FC SOFTWARE
ActiveSummary
FC SOFTWARE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-6k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-7
Solvency59▼-38
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 4.0 in 2024; short-term debt: 64.2% and cash: 32.2% of total assets), and 65.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
-3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d late
2023
15 d early
2022
30 d late
2021
18 d late
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€52k▼ 58.5%
2024 · €125k
2018: €55k
2019: €62k▲ +12.7% vs 2018
2020: €97k▲ +57.8% vs 2019
2021: €117k▲ +20.1% vs 2020
2022: €124k▲ +6.3% vs 2021
2023: €127k▲ +2.4% vs 2022highest in 8 years
2024: €125k▼ -2.0% vs 2023
2025: €52k▼ -58.5% vs 2024lowest in 8 years
2018 → 2025
Total assets
€151k▼ 11.9%
2024 · €172k
2018: €109k
2019: €99k▼ -9.6% vs 2018lowest in 8 years
2020: €138k▲ +39.8% vs 2019
2021: €166k▲ +20.6% vs 2020
2022: €229k▲ +37.4% vs 2021highest in 8 years
2023: €188k▼ -17.6% vs 2022
2024: €172k▼ -8.8% vs 2023
2025: €151k▼ -11.9% vs 2024
2018 → 2025
Net result
€-6k
2024 · €3k
2018: €3k
2019: €7k▲ +103% vs 2018
2020: €36k▲ +412% vs 2019highest in 8 years
2021: €30k▼ -15.0% vs 2020
2022: €7k▼ -75.6% vs 2021
2023: €6k▼ -19.4% vs 2022
2024: €3k▼ -42.4% vs 2023
2025: €-6k▼ -272% vs 2024lowest in 8 years
2018 → 2025
Working capital
€30k▼ 69.3%
2024 · €98k
2018: €51k
2019: €58k▲ +13.2% vs 2018
2020: €89k▲ +53.9% vs 2019
2021: €112k▲ +26.5% vs 2020highest in 8 years
2022: €102k▼ -9.3% vs 2021
2023: €97k▼ -4.6% vs 2022
2024: €98k▲ +1.2% vs 2023
2025: €30k▼ -69.3% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€124k▲ 6.3%€127k▲ 2.4%€125k▼ 2.0%€52k▼ 58.5%
2021: €117k
2022: €124k▲ +6.3% vs 2021
2023: €127k▲ +2.4% vs 2022highest in 5 years
2024: €125k▼ -2.0% vs 2023
2025: €52k▼ -58.5% vs 2024lowest in 5 years
Operating result€44k-€11k▼ 75.0%€22k▲ 93.8%€12k▼ 42.0%€100▼ 99.2%
2021: €44khighest in 5 years
2022: €11k▼ -75.0% vs 2021
2023: €22k▲ +93.8% vs 2022
2024: €12k▼ -42.0% vs 2023
2025: €100▼ -99.2% vs 2024lowest in 5 years
Net result€30k-€7k▼ 75.6%€6k▼ 19.4%€3k▼ 42.4%€-6k
2021: €30khighest in 5 years
2022: €7k▼ -75.6% vs 2021
2023: €6k▼ -19.4% vs 2022
2024: €3k▼ -42.4% vs 2023
2025: €-6k▼ -272% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€24k ▼ 41.3%
Current assets
€127k ▼ 2.7%
Equity and liabilities €151k
Equity
€52k ▼ 58.5%
Debt
€100k ▲ 111%
Debt's share of the balance-sheet total rises from 27.5% to 65.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €32k
Cash flow
€13k▼
2024 · €23k
Current ratio
1.31▼
2024 · 4.00
Debt to equity
1.93▲
2024 · 0.38
ROE
-11.4%▼
2024 · 2.8%
ROA
-3.9%▼
2024 · 2.0%
Interest coverage
7.60▼
2024 · 13.89
Debt ≤ 1 year
€97k▲
2024 · €33k
Debt > 1 year
€3k▼
2024 · €15k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€151k▼
Fixed assets21/28€41k€24k▼
Tangible fixed assets22/27€41k€24k▼
Plant, machinery and equipment23€11k€9k▼
Leasing and similar rights25€30k€15k▼
Current assets29/58€131k€127k▼
Amounts receivable after more than one year29€38k€33k▼
Other amounts receivable291€38k€33k▼
Amounts receivable within one year40/41€34k€43k▲
Trade receivables40€13k€18k▲
Other amounts receivable41€21k€25k▲
Cash at bank and in hand54/58€59k€49k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€172k€151k▼
Equity10/15€125k€52k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€118k€45k▼
Distributable reserves133€118k€45k▼
Amounts payable17/49€47k€100k▲
Amounts payable after more than one year17€15k€3k▼
Financial debts170/4€15k€3k▼
Amounts payable within one year42/48€33k€97k▲
Current portion of amounts payable after more than one year42€16k€12k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€13k▲
Other amounts payable47/48€6k€67k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€34k€21k▼
Operating profit (loss)9901€12k€100▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€11k€-1k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€3k€-6k▼
Profit (loss) for the period to be appropriated9905€3k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-6k▼
Transfer from equity791/2€6k€73k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€6k€67k▲
Return on contributions (dividend)694€6k€67k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4k | €3k | €8k | €7k | €7k | ▼ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €20k | €19k | €19k | ▼ 3.0% |
