FEBANI
ActiveSummary
FEBANI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.23M and a net result of €10k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 89% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity ample (current ratio 8.38 against 7.92 in 2024; short-term debt: 6.2% and cash: 14.7% of total assets), and 14.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
1 d late
2023
22 d late
2022
33 d early
2021
39 d early
2020
12 d late
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.23M▲ 0.3%
2024 · €3.22M
2018: €2.59Mlowest in 8 years
2019: €3.17M▲ +22.1% vs 2018
2020: €3.13M▼ -1.2% vs 2019
2021: €3.15M▲ +0.7% vs 2020
2022: €3.14M▼ -0.3% vs 2021
2023: €3.18M▲ +1.3% vs 2022
2024: €3.22M▲ +1.2% vs 2023
2025: €3.23M▲ +0.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€3.76M▼ 3.7%
2024 · €3.90M
2018: €3.31Mlowest in 8 years
2019: €3.77M▲ +14.0% vs 2018
2020: €3.57M▼ -5.2% vs 2019
2021: €3.78M▲ +5.8% vs 2020
2022: €3.82M▲ +0.9% vs 2021
2023: €3.82M▲ +0.2% vs 2022
2024: €3.90M▲ +2.1% vs 2023highest in 8 years
2025: €3.76M▼ -3.7% vs 2024
2018 → 2025
Net result
€10k▼ 74.3%
2024 · €37k
2018: €13k
2019: €9k▼ -29.2% vs 2018
2020: €-40k▼ -528% vs 2019lowest in 8 years
2021: €21k▲ +153% vs 2020
2022: €-8k▼ -140% vs 2021
2023: €41k▲ +582% vs 2022highest in 8 years
2024: €37k▼ -9.0% vs 2023
2025: €10k▼ -74.3% vs 2024
2018 → 2025
Working capital
€1.72M▼ 2.7%
2024 · €1.77M
2018: €1.89M
2019: €2.31M▲ +22.0% vs 2018highest in 8 years
2020: €1.53M▼ -33.6% vs 2019
2021: €1.50M▼ -2.3% vs 2020lowest in 8 years
2022: €1.55M▲ +3.4% vs 2021
2023: €1.60M▲ +3.7% vs 2022
2024: €1.77M▲ +10.6% vs 2023
2025: €1.72M▼ -2.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.15M-€3.14M▼ 0.3%€3.18M▲ 1.3%€3.22M▲ 1.2%€3.23M▲ 0.3%
2021: €3.15M
2022: €3.14M▼ -0.3% vs 2021lowest in 5 years
2023: €3.18M▲ +1.3% vs 2022
2024: €3.22M▲ +1.2% vs 2023
2025: €3.23M▲ +0.3% vs 2024highest in 5 years
Operating result€18k-€-3k€41k€15k▼ 63.3%€-20k
2021: €18k
2022: €-3k▼ -115% vs 2021
2023: €41k▲ +1687% vs 2022highest in 5 years
2024: €15k▼ -63.3% vs 2023
2025: €-20k▼ -232% vs 2024lowest in 5 years
Net result€21k-€-8k€41k€37k▼ 9.0%€10k▼ 74.3%
2021: €21k
2022: €-8k▼ -140% vs 2021lowest in 5 years
2023: €41k▲ +582% vs 2022highest in 5 years
2024: €37k▼ -9.0% vs 2023
2025: €10k▼ -74.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.76M
Fixed assets
€1.80M ▼ 3.9%
Current assets
€1.96M ▼ 3.5%
Equity and liabilities €3.76M
Equity
€3.23M ▲ 0.3%
Debt
€535k ▼ 22.1%
Debt's share of the balance-sheet total falls from 17.6% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €87k
Cash flow
€82k▼
2024 · €109k
Current ratio
8.38▲
2024 · 7.92
Debt to equity
0.17▼
2024 · 0.21
ROE
0.3%▼
2024 · 1.2%
ROA
0.3%▼
2024 · 0.9%
Interest coverage
32.77▲
2024 · 26.48
Debt ≤ 1 year
€234k▼
2024 · €256k
Debt > 1 year
€168k▼
2024 · €173k
Income taxes
€5k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.90M€3.76M▼
Fixed assets21/28€1.88M€1.80M▼
Tangible fixed assets22/27€1.88M€1.80M▼
Land and buildings22€1.88M€1.80M▼
Current assets29/58€2.03M€1.96M▼
Amounts receivable within one year40/41€212k€103k▼
Trade receivables40€212k€97k▼
Other amounts receivable41-€6k
Current investments50/53€1.34M€1.25M▼
Cash at bank and in hand54/58€419k€553k▲
Deferred charges and accrued income490/1€57k€49k▼
Equity and liabilities
Total equity and liabilities10/49€3.90M€3.76M▼
Equity10/15€3.22M€3.23M▲
Contributions10/11€2.88M€2.88M=
Reserves13€343k€352k▲
Non-distributable reserves130/1€226k€226k=
Reserves not available under the articles1311€226k€226k=
Distributable reserves133€117k€127k▲
Amounts payable17/49€687k€535k▼
Amounts payable after more than one year17€173k€168k▼
Financial debts170/4€5k-
Other amounts payable178/9€168k€168k=
Amounts payable within one year42/48€256k€234k▼
Current portion of amounts payable after more than one year42€20k€5k▼
Trade debts44€22k€27k▲
Suppliers440/4€22k€27k▲
Taxes, remuneration and social security45€12k-
Taxes450/3€12k-
Other amounts payable47/48€202k€202k=
Accrued charges and deferred income492/3€258k€132k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€72k=
Other operating charges640/8€10k€13k▲
Gross operating margin9900€97k€66k▼
Operating profit (loss)9901€15k€-20k▼
Financial income75/76B€43k€35k▼
Recurring financial income75€43k€35k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€55k€14k▼
Income taxes67/77€18k€5k▼
Profit (loss) for the period9904€37k€10k▼
