Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of FACTS is 0.1% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 31-12, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 05-05-2026 | 87 d early | 2026-00104492 |
| 30-12-2024 | 30-07-2025 | 12-03-2025 | 140 d early | 2025-00047476 |
| 30-12-2023 | 30-07-2024 | 28-05-2024 | 63 d early | 2024-00103334 |
| 30-12-2022 | 30-07-2023 | 20-05-2023 | 71 d early | 2023-00093798 |
| 30-12-2021 | 30-07-2022 | 29-05-2022 | 62 d early | 2022-20042829 |
| 30-12-2020 | 30-07-2021 | 31-05-2021 | 60 d early | 2021-16600539 |
| 30-12-2019 | 30-07-2020 | 01-06-2020 | 59 d early | 2020-14500482 |
| 30-12-2018 | 30-07-2019 | 01-06-2019 | 59 d early | 2019-15900137 |
| 30-12-2017 | 30-07-2018 | 11-06-2018 | 49 d early | 2018-18200132 |
| 30-12-2016 | 30-07-2017 | 10-06-2017 | 50 d early | 2017-16900307 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | verkort | 05-05-2026 | 2026-00104492 |
| 30-12-2024 | micro | 12-03-2025 | 2025-00047476 |
| 30-12-2023 | micro | 28-05-2024 | 2024-00103334 |
| 30-12-2022 | micro | 20-05-2023 | 2023-00093798 |
| 30-12-2021 | micro | 29-05-2022 | 2022-20042829 |
| 30-12-2020 | micro | 31-05-2021 | 2021-16600539 |
| 30-12-2019 | micro | 01-06-2020 | 2020-14500482 |
| 30-12-2018 | micro | 01-06-2019 | 2019-15900137 |
| 30-12-2017 | micro | 11-06-2018 | 2018-18200132 |
| 30-12-2016 | verkort | 10-06-2017 | 2017-16900307 |
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (24308597). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Ann-Sophie DeryckeDirectorState Gazette act 24308597 (05-01-2024)Current05-01-2024 → present
-
Christopher DeryckeDirectorState Gazette act 24308597 (05-01-2024)Current05-01-2024 → present
-
Kimberley DeryckeDirectorState Gazette act 24308597 (05-01-2024)Current05-01-2024 → present
-
Michaël DeryckeDirectorState Gazette act 24308597 (05-01-2024)Current05-01-2024 → present
-
Serge DeryckeManaging directorState Gazette act 24308597 (05-01-2024)Current05-01-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 02-12-1991 |
| Status | Active |
| Postal code | 8510 |
Structure & network
Connections & network
3 connected companiesGroup structure
Subsidiary · 1 location
→
Subsidiary · 6 subsidiaries · 1 location
→
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationZusters Lovelingstraat(Mar) 70, 8510 Kortrijk
since 19912.055.485.131
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,843 m²
Buildings1
Building footprint272 m²
Volume (LiDAR)1,533 m³
Tallest building8.4 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026B0411/00M000 | Flanders | 1,843 m² | 1 · 272 m² | 8.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2024
05-01-2024 5 directors appointed
- Christopher Derycke, Bestuurder
- Kimberley Derycke, Bestuurder
- Michaël Derycke, Bestuurder
- Ann-Sophie Derycke, Bestuurder
- Serge Derycke, Gedelegeerd bestuurder
Notary:
BÉNÉDICTE STROBBE · WAREGEM
Analysis
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verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
| Legal nameNL | FACTS |
Registered office
Zusters Lovelingstraat(Mar) 70
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.