction activities
43320Joinery installation
43342Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@poncelet.be
Phone:010/229230
Fax:010/229267