FDJ INVEST
ActiveFDJ INVEST has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €903k and a net result of €169k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 36.09 against 26.59 in 2024; short-term debt: 2.7% and cash: 66% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
16 d early
2023
20 d early
2022
18 d early
2021
18 d early
2020
17 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€169k▲ 8.1%
2024 · €156k
2019: €60k
2020: €129k
2021: €129k
2022: €123k
2023: €143k
2024: €156k
2019 → 2025
Working capital
€894k▲ 23.6%
2024 · €723k
2019: €63k
2020: €189k
2021: €318k
2022: €442k
2023: €586k
2024: €723k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€322k-€445k▲ 38.1%€588k▲ 32.1%€739k▲ 25.7%€903k▲ 22.1%
Operating result€193k-€183k▼ 4.9%€209k▲ 14.1%€217k▲ 3.7%€237k▲ 9.5%
Net result€129k-€123k▼ 5.1%€143k▲ 16.3%€156k▲ 9.3%€169k▲ 8.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €928k
Fixed assets
€9k▼ 45.8%
Current assets
€920k▲ 22.4%
Equity and liabilities €928k
Equity
€903k▲ 22.1%
Debt
€25k▼ 9.8%
The debt ratio falls from 3.7% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€246k▲
2024 · €222k
Cash flow
€177k▲
2024 · €161k
Solvency
97.3%▲
2024 · 96.3%
Current ratio
36.09▲
2024 · 26.59
Quick ratio
36.09▲
2024 · 26.59
Debt / equity
0.03▼
2024 · 0.04
ROE
18.7%▼
2024 · 21.1%
ROA
18.2%▼
2024 · 20.3%
Interest coverage
505.89▼
2024 · 720.67
Debt
€25k▼
2024 · €28k
Debt ≤ 1 year
€25k▼
2024 · €28k
Income taxes
€81k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€767k€928k▲
Fixed assets21/28€16k€9k▼
Tangible fixed assets22/27€16k€9k▼
Furniture and vehicles24€13k€6k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€751k€920k▲
Amounts receivable within one year40/41€2k€0▼
Other amounts receivable41€2k-
Current investments50/53€600k€300k▼
Cash at bank and in hand54/58€142k€613k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€767k€928k▲
Equity10/15€739k€903k▲
Contributions10/11€5k€5k=
Reserves13€730k€893k▲
Distributable reserves133€730k€893k▲
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€28k€25k▼
Amounts payable within one year42/48€28k€25k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€18k▼
Other amounts payable47/48€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€224k€247k▲
Operating profit (loss)9901€217k€237k▲
Financial income75/76B€15k€13k▼
Recurring financial income75€15k€13k▼
Financial charges65/66B€308€485▲
Recurring financial charges65€308€485▲
Profit (loss) for the period before taxes9903€231k€250k▲
Income taxes67/77€75k€81k▲
Profit (loss) for the period9904€156k€169k▲
Profit (loss) for the period to be appropriated9905€156k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€159k€173k▲
Profit (loss) brought forward from the previous period14P€3k€4k▲
Transfer from equity791/2€5k€5k=
Transfer to equity691/2€155k€168k▲
To other reserves6921€155k€168k▲
Profit to be distributed694/7€5k€5k=
Return on contributions (dividend)694€5k€5k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €169k ▲8.1%
Operating result €237k, net result €169k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 20.67
Current ratio from 5.84 to 20.67; short-term debt falls from €91k to €30k.
31-12
Financial
Equity above €500kEq €588k ▲32.1%
5 profitable years in a row build equity to €588k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €322k ▲67%
3 profitable years in a row build equity to €322k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150kEq €193k ▲202%
2 profitable years in a row build equity to €193k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sendrogne(LVG) 924141 SprimontGround area
139 m²
Building footprint
175 m²
Volume, LiDAR
952 m³
Parcel 62067E0189/00C000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FDJ Invest
since 20192.290.525.633
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067E0189/00C000 | Wallonia | 139 m² | 1 · 175 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BARCODE
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PETER MENTENS
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 4,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.