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FAKTOR

Active
Private limited company·Arbeidsbemiddeling· 2 yrs active
Rijvisschepark 74 ·9052 Gent, Belgium
KBO/BCE: BE 1004.642.757
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Age2 yrs
Staff (FTE)1.9
Real estate4 parcels · 1.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FAKTOR is 2.0% (moderate). The 2024 annual accounts show equity of €210k and a net result of €356k. Its solvency ranks better than 30% of 413 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 25-04-2025, 5 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-09. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2024, that is 30-04-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2024 30-04-2025 25-04-2025 5 d early 2025-00075187

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€356k
Working capital€205k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-04-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 78 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 27.0% 54.7%
better than 30% of 413 sector peers
Net result €356k €19k
better than 95% of 413 sector peers
Equity €210k €45k
better than 93% of 413 sector peers
Gross operating margin €490k €43k
better than 95% of 411 sector peers
Staff costs €70k €67k
higher than 51% of 106 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€419k
Net profit€356k
Cash flow€360k
Staff costs€70k
Income taxes€59k
Dividends-
Total assets€780k
Equity€210k
Debt€570k
of which ≤ 1y€570k
of which > 1y-
Working capital€205k
Employees (FTE)1.9
Ratios (computed)
2024
Current ratio1.36
Quick ratio1.36
Working capital ratio26.3%
Solvency27.0%
Debt / equity2.71
Long-term debt ratio-
Interest coverage1218.69
Gross margin-
Net margin-
ROA45.7%
ROE169.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€780k
Fixed assets 21/28€5k
Intangible fixed assets 21€5k
Current assets 29/58€774k
Amounts receivable within one year 40/41€479k
Cash & bank 54/58€295k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€780k
Equity 10/15€210k
Contributions / capital 10/11€20k
Reserves 13€190k
Accumulated profits (losses) 14€216
Amounts payable 17/49€570k
Amounts payable within one year 42/48€570k
Trade debts payable within one year 44€238k
Income statement
Gross operating margin 9900€490k
Operating result 9901€416k
Financial charges 65€344
Result before taxes 9903€415k
Income taxes 67/77€59k
Net result for the period 9904€356k
Result to be appropriated 9905€356k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijvisschepark 749052 Gent

Establishment units

3 locations
FAKTOR
Jean-Baptiste de Ghellincklaan 15, 9051 GentArbitrage en bemiddeling tussen bedrijfsleiding en werknemers
since 20242.355.139.808
FAKTOR
Berchemstadionstraat 72, 2600 AntwerpenActiviteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
since 20252.370.685.938
Faktor
Plein(Kor) 13, 8500 KortrijkActiviteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
since 20262.386.119.529
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area1.1 ha
Buildings4
Building footprint3,048 m²
Volume (LiDAR)44,501 m³
Tallest building22.3 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11003A0291/00G002 Flanders 5,880 m² 1 · 1,872 m² 22.3 m · 6 fl.
34353H1638/00A000 Flanders 2,574 m² 1 · 435 m² 17.1 m · 2 fl.
44062D0382/00M000 Flanders 1,417 m² 1 · 443 m² 15.1 m · 5 fl.
44082A0170/00C000 Flanders 1,129 m² 1 · 299 m² 6.9 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
28-07-2025 Publication in the Belgian Official Gazette, Minor change Minor change·JULIE MAERE
Summary: Fiscal year changeNotary: JULIE MAERE · GentFirm: NOTARIAAT DRONGEN, geassocieerde notarissen

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency49Growth-Stability67
74 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 49
Growth -
Stability 67

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 417 of the 2,355 companies in this sector. 304 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Arbeidsbemiddeling78100Arbeidsbemiddeling78100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameNL FAKTOR
Registered office
Rijvisschepark 74
9052 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.