Ferme de la Croix
ActiveFerme de la Croix has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-3k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 3108 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 2.52 in 2024; short-term debt: 7.9% and cash: 2.1% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
17 d late
2024
32 d late
2023
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▼ 1.5%
2024 · €180k
2023: €168k
2024: €180k
2023 → 2025
Total assets
€196k▼ 8.7%
2024 · €215k
2023: €200k
2024: €215k
2023 → 2025
Net result
€-3k
2024 · €27k
2023: €33k
2024: €27k
2023 → 2025
Working capital
€50k▲ 6.1%
2024 · €47k
2023: €96k
2024: €47k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€168k-€180k▲ 7.3%€177k▼ 1.5%
Operating result€49k-€37k▼ 25.8%€-3k
Net result€33k-€27k▼ 18.8%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €37k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€131k▼ 4.4%
Current assets
€65k▼ 16.2%
Equity and liabilities €196k
Equity
€177k▼ 1.5%
Provisions
€4k▼ 10.5%
Debt
€15k▼ 50.1%
The debt ratio falls from 14.4% to 7.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €52k
Cash flow
€17k▼
2024 · €43k
Solvency
90.3%▲
2024 · 83.7%
Current ratio
4.22▲
2024 · 2.52
Quick ratio
2.11▲
2024 · 2.05
Debt / equity
0.09▼
2024 · 0.17
ROE
-1.6%▼
2024 · 15.1%
ROA
-1.4%▼
2024 · 12.6%
Interest coverage
307.02▼
2024 · 964.42
Debt
€15k▼
2024 · €31k
Debt ≤ 1 year
€15k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€196k▼
Fixed assets21/28€137k€131k▼
Tangible fixed assets22/27€129k€125k▼
Plant, machinery and equipment23€79k€76k▼
Furniture and vehicles24€50k€48k▼
Financial fixed assets28€8k€6k▼
Current assets29/58€78k€65k▼
Stocks and contracts in progress3€14k€33k▲
Stocks30/36€14k€33k▲
Amounts receivable within one year40/41€40k€28k▼
Trade receivables40€33k€12k▼
Other amounts receivable41€7k€16k▲
Cash at bank and in hand54/58€23k€4k▼
Deferred charges and accrued income490/1€530€772▲
Equity and liabilities
Total equity and liabilities10/49€215k€196k▼
Equity10/15€180k€177k▼
Contributions10/11€31k€31k=
Reserves13€107k€106k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€12k€11k▼
Distributable reserves133€92k€92k=
Profit (loss) carried forward14€42k€40k▼
Provisions and deferred taxes16€4k€4k▼
Deferred taxes168€4k€4k▼
Amounts payable17/49€31k€15k▼
Amounts payable within one year42/48€31k€15k▼
Trade debts44-€15k
Suppliers440/4-€15k
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Other amounts payable47/48€22k€679▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€20k▲
Other operating charges640/8€888€751▼
Gross operating margin9900€53k€17k▼
Operating profit (loss)9901€37k€-3k▼
Financial income75/76B€195€132▼
Recurring financial income75€195€132▼
Financial charges65/66B€54€54▲
Recurring financial charges65€54€54▲
Profit (loss) for the period before taxes9903€37k€-3k▼
Transfer from deferred taxes780€217€425▲
Transfer to deferred taxes680€4k-
Income taxes67/77€5k-
Profit (loss) for the period9904€27k€-3k▼
Transfer from tax-exempt reserves789€651€1k▲
Transfer to tax-exempt reserves689€13k-
Profit (loss) for the period to be appropriated9905€15k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€40k▼
Profit (loss) brought forward from the previous period14P€39k€42k▲
Transfer from equity791/2€15k-
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Naast 337090 Braine-le-ComteGround area
6,943 m²
Building footprint
282 m²
Parcel 55004E0309/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Ferme de la croix
since 20122.207.717.228
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004E0309/00K000 | Wallonia | 6,943 m² | 1 · 282 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBraine-le-Comte2.207.717.228
Similar companies · same sector, comparable size
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KORENBLOK
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P.A. CLAEYS
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Ferme d’Harduémont
BE 0839.386.926
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JABALI
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Of 20,593 companies in sector 01500 we hold annual accounts for 1,149. 927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2012
Fiscal year end31-12
Abbreviation FR
Soc. Agr. Sauvage "Ferme de la Croix"
Activities, NACEBEL
01500Mixed farming
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01290Crop and animal production, hunting and related service activities
01410Raising of dairy cattle
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.