Profit (loss) for the period to be appropriated9905€37k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€10k▼
Transfer to equity691/2€37k€10k▼
To other reserves6921€37k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €69k | €73k | €72k | €72k | €72k | = |
| Other operating charges640/8 | €11k | €11k | €14k | €10k | €13k | ▲ 37.0% |
| Gross operating margin9900 | €98k | €81k | €127k | €97k | €66k | ▼ 31.9% |
| Operating profit (loss)9901 | €18k | €-3k | €41k | €15k | €-20k | ▼ 232% |
| Financial income75/76B | €8k | €8k | €22k | €43k | €35k | ▼ 17.6% |
| Recurring financial income75 | €8k | €8k | €22k | €43k | €35k | ▼ 17.6% |
| Financial charges65/66B | €4k | €14k | €4k | €3k | €2k | ▼ 51.2% |
| Recurring financial charges65 | €4k | €14k | €4k | €3k | €2k | ▼ 51.2% |
| Profit (loss) for the period before taxes9903 | €22k | €-8k | €58k | €55k | €14k | ▼ 74.2% |
| Income taxes67/77 | €777 | - | €18k | €18k | €5k | ▼ 74.1% |
| Profit (loss) for the period9904 | €21k | €-8k | €41k | €37k | €10k | ▼ 74.3% |
| Profit (loss) for the period to be appropriated9905 | €21k | €-8k | €41k | €37k | €10k | ▼ 74.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.78M | €3.82M | €3.82M | €3.90M | €3.76M | ▼ 3.7% |
| Fixed assets21/28 | €2.05M | €2.02M | €1.95M | €1.88M | €1.80M | ▼ 3.9% |
| Tangible fixed assets22/27 | €2.05M | €2.02M | €1.95M | €1.88M | €1.80M | ▼ 3.9% |
| Land and buildings22 | €2.05M | €2.02M | €1.95M | €1.88M | €1.80M | ▼ 3.9% |
| Current assets29/58 | €1.74M | €1.80M | €1.88M | €2.03M | €1.96M | ▼ 3.5% |
| Amounts receivable within one year40/41 | €151k | €135k | €170k | €212k | €103k | ▼ 51.3% |
| Trade receivables40 | €151k | €133k | €170k | €212k | €97k | ▼ 54.2% |
| Other amounts receivable41 | - | €2k | €108 | - | €6k | - |
| Current investments50/53 | €324k | €318k | €797k | €1.34M | €1.25M | ▼ 6.5% |
| Cash at bank and in hand54/58 | €1.20M | €1.29M | €850k | €419k | €553k | ▲ 31.8% |
| Deferred charges and accrued income490/1 | €58k | €60k | €59k | €57k | €49k | ▼ 14.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.78M | €3.82M | €3.82M | €3.90M | €3.76M | ▼ 3.7% |
| Equity10/15 | €3.15M | €3.14M | €3.18M | €3.22M | €3.23M | ▲ 0.3% |
| Contributions10/11 | €2.88M | €2.88M | €2.88M | €2.88M | €2.88M | = |
| Reserves13 | €273k | €269k | €306k | €343k | €352k | ▲ 2.8% |
| Non-distributable reserves130/1 | €226k | €226k | €226k | €226k | €226k | = |
| Reserves not available under the articles1311 | €226k | €226k | €226k | €226k | €226k | = |
| Distributable reserves133 | €48k | €43k | €80k | €117k | €127k | ▲ 8.1% |
| Profit (loss) carried forward14 | - | €-4k | - | - | - | - |
| Amounts payable17/49 | €633k | €677k | €643k | €687k | €535k | ▼ 22.1% |
| Amounts payable after more than one year17 | €236k | €215k | €189k | €173k | €168k | ▼ 2.6% |
| Financial debts170/4 | €76k | €50k | €25k | €5k | - | - |
| Other amounts payable178/9 | €160k | €164k | €164k | €168k | €168k | = |
| Amounts payable within one year42/48 | €239k | €252k | €272k | €256k | €234k | ▼ 8.7% |
| Current portion of amounts payable after more than one year42 | €30k | €26k | €26k | €20k | €5k | ▼ 77.8% |
| Trade debts44 | €18k | €21k | €22k | €22k | €27k | ▲ 24.1% |
| Suppliers440/4 | €18k | €21k | €22k | €22k | €27k | ▲ 24.1% |
| Taxes, remuneration and social security45 | €10k | €3k | €22k | €12k | - | - |
| Taxes450/3 | €10k | €3k | €22k | €12k | - | - |
| Other amounts payable47/48 | €180k | €202k | €202k | €202k | €202k | = |
| Accrued charges and deferred income492/3 | €158k | €210k | €181k | €258k | €132k | ▼ 48.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €-8k | €41k | €37k | €10k | ▼ 74.3% |
| + Depreciation and write-downs630 | €69k | €73k | €72k | €72k | €72k | = |
| Operating cash flow (approximation) | €90k | €64k | €113k | €109k | €82k | ▼ 25.1% |
| Investment in fixed assets (approximation) | - | €-46k | €-2k | €0 | €0 | - |
| Change in cash | - | €83k | €-436k | €-430k | €133k | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Ground area
2,033 m²
Building footprint
626 m²
Volume, LiDAR
44,665 m³
Parcel 11807G1309/00S003, Flanders · tallest building 77.4 m, ±25 floors. Linked by address, not a title deed.
33
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1309/00S003 | Flanders | 2,033 m² | 1 · 626 m² | 77.4 m · 25 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676005Y506R40S1J182
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 3,744 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.