FAMIFLORA MOUSCRON SERVICES
ActiveSummary
FAMIFLORA MOUSCRON SERVICES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €13k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-2
Solvency52▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.23 in 2024; short-term debt: 72.7% and cash: 10.4% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €119k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
40 d early
2022
38 d early
2021
38 d early
2020
36 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 18.9%
2024 · €16k
2018: €8k
2019: €12k
2020: €14k
2021: €14k
2022: €11k
2023: €3k
2024: €16k
2018 → 2025
Working capital
€82k▲ 38.0%
2024 · €60k
2018: €373k
2019: €337k
2020: €284k
2021: €298k
2022: €309k
2023: €90k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€298k-€309k▲ 3.9%€90k▼ 70.8%€106k▲ 17.8%€119k▲ 12.3%
Operating result€22k-€14k▼ 35.0%€-3k€26k€24k▼ 8.1%
Net result€14k-€11k▼ 16.5%€3k▼ 70.3%€16k▲ 370%€13k▼ 18.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets
€37k ▼ 20.7%
Current assets
€400k ▲ 24.7%
Equity and liabilities €437k
Equity
€119k ▲ 12.3%
Debt
€318k ▲ 21.6%
Debt's share of the balance-sheet total rises from 71.1% to 72.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €27k
Cash flow
€23k▲
2024 · €18k
Current ratio
1.26▲
2024 · 1.23
Debt to equity
2.66▲
2024 · 2.46
ROE
10.9%▼
2024 · 15.1%
ROA
3.0%▼
2024 · 4.4%
Interest coverage
628.55▲
2024 · 537.58
Debt ≤ 1 year
€318k▲
2024 · €261k
Income taxes
€14k▲
2024 · €14k
Staff costs
€1.24M▲
2024 · €895k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€367k€437k▲
Fixed assets21/28€47k€37k▼
Tangible fixed assets22/27€47k€37k▼
Furniture and vehicles24€47k€37k▼
Current assets29/58€321k€400k▲
Amounts receivable after more than one year29€107k€110k▲
Other amounts receivable291€107k€110k▲
Amounts receivable within one year40/41€201k€244k▲
Trade receivables40€201k€244k▲
Cash at bank and in hand54/58€13k€45k▲
Equity and liabilities
Total equity and liabilities10/49€367k€437k▲
Equity10/15€106k€119k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€30k€43k▲
Amounts payable17/49€261k€318k▲
Amounts payable within one year42/48€261k€318k▲
Trade debts44€48k€132k▲
Suppliers440/4€48k€132k▲
Taxes, remuneration and social security45€214k€186k▼
Taxes450/3€98k€25k▼
Remuneration and social security454/9€116k€161k▲
Income statement
Code20242025
Remuneration, social security and pensions62€895k€1.24M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€1k€900▼
Gross operating margin9900€923k€1.28M▲
Operating profit (loss)9901€26k€24k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€51€53▲
Recurring financial charges65€51€53▲
Profit (loss) for the period before taxes9903€30k€27k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€16k€13k▼
Profit (loss) for the period to be appropriated9905€16k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€43k▲
Profit (loss) brought forward from the previous period14P€14k€30k▲
Social balance
Average headcount (FTE)908722.136.2▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €16k ▲370%
Operating result €26k, net result €16k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲17.8%
7 profitable years in a row build equity to €106k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼70.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Vantieghemstraat(D) 147711 MouscronGround area
3.8 ha
Building footprint
2.5 ha
Parcel 54003R1918/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FAMIFLORA MOUSCRON SERVICES
since 20172.265.122.917
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003R1918/00B000 | Wallonia | 3.8 ha | 1 · 2.5 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDA - CENTRE DE JARDINAGE
BE 0627.791.819
Seneffe · Eq €119,020
LA VIE EN VERT
BE 0479.463.971
Aywaille · Eq €119,733
BLOEMBINDERIJ DE GROENE OPERA
BE 0455.898.713
Lier · Eq €118,608
CHANOU
BE 0446.736.864
Vorst · Eq €120,068
'T GROEN
BE 0808.383.944
Berlare · Eq €120,418
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-06-2017
Fiscal year end31-12
Abbreviation FR
FFM SERVICES
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.