FEMPAC
ActiveFEMPAC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-12k) and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability90▼-10
Solvency9▼-33
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.85 against 1.11 in 2022; short-term debt: 115.2% and cash: 26.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15.9%
Return on assets
17.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 8%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-02-2026, 209 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
209 d late
2022
on the day
2019
61 d late
2018
55 d late
2017
14 d early
2016
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-12k
2022 · €9k
2018: €3k
2019: €-8k
2022: €9k
2018 → 2024
Total assets
€77k▲ 51.7%
2022 · €51k
2018: €41k
2019: €28k
2022: €51k
2018 → 2024
Net result
€13k▼ 41.6%
2022 · €23k
2018: €-4k
2019: €-10k
2022: €23k
2018 → 2024
Working capital
€-13k
2022 · €4k
2018: €-3k
2019: €-12k
2022: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920222024Trend
Equity€3k-€-8k€9k€-12k
Operating result€-4k-€-10k▼ 172%€28k€17k▼ 38.5%
Net result€-4k-€-10k▼ 142%€23k€13k▼ 41.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €17k in 2024, compared with €28k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €77k
Fixed assets
€2k▼ 83.3%
Current assets
€75k▲ 81.4%
Key figures and ratios
EBITDA
€21k▼
2022 · €33k
Cash flow
€17k▼
2022 · €28k
Solvency
-15.9%▼
2022 · 17.1%
Current ratio
0.85▼
2022 · 1.11
Quick ratio
0.79▼
2022 · 1.05
Debt / equity
-7.28▼
2022 · 4.86
ROA
17.4%▼
2022 · 45.1%
Interest coverage
16.90▼
2022 · 23.00
Debt
€89k▲
2022 · €42k
Debt ≤ 1 year
€88k▲
2022 · €37k
Income taxes
€3k▼
2022 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€51k€77k▲
Fixed assets21/28€9k€2k▼
Tangible fixed assets22/27€9k€2k▼
Plant, machinery and equipment23€2k€852▼
Furniture and vehicles24€7k€677▼
Current assets29/58€41k€75k▲
Stocks and contracts in progress3€2k€5k▲
Stocks30/36€2k€5k▲
Amounts receivable within one year40/41€34k€50k▲
Trade receivables40€34k€48k▲
Other amounts receivable41€257€2k▲
Cash at bank and in hand54/58€843€20k▲
Deferred charges and accrued income490/1€4k€341▼
Equity and liabilities
Total equity and liabilities10/49€51k€77k▲
Equity10/15€9k€-12k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-11k€-32k▼
Amounts payable17/49€42k€89k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€37k€88k▲
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€13k€69k▲
Accrued charges and deferred income492/3-€514
Income statement
Code20222024
Non-recurring operating income76A€6k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€2k€977▼
Gross operating margin9900€35k€22k▼
Operating profit (loss)9901€28k€17k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€26k€16k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€23k€13k▼
Profit (loss) for the period to be appropriated9905€23k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-27k▼
Profit (loss) brought forward from the previous period14P€-34k€-41k▼
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 209 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.11
Current ratio from 0.47 to 1.11.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
18-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 18 days late
2014
17-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
26-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herbefays, Durnal 455530 YvoirGround area
1,158 m²
Building footprint
142 m²
Parcel 91038A0008/00R002, Wallonia. Linked by address, not a title deed.
1 establishment unit
FEMPAC
since 20102.189.751.343
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91038A0008/00R002 | Wallonia | 1,158 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteYvoir2.189.751.343
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Sideways
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SEQUENT
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TERRES ET NATURE
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Spa · Eq €9k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 21,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.renoservice.be
E-mail:pierre.dubit@lesdelicesdepeyo.be
E-mail:pierre.dubit@renoservice.be
Phone:+32471736903
Phone:083/21.14.47