FBO COMPANY
ActiveSummary
The computed 12-month bankruptcy probability of FBO COMPANY is 8.6% (elevated). The 2025 annual accounts show equity of €17k and a net result of €2k. Its solvency ranks better than 38% of 478 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency46▼-13
Growth52
Track record82
Bankruptcy probability, 12 months
8.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.95 against 1.14 in 2024; short-term debt: 79.1% and cash: 16.7% of total assets), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 15.3%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€79k▲ 86.4%
2024 · €43k
2024: €43k
2024 → 2025
Net result
€2k▼ 84.7%
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€-3k
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€17k▲ 15.3%
Operating result€18k-€4k▼ 80.4%
Net result€14k-€2k▼ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€20k ▲ 90.4%
Current assets
€59k ▲ 85.0%
Equity and liabilities €79k
Equity
€17k ▲ 15.3%
Debt
€63k ▲ 123%
Debt's share of the balance-sheet total rises from 66.2% to 79.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €19k
Cash flow
€10k▼
2024 · €15k
Current ratio
0.95▼
2024 · 1.14
Debt to equity
3.78▲
2024 · 1.95
ROE
13.3%▼
2024 · 100.0%
ROA
2.8%▼
2024 · 33.8%
Interest coverage
216.78▼
2024 · 3123.98
Debt ≤ 1 year
€63k▲
2024 · €28k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€79k▲
Fixed assets21/28€11k€20k▲
Tangible fixed assets22/27€11k€20k▲
Furniture and vehicles24€11k€20k▲
Current assets29/58€32k€59k▲
Amounts receivable within one year40/41€24k€44k▲
Trade receivables40€24k€44k▲
Cash at bank and in hand54/58€8k€13k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€43k€79k▲
Equity10/15€14k€17k▲
Profit (loss) carried forward14€14k€17k▲
Amounts payable17/49€28k€63k▲
Amounts payable within one year42/48€28k€63k▲
Trade debts44€7k€33k▲
Suppliers440/4€7k€33k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€16k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€849€7k▲
Other operating charges640/8€115€1k▲
Gross operating margin9900€19k€12k▼
Operating profit (loss)9901€18k€4k▼
Financial charges65/66B€6€51▲
Recurring financial charges65€6€51▲
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€14k€2k▼
Profit (loss) for the period to be appropriated9905€14k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Profit (loss) brought forward from the previous period14P-€14k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemkwekersstraat 331082 Sint-Agatha-BerchemGround area
304 m²
Building footprint
101 m²
Volume, LiDAR
1,011 m³
Parcel 21003A0305/00S000, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FBO COMPANY
since 20242.362.600.591
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0305/00S000 | Brussels | 304 m² | 1 · 101 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,915 companies in sector 53200 we hold annual accounts for 1,329. 1,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:fayssal.bouzya@gmail.com