| Other operating charges640/8 | €747 | €1k | €2k | €2k | €3k | ▲ 13.3% |
| Gross operating margin9900 | €50k | €18k | €43k | €34k | €21k | ▼ 37.1% |
| Operating profit (loss)9901 | €44k | €11k | €22k | €12k | €100 | ▼ 99.2% |
| Financial income75/76B | - | €496 | €435 | €1k | €1k | ▼ 20.2% |
| Recurring financial income75 | - | €496 | €435 | €1k | €1k | ▼ 20.2% |
| Financial charges65/66B | €270 | €866 | €2k | €2k | €2k | ▲ 8.4% |
| Recurring financial charges65 | €270 | €866 | €2k | €2k | €2k | ▲ 8.4% |
| Profit (loss) for the period before taxes9903 | €44k | €11k | €20k | €11k | €-1k | ▼ 112% |
| Income taxes67/77 | €14k | €3k | €14k | €8k | €5k | ▼ 43.4% |
| Profit (loss) for the period9904 | €30k | €7k | €6k | €3k | €-6k | ▼ 272% |
| Profit (loss) for the period to be appropriated9905 | €30k | €7k | €6k | €3k | €-6k | ▼ 272% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €166k | €229k | €188k | €172k | €151k | ▼ 11.9% |
| Fixed assets21/28 | €5k | €68k | €60k | €41k | €24k | ▼ 41.3% |
| Tangible fixed assets22/27 | €5k | €68k | €60k | €41k | €24k | ▼ 41.3% |
| Plant, machinery and equipment23 | €5k | €8k | €15k | €11k | €9k | ▼ 20.2% |
| Leasing and similar rights25 | - | €60k | €45k | €30k | €15k | ▼ 48.7% |
| Current assets29/58 | €162k | €161k | €128k | €131k | €127k | ▼ 2.7% |
| Amounts receivable after more than one year29 | €46k | €40k | €42k | €38k | €33k | ▼ 11.6% |
| Trade receivables290 | €46k | - | - | - | - | - |
| Other amounts receivable291 | - | €40k | €42k | €38k | €33k | ▼ 11.6% |
| Amounts receivable within one year40/41 | €30k | €24k | €33k | €34k | €43k | ▲ 25.7% |
| Trade receivables40 | €16k | €14k | €26k | €13k | €18k | ▲ 33.8% |
| Other amounts receivable41 | €14k | €10k | €7k | €21k | €25k | ▲ 20.5% |
| Cash at bank and in hand54/58 | €85k | €97k | €52k | €59k | €49k | ▼ 17.9% |
| Deferred charges and accrued income490/1 | - | - | €2k | - | €3k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €166k | €229k | €188k | €172k | €151k | ▼ 11.9% |
| Equity10/15 | €117k | €124k | €127k | €125k | €52k | ▼ 58.5% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | €6k | €6k | €6k | €6k | = |
| Share premium1100/10 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €111k | €118k | €121k | €118k | €45k | ▼ 61.6% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €109k | €116k | €121k | €118k | €45k | ▼ 61.6% |
| Amounts payable17/49 | €50k | €104k | €61k | €47k | €100k | ▲ 111% |
| Amounts payable after more than one year17 | - | €45k | €30k | €15k | €3k | ▼ 82.7% |
| Financial debts170/4 | - | €45k | €30k | €15k | €3k | ▼ 82.7% |
| Amounts payable within one year42/48 | €50k | €59k | €31k | €33k | €97k | ▲ 197% |
| Current portion of amounts payable after more than one year42 | - | €14k | €15k | €16k | €12k | ▼ 22.5% |
| Trade debts44 | €4k | €6k | €6k | €1k | €5k | ▲ 384% |
| Suppliers440/4 | €4k | €6k | €6k | €1k | €5k | ▲ 384% |
| Taxes, remuneration and social security45 | €15k | €5k | €7k | €10k | €13k | ▲ 29.5% |
| Taxes450/3 | €15k | €5k | €7k | €10k | €13k | ▲ 29.5% |
| Other amounts payable47/48 | €30k | €33k | €3k | €6k | €67k | ▲ 1,017% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30k | €7k | €6k | €3k | €-6k | ▼ 272% |
| + Depreciation and write-downs630 | €5k | €5k | €20k | €19k | €19k | ▼ 3.0% |
| Operating cash flow (approximation) | €35k | €13k | €25k | €23k | €13k | ▼ 43.6% |
| Investment in fixed assets (approximation) | - | €-68k | €-12k | €0 | €-2k | - |
| Change in cash | - | €12k | €-46k | €8k | €-11k | ▼ 238% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Equity above €100kEq €117k ▲20.1%
4 profitable years in a row build equity to €117k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €36k ▲412%
Operating result €50k, net result €36k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1997
Ground area
861 m²
Building footprint
152 m²
Volume, LiDAR
722 m³
Parcel 11040A0002/00P039, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leopolddreef 35, 2900 Schoten
since 19972.083.639.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0002/00P039 | Flanders | 861 m² | 1 · 151 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-1997
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
61100Wired, wireless and satellite telecommunications
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.