FB WEALTH CONSULTING & SERVICES
FB WEALTH CONSULTING & SERVICES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €-27k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
| Equity | €84k |
| Net result | €-27k |
| Better than sector | 95% |
| Active | 11 yrs |
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 97.2% | 55.4% | |
| Net result | €-27k | €38k | |
| Equity | €84k | €64k | |
| Gross operating margin | €-22k | €61k | |
| Total assets | €86k | €146k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €-22k | €4k | €27k | €108k |
| Net profit | €-27k | €734 | €16k | €84k |
| Cash flow | €-25k | €2k | €18k | €89k |
| Staff costs | - | - | - | - |
| Income taxes | €197 | €784 | €6k | €30k |
| Dividends | - | - | €0 | €41k |
| Total assets | €86k | €114k | €123k | €243k |
| Equity | €84k | €111k | €110k | €94k |
| Debt | €2k | €3k | €13k | €149k |
| of which ≤ 1y | €2k | €3k | €11k | €149k |
| of which > 1y | - | - | - | - |
| Working capital | €80k | €106k | €105k | €88k |
| Employees (FTE) | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 34.19 | 32.26 | 10.61 | 1.59 |
| Quick ratio | 34.19 | 32.26 | 10.61 | 1.59 |
| Working capital ratio | 93.0% | 92.9% | 86.0% | 36.1% |
| Solvency | 97.2% | 97.0% | 89.7% | 38.8% |
| Debt / equity | 0.03 | 0.03 | 0.11 | 1.58 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | -9.57 | 3.19 | 8.78 | 217.07 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -31.1% | 0.6% | 12.6% | 34.7% |
| ROE | -32.0% | 0.7% | 14.1% | 89.3% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €86k | €114k | €123k | €243k |
| Fixed assets | 21/28 | €4k | €5k | €6k | €7k |
| Tangible fixed assets | 22/27 | €4k | €5k | €6k | €7k |
| Current assets | 29/58 | €83k | €109k | €116k | €237k |
| Amounts receivable within one year | 40/41 | €587 | €18k | €16k | €44k |
| Cash & bank | 54/58 | €79k | €85k | €94k | €189k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €86k | €114k | €123k | €243k |
| Equity | 10/15 | €84k | €111k | €110k | €94k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €63k | €90k | €90k | €74k |
| Amounts payable | 17/49 | €2k | €3k | €13k | €149k |
| Amounts payable within one year | 42/48 | €2k | €3k | €11k | €149k |
| Trade debts payable within one year | 44 | €2k | €2k | €1k | €41k |
| Income statement | |||||
| Gross operating margin | 9900 | €-22k | €5k | €27k | €109k |
| Operating result | 9901 | €-24k | €3k | €24k | €104k |
| Financial income | 75 | - | €261 | €12 | €11k |
| Financial charges | 65 | €2k | €1k | €3k | €500 |
| Result before taxes | 9903 | €-27k | €2k | €21k | €114k |
| Income taxes | 67/77 | €197 | €784 | €6k | €30k |
| Net result for the period | 9904 | €-27k | €734 | €16k | €84k |
| Result to be appropriated | 9905 | €-27k | €734 | €16k | €84k |
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 05-09-2014 |
| Status | Active |
| Postal code | 1380 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0372/00C000 | Wallonia | 2,592 m² | 1 · 286 m² | 7.7 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
23-11-2023 BINDELLE Francoise-Margrit Marie Julienne Freddy reappointed as director
- BINDELLE Francoise-Margrit Marie Julienne Freddy, Bestuurder
Technical details
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"name_full": "FB WEALTH CONSULTING \u0026 SERVICES",
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}| Legal nameFR | FB WEALTH CONSULTING & SERVICES |