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Fagotvalk

Active
Prins Karellaan 50 ·8300 Knokke-Heist, Belgium
KBO/BCE: BE 0773.994.573
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Fagotvalk is 0.6% (low). The 2025 annual accounts show equity of €1.35M and a net result of €65k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 528 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€65k+856.0%
Working capital€-669k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2025 · verkort
€-200k€0€200k€400kOperating result 2021: €344k€344kNet result 2021: €269k€269kOperating result 2022: €35k€35kNet result 2022: €-25k€-25kOperating result 2023: €117k€117kNet result 2023: €-190k€-190kOperating result 2024: €322k€322kNet result 2024: €7k€7kOperating result 2025: €266k€266kNet result 2025: €65k€65k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~2.5%/year over 5 fiscal years, indicative, assuming unchanged policy.
€1.10M€1.20M€1.30M€1.40M€1.50M2026: €1.31M (€1.21M - €1.42M)2027: €1.28M (€1.17M - €1.39M)2028: €1.24M (€1.14M - €1.35M)2021: €1.49M2022: €1.46M2023: €1.27M2024: €1.28M2025: €1.35M20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 15.0% 16.2%
better than 48% of 528 sector peers
Net result €65k €6k
better than 72% of 528 sector peers
Equity €1.35M €152k
better than 80% of 528 sector peers
Gross operating margin €365k €78k
better than 77% of 527 sector peers
Total assets €9.03M €1.34M
better than 85% of 528 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P48
2021: P37 · n=6942022: P46 · n=10992023: P50 · n=14362024: P50 · n=16972025: P48 · n=5282021 2025
Stable position over 2021-2025 · n=528-1697
Net result P72
2021: P89 · n=6942022: P26 · n=10992023: P9 · n=14322024: P58 · n=16932025: P72 · n=5282021 2025
Improving position over 2021-2025 · n=528-1693
Equity P80
2021: P80 · n=6942022: P83 · n=10992023: P83 · n=14362024: P82 · n=16972025: P80 · n=5282021 2025
Stable position over 2021-2025 · n=528-1697
Gross operating margin P77
2021: P82 · n=6922022: P67 · n=10952023: P75 · n=14322024: P84 · n=16942025: P77 · n=5272021 2025
Stable position over 2021-2025 · n=527-1694
Describes the position versus peers, not a forecast.
EBITDA
€314k
-14.9% far above sector median
Net profit
€65k
+856.0% far above sector median
Cash flow
€112k
+112.9% far above sector median
Total assets
€9.03M
-1.1% far above sector median
Equity
€1.35M
+5.9% far above sector median
Working capital
€-669k
- far below sector median
Income taxes
€11k
- far above sector median
Debt
€7.68M
-2.3% far above sector median
Debt ≤ 1y
€7.61M
+2989.7% far above sector median
Debt > 1y
€7.52M
-2.5% far above sector median
Current ratio
0.91
-96.8% -34% vs sector
Quick ratio
0.91
-96.8% -34% vs sector
Solvency
15.0%
+7.1% -73% vs sector
Debt / equity
5.68
-7.8% far above sector median
ROE
4.8%
+802.5% far above sector median
ROA
0.7%
+867.0% far above sector median
Interest coverage
1.08
+21.2% -94% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€314k
Net profit€65k
Cash flow€112k
Staff costs-
Income taxes€11k
Dividends-
Total assets€9.03M
Equity€1.35M
Debt€7.68M
of which ≤ 1y€7.61M
of which > 1y-
Working capital€-669k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.91
Quick ratio0.91
Working capital ratio-7.4%
Solvency15.0%
Debt / equity5.68
Long-term debt ratio-
Interest coverage1.08
Gross margin-
Net margin-
ROA0.7%
ROE4.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€9.03M
Fixed assets 21/28€2.09M
Tangible fixed assets 22/27€2.09M
Current assets 29/58€6.94M
Amounts receivable within one year 40/41€6.68M
Cash & bank 54/58€196k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9.03M
Equity 10/15€1.35M
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€1.32M
Amounts payable 17/49€7.68M
Amounts payable within one year 42/48€7.61M
Trade debts payable within one year 44€48k
Income statement
Gross operating margin 9900€365k
Operating result 9901€266k
Financial income 75€99k
Financial charges 65€290k
Result before taxes 9903€75k
Income taxes 67/77€11k
Net result for the period 9904€65k
Result to be appropriated 9905€65k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
31 / 100 Weak
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
10 companies at this address See who is registered here

Establishment units

1 location
Fagotvalk
Louizalaan 32, 1050 ElseneHoldings
since 20212.328.526.768
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,113 m²
Buildings2
Building footprint1,320 m²
Volume (LiDAR)19,856 m³
Tallest building23.8 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
31332E0837/00A000 Flanders 2,109 m² 1 · 318 m² 13.6 m · 3 fl.
21009A0364/00W000 Brussels 1,004 m² 1 · 1,003 m² 23.8 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
05-03-2025 Deloitte Bedrijfsrevisoren B.V. reappointed as statutory auditor Director changes
  • Deloitte Bedrijfsrevisoren B.V., Commissaris

Analysis

Snowflake analysis

financial profile on 5 axes
Health31Profitability24Solvency19Growth32Stability94
40 / 100

Fragile profile, watch solvency in particular.

Health 31
Profitability 24
Solvency 19
Growth 32
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL Fagotvalk
Legal nameNL Fieldstone
Registered office
Prins Karellaan 50
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.