Ferromac Europe
ActiveSummary
Ferromac Europe has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €569k. Equity is growing by ~81.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+33
Solvency31▲+31
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.79 in 2024; short-term debt: 94.4% and cash: 29% of total assets), and 94.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
18.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8001 sector peers (2025).
NBB · sector comparisonPosition among 8001 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
107 d early
2024
99 d early
2023
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€168k
2024 · €-400k
2023: €-487k
2024: €-400k
2023 → 2025
Total assets
€3.02M▲ 95.7%
2024 · €1.55M
2023: €253k
2024: €1.55M
2023 → 2025
Net result
€569k▲ 555%
2024 · €87k
2023: €-987k
2024: €87k
2023 → 2025
Working capital
€168k
2024 · €-400k
2023: €-487k
2024: €-400k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-487k-€-400k▲ 17.8%€168k
Operating result€-907k-€168k€550k▲ 227%
Net result€-987k-€87k€569k▲ 555%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 227% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €3.02M
Equity
€168k
Debt
€2.86M
Debt finances 94.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.06▲
2024 · 0.79
Debt to equity
16.95▲
2024 · -4.86
ROE
337.7%
ROA
18.8%▲
2024 · 5.6%
Debt ≤ 1 year
€2.86M▲
2024 · €1.95M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€3.02M▲
Current assets29/58€1.55M€3.02M▲
Amounts receivable within one year40/41€1.39M€2.04M▲
Trade receivables40€1.38M€1.99M▲
Other amounts receivable41€1k€52k▲
Cash at bank and in hand54/58€148k€877k▲
Deferred charges and accrued income490/1€12k€104k▲
Equity and liabilities
Total equity and liabilities10/49€1.55M€3.02M▲
Equity10/15€-400k€168k▲
Contributions10/11€500k€500k=
Profit (loss) carried forward14€-900k€-332k▲
Amounts payable17/49€1.95M€2.86M▲
Amounts payable within one year42/48€1.95M€2.86M▲
Trade debts44€934k€2.60M▲
Suppliers440/4€934k€2.60M▲
Other amounts payable47/48€1.01M€257k▼
Income statement
Code20242025
Other operating charges640/8€580€582▲
Gross operating margin9900€169k€550k▲
Operating profit (loss)9901€168k€550k▲
Financial income75/76B€8€230k▲
Recurring financial income75€8€230k▲
Financial charges65/66B€81k€211k▲
Recurring financial charges65€81k€211k▲
Profit (loss) for the period before taxes9903€87k€569k▲
Profit (loss) for the period9904€87k€569k▲
Profit (loss) for the period to be appropriated9905€87k€569k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-900k€-332k▲
Profit (loss) brought forward from the previous period14P€-987k€-900k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €569k ▲555%
Operating result €550k, net result €569k, both a record.
31-12
Financial
Equity above €150kEq €168k
2 profitable years in a row build equity to €168k.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 1122000 AntwerpenGround area
659 m²
Building footprint
659 m²
Volume, LiDAR
12,969 m³
Parcel 11803C0380/00K003, Flanders · tallest building 31.6 m, ±9 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0380/00K003 | Flanders | 659 m² | 1 · 659 m² | 31.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300OD7H5RCNGQTB27
Similar companies · same sector, comparable size
VERSCHUEREN ALUMINIUM VERKOOPKANTOOR
BE 0446.416.566
Kapellen · Eq €168k
COTRADE
BE 0748.769.724
Blégny · Eq €170k
VANTAGE STEEL GROUP
BE 1009.748.818
Antwerpen · Eq €166k
METALS AND CHEMICALS
BE 0436.193.162
Elsene · Eq €165k
CAPELLE INVEST
BE 0402.870.692
Trooz · Eq €164k
Of 732 companies in sector 46820 we hold annual accounts for 388. 213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2022
Fiscal year end31-12
Abbreviation NL
FME
Activities, NACEBEL 2025
46120Wholesale trade
46820Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.