FBB CONSULT
ActiveFBB CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▼-67
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
3 d early
2023
5 d early
2022
3 d early
2021
125 d early
2020
6 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 96.3%
2024 · €56k
2018: €119k
2019: €20k
2020: €20k
2021: €96k
2022: €32k
2023: €73k
2024: €56k
2018 → 2025
Total assets
€27k▼ 57.4%
2024 · €63k
2018: €527k
2019: €654k
2020: €624k
2021: €728k
2022: €431k
2023: €81k
2024: €63k
2018 → 2025
Net result
€7k
2024 · €-18k
2018: €23k
2019: €99k
2020: €114k
2021: €190k
2022: €30k
2023: €41k
2024: €-18k
2018 → 2025
Working capital
€27▼ 99.9%
2024 · €48k
2018: €143k
2019: €-10k
2020: €-28k
2021: €57k
2022: €8k
2023: €56k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€32k▼ 66.3%€73k▲ 127%€56k▼ 24.1%€2k▼ 96.3%
Operating result€291k-€22k▼ 92.4%€48k▲ 116%€-17k€6k
Net result€190k-€30k▼ 84.2%€41k▲ 36.2%€-18k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€2k▼ 74.3%
Current assets
€25k▼ 55.0%
Equity and liabilities €27k
Equity
€2k▼ 96.3%
Debt
€25k▲ 216%
The debt ratio rises from 12.5% to 92.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €-8k
Cash flow
€13k▲
2024 · €-8k
Solvency
7.7%▼
2024 · 87.5%
Current ratio
1.00▼
2024 · 7.02
Quick ratio
1.00▼
2024 · 7.02
Debt / equity
12.04▲
2024 · 0.14
ROE
321.1%▲
2024 · -31.7%
ROA
24.6%▲
2024 · -27.8%
Interest coverage
150.19▲
2024 · -153.35
Debt
€25k▲
2024 · €8k
Debt ≤ 1 year
€25k▲
2024 · €8k
Income taxes
€-27▼
2024 · €565
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€27k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€5k-
Other tangible fixed assets26€3k€2k▼
Current assets29/58€55k€25k▼
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€3k€9k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€46k€7k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€63k€27k▼
Equity10/15€56k€2k▼
Contributions10/11€419€419=
Reserves13€55k€2k▼
Distributable reserves133€55k€2k▼
Amounts payable17/49€8k€25k▲
Amounts payable within one year42/48€8k€25k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€12k▲
Other amounts payable47/48-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-6k€14k▲
Operating profit (loss)9901€-17k€6k▲
Financial income75/76B€257€1k▲
Recurring financial income75€257€1k▲
Financial charges65/66B€51€76▲
Recurring financial charges65€51€76▲
Profit (loss) for the period before taxes9903€-17k€7k▲
Income taxes67/77€565€-27▼
Profit (loss) for the period9904€-18k€7k▲
Profit (loss) for the period to be appropriated9905€-18k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€7k▲
Transfer from equity791/2€18k€60k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account · Inès QUIRYNEN
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼143%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 7current ratio 7.89
Current ratio from 1.17 to 7.89; short-term debt falls from €50k to €8k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €190k ▲66.4%
Operating result €291k, net result €190k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 338 days late
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Meeusenlaan 102900 SchotenGround area
747 m²
Building footprint
212 m²
Volume, LiDAR
889 m³
Parcel 11442C0371/00V002, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pastoor Meeusenlaan 10, 2900 Schoten
since 20142.226.215.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0371/00V002 | Flanders | 747 m² | 1 · 212 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,763 EUR awarded · 1,851 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 449 EUR | 449 EUR |
| 2024 | 1 | 449 EUR | 449 EUR |
| 2023 | 1 | 497 EUR | 585 EUR |
| 2022 | 1 | 368 EUR | 368 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 1,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2014
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.