FC COMPTABILITE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FC COMPTABILITE is 0.7% (low). The 2024 annual accounts show equity of €4k and a net result of €665. Its solvency ranks better than 16% of 4818 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4818 sector peers (2024).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-08-2025	30 d late	2025-00466556
31-12-2023	31-07-2024	22-08-2024	22 d late	2024-00364726

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.7% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€665-65.9%

Working capital€-1k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	19.1%	61.0%	better than 16% of 4818 sector peers
Net result	€665	€34k	better than 8% of 4815 sector peers
Equity	€4k	€59k	better than 7% of 4818 sector peers
Gross operating margin	€3k	€56k	better than 5% of 4813 sector peers
Total assets	€22k	€117k	better than 5% of 4818 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€3k

- 23-24

Net profit

€665

-65.9% 23-24

Cash flow

€3k

- 23-24

Total assets

€22k

+105.6% 23-24

Equity

€4k

+19.3% 23-24

Working capital

€-1k

- 23-24

Staff costs

€171

- 23-24

Income taxes

€1k

- 23-24

Debt

€17k

+147.9% 23-24

Debt ≤ 1y

€10k

+41.2% 23-24

Debt > 1y

€8k

- 23-24

Current ratio

0.88

-24.4% 23-24

Quick ratio

0.88

-24.4% 23-24

Solvency

19.1%

-42.0% 23-24

Debt / equity

4.25

+107.9% 23-24

ROE

16.2%

-71.4% 23-24

ROA

3.1%

-83.4% 23-24

Interest coverage

11.35

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€3k
Net profit	€665
Cash flow	€3k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€22k
Equity	€4k
Debt	€17k
of which ≤ 1y	€10k
of which > 1y	€8k
Working capital	€-1k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.88
Quick ratio	0.88
Working capital ratio	-5.7%
Solvency	19.1%
Debt / equity	4.25
Long-term debt ratio	1.83
Interest coverage	11.35
Gross margin	-
Net margin	-
ROA	3.1%
ROE	16.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €13k · 59.6% Current assets €9k · 40.4%

Equity & liabilities

Equity €4k · 19.1% Debt €17k · 80.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€22k
Fixed assets	21/28	€13k
Tangible fixed assets	22/27	€13k
Current assets	29/58	€9k
Amounts receivable within one year	40/41	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€22k
Equity	10/15	€4k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€3k
Amounts payable	17/49	€17k
Amounts payable after one year	17	€8k
Amounts payable within one year	42/48	€10k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€3k
Operating result	9901	€926
Financial charges	65	€262
Result before taxes	9903	€665
Net result for the period	9904	€665
Result to be appropriated	9905	€665

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

48 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Boulanger 34681 Oupeye

Establishment units

2 locations

FC COMPTABILITE

Rue Boulanger 3, 4681 OupeyeActiviteiten van gecertificeerde belastingadviseurs

since 20232.346.308.155

Rue du Comté de Dalhem 8, 4600 Visé

Activiteiten van (gecertificeerde) (fiscaal) accountants

since 20232.356.407.637

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1,263 m²

Buildings1

Building footprint336 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62049A0639/00F000	Wallonia	741 m²	1 · 336 m²	-
62085A0219/00F002	Wallonia	521 m²	-	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

59 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 48

Profitability 81

Solvency 21

Growth 52

Stability 94

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