FD-Network
ActiveSummary
For FD-Network, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €6k and a net result of €-843. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 793 sector peers (fiscal year 2023). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability8▲+8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
87%
Return on assets
-11.8%
Age of the figures
33 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-10-2024, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
88 d late
2022
63 d late
2021
61 d late
2020
54 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€6k▼ 12.0%
2022 · €7k
2018: €5k
2019: €8k
2020: €22k
2021: €12k
2022: €7k
2018 → 2023
Total assets
€7k▼ 8.8%
2022 · €8k
2018: €22k
2019: €23k
2020: €37k
2021: €18k
2022: €8k
2018 → 2023
Net result
€-843▲ 84.4%
2022 · €-5k
2018: €9k
2019: €8k
2020: €14k
2021: €-10k
2022: €-5k
2018 → 2023
Working capital
€6k▼ 12.0%
2022 · €7k
2018: €39
2019: €5k
2020: €16k
2021: €12k
2022: €7k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€8k-€22k▲ 187%€12k▼ 43.4%€7k▼ 43.4%€6k▼ 12.0%
Operating result€10k-€21k▲ 120%€-7k€-5k▲ 28.2%€-666▲ 87.2%
Net result€8k-€14k▲ 73.4%€-10k€-5k▲ 43.3%€-843▲ 84.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €666 in 2023 against €5k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €7k
Equity
€6k ▼ 12.0%
Debt
€932 ▲ 20.4%
Debt's share of the balance-sheet total rises from 9.9% to 13.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
7.66▼
2022 · 10.11
Debt to equity
0.15▲
2022 · 0.11
ROE
-13.6%▲
2022 · -76.7%
ROA
-11.8%▲
2022 · -69.1%
Debt ≤ 1 year
€932▲
2022 · €774
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 27 lines
Balance sheet
Code20222023
Assets
Total assets20/58€8k€7k▼
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40-€405
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€962€49▼
Equity and liabilities
Total equity and liabilities10/49€8k€7k▼
Equity10/15€7k€6k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-796€-2k▼
Amounts payable17/49€774€932▲
Amounts payable within one year42/48€774€932▲
Trade debts44-€335
Suppliers440/4-€335
Other amounts payable47/48€774€597▼
Income statement
Code20222023
Gross operating margin9900€-5k€-666▲
Operating profit (loss)9901€-5k€-666▲
Financial charges65/66B€189€177▼
Recurring financial charges65€189€177▼
Profit (loss) for the period before taxes9903€-5k€-843▲
Profit (loss) for the period9904€-5k€-843▲
Profit (loss) for the period to be appropriated9905€-5k€-843▲
Appropriation of the result
Profit (loss) to be appropriated9906€-796€-2k▼
Profit (loss) brought forward from the previous period14P€5k€-796▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 88 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 10.11
Current ratio from 3.39 to 10.11; short-term debt falls from €5k to €774.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼166%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Highest result since 2018net €14k ▲73.4%
Operating result €21k, net result €14k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 89 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léon Jourez 41/431420 Braine-l'AlleudGround area
2,507 m²
Building footprint
279 m²
Volume, LiDAR
955 m³
2 parcels, Brussels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELGOLD
since 20132.215.799.902
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742H0282/00A000 | Wallonia | 2,328 m² | 1 · 183 m² | - |
| 21003A0083/00P005 | Brussels | 180 m² | 1 · 96 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PERLGEM EUROPE
BE 0746.707.681
Tournai · Eq €24k
EUROPEAN GEM ASSOCIATION
BE 0774.288.147
Tienen · Eq €2k
GORDIAM
BE 0728.489.004
Antwerpen · Eq €31k
Ginger and Co
BE 0457.404.785
Ukkel · Eq €48k
Of 38 companies in sector 32122 we hold annual accounts for 11. 4 are within a factor 10 of this equity. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
32122Other manufacturing
32121Other manufacturing
32123Manufacture of jewellery
32129Other manufacturing
46820Wholesale trade
46861Wholesale of diamonds and other precious stones
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.