FACINANTE
ActiveSummary
FACINANTE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €80k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+11
Solvency83▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.27 in 2024; short-term debt: 12.5% and cash: 2.6% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
6.3%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 09-03-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
3 d early
2022
59 d early
2021
1 d early
2020
35 d early
2019
2 d early
2018
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€744k▲ 11.6%
2024 · €667k
2018: €241k
2019: €253k
2020: €249k
2021: €269k
2022: €642k
2024: €667k
2018 → 2025
Total assets
€1.28M▼ 4.9%
2024 · €1.34M
2018: €802k
2019: €841k
2020: €753k
2021: €1.02M
2022: €1.10M
2024: €1.34M
2018 → 2025
Net result
€80k▲ 221%
2024 · €25k
2018: €34k
2019: €12k
2020: €-4k
2021: €20k
2022: €373k
2024: €25k
2018 → 2025
Working capital
€194k▼ 33.1%
2024 · €290k
2018: €-65k
2019: €23k
2020: €26k
2021: €428k
2022: €740k
2024: €290k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€249k-€269k▲ 8.0%€642k▲ 138%€667k▲ 3.9%€744k▲ 11.6%
Operating result€9k-€40k▲ 319%€559k▲ 1,309%€49k▼ 91.2%€132k▲ 169%
Net result€-4k-€20k€373k▲ 1,766%€25k▼ 93.3%€80k▲ 221%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 169% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€923k ▲ 12.1%
Current assets
€354k ▼ 31.8%
Equity and liabilities €1.28M
Equity
€744k ▲ 11.6%
Debt
€534k ▼ 21.1%
Debt's share of the balance-sheet total falls from 50.4% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€193k▲
2024 · €110k
Cash flow
€141k▲
2024 · €86k
Current ratio
2.22▼
2024 · 2.27
Quick ratio
1.90▼
2024 · 2.27
Debt to equity
0.72▼
2024 · 1.01
ROE
10.8%▲
2024 · 3.8%
ROA
6.3%▲
2024 · 1.9%
Interest coverage
10.34▲
2024 · 5.35
Debt ≤ 1 year
€160k▼
2024 · €229k
Debt > 1 year
€370k▼
2024 · €446k
Income taxes
€34k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.28M▼
Fixed assets21/28€823k€923k▲
Tangible fixed assets22/27€823k€893k▲
Land and buildings22€777k€870k▲
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€41k€17k▼
Financial fixed assets28€50€30k▲
Current assets29/58€520k€354k▼
Amounts receivable after more than one year29€234k€222k▼
Other amounts receivable291€234k€222k▼
Stocks and contracts in progress3-€50k
Stocks30/36-€50k
Amounts receivable within one year40/41€217k€43k▼
Trade receivables40€159k€28k▼
Other amounts receivable41€58k€15k▼
Cash at bank and in hand54/58€64k€33k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.28M▼
Equity10/15€667k€744k▲
Contributions10/11€10k€10k=
Reserves13€455k€530k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€455k€530k▲
Profit (loss) carried forward14€202k€204k▲
Amounts payable17/49€676k€534k▼
Amounts payable after more than one year17€446k€370k▼
Financial debts170/4€446k€370k▼
Amounts payable within one year42/48€229k€160k▼
Current portion of amounts payable after more than one year42€74k€76k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Advances received on contracts in progress46-€20k
Taxes, remuneration and social security45€38k€42k▲
Taxes450/3€38k€42k▲
Other amounts payable47/48€111k€16k▼
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€605€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€61k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€35k€19k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€144k€212k▲
Operating profit (loss)9901€49k€132k▲
Financial income75/76B€963€2k▲
Recurring financial income75€963€2k▲
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€29k€115k▲
Income taxes67/77€4k€34k▲
Profit (loss) for the period9904€25k€80k▲
Profit (loss) for the period to be appropriated9905€25k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€226k€282k▲
Profit (loss) brought forward from the previous period14P€201k€202k▲
Transfer to equity691/2€25k€75k▲
To other reserves6921€25k€75k▲
Profit to be distributed694/7-€3k
Directors or managers695-€3k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €373k ▲1766%
Operating result €559k, net result €373k, both a record.
30-09
Financial
Equity above €500kEq €642k ▲138%
2 profitable years in a row build equity to €642k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 7.06
Current ratio from 1.15 to 7.06; short-term debt falls from €168k to €71k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-4k ▼133%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikkebusstraat(Lok) 888958 HeuvellandGround area
5,375 m²
Building footprint
514 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
FACINANTE
since 19922.058.373.157
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33015B0098/00D000 | Flanders | 3,668 m² | - | - |
| 33030B0577/03_000 | Flanders | 1,707 m² | 1 · 514 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VORMGEVING EN AFWERKING
BE 0837.242.335
Edegem · Eq €743,772
MDF CONSULTING
BE 0698.827.788
Lanaken · Eq €743,763
Manibel
BE 0810.802.016
Genk · Eq €743,809
THIKI
BE 0705.957.684
Sint-Martens-Latem · Eq €743,843
ON THE WAVE
BE 0698.745.339
Zaventem · Eq €743,885
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,981 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-1992
Fiscal year end31-08
Activities, NACEBEL 2025
70200Business and other management consultancy
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.