Fac Similiter
ActiveSummary
Fac Similiter has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30.48M and a net result of €854k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 60% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-7
Solvency84▲+3
Growth50▼-17
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.42 in 2024; short-term debt: 11.9% and cash: 4.2% of total assets), and 41% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d early
2023
20 d early
2022
40 d early
2021
4 d late
2020
25 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€28.05M▲ 0.6%
2024 · €27.90M
2018: €22.26M
2019: €22.87M
2020: €21.23M
2021: €22.70M
2022: €25.13M
2023: €26.79M
2024: €27.90M
2018 → 2025
EBIT margin
3.0%▼ 3.7pp
2024 · 6.6%
2018: 4.9%
2019: 6.6%
2020: 8.2%
2021: 4.5%
2022: 5.5%
2023: 0.5%
2024: 6.6%
2018 → 2025
Net result
€854k▼ 51.1%
2024 · €1.75M
2018: €881k
2019: €1.33M
2020: €1.51M
2021: €666k
2022: €983k
2023: €-44k
2024: €1.75M
2018 → 2025
Working capital
€9.91M▲ 4.9%
2024 · €9.44M
2018: €9.19M
2019: €15.31M
2020: €10.75M
2021: €9.85M
2022: €9.35M
2023: €8.87M
2024: €9.44M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€22.70M-€25.13M▲ 10.7%€26.79M▲ 6.6%€27.90M▲ 4.1%€28.05M▲ 0.6%
Equity€28.44M-€29.08M▲ 2.3%€28.72M▼ 1.2%€30.05M▲ 4.6%€30.48M▲ 1.4%
Operating result€1.01M-€1.39M▲ 37.2%€121k▼ 91.3%€1.85M▲ 1,422%€832k▼ 54.9%
Net result€666k-€983k▲ 47.7%€-44k€1.75M€854k▼ 51.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51.68M
Fixed assets
€35.61M ▼ 3.9%
Current assets
€16.06M ▼ 0.3%
Equity and liabilities €51.68M
Equity
€30.48M ▲ 1.4%
Provisions
€390k ▼ 0.2%
Debt
€20.81M ▼ 9.0%
Debt's share of the balance-sheet total falls from 42.9% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3.28M▼
2024 · €4.40M
Cash flow
€3.30M▼
2024 · €4.30M
Current ratio
2.61▲
2024 · 2.42
Quick ratio
2.59▲
2024 · 2.40
Debt to equity
0.68▼
2024 · 0.76
ROE
2.8%▼
2024 · 5.8%
ROA
1.7%▼
2024 · 3.3%
Interest coverage
8.34▼
2024 · 10.25
Debt ≤ 1 year
€6.15M▼
2024 · €6.66M
Debt > 1 year
€14.47M▼
2024 · €15.92M
Staff costs
€26.63M▲
2024 · €25.74M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 85 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53.29M€51.68M▼
Formation expenses20€130k€204▼
Fixed assets21/28€37.06M€35.61M▼
Tangible fixed assets22/27€37.06M€35.61M▼
Land and buildings22€33.47M€32.28M▼
Plant, machinery and equipment23€1.96M€1.78M▼
Furniture and vehicles24€917k€796k▼
Other tangible fixed assets26-€12k
Assets under construction and advance payments27€709k€747k▲
Financial fixed assets28€20€20=
Other financial fixed assets284/8€20€20=
Amounts receivable and cash guarantees285/8€20€20=
Current assets29/58€16.10M€16.06M▼
Amounts receivable after more than one year29€936k€624k▼
Other amounts receivable291€936k€624k▼
Stocks and contracts in progress3€93k€95k▲
Stocks30/36€93k€95k▲
Raw materials and consumables30/31€93k€95k▲
Amounts receivable within one year40/41€3.80M€4.12M▲
Trade receivables40€2.98M€3.19M▲
Other amounts receivable41€818k€933k▲
Current investments50/53€7.40M€8.95M▲
Cash at bank and in hand54/58€3.69M€2.17M▼
Deferred charges and accrued income490/1€186k€102k▼
Equity and liabilities
Total equity and liabilities10/49€53.29M€51.68M▼
Equity10/15€30.05M€30.48M▲
Contributions10/11€4.33M€4.42M▲
Capital10€4.33M€4.42M▲
Reserves13€4.97M€5.82M▲
Profit (loss) carried forward14€15.96M€15.96M=
Investment grants15€4.78M€4.28M▼
Provisions and deferred taxes16€390k€390k▼
Provisions for liabilities and charges160/5€390k€390k▼
Pensions and similar obligations160€639€0▼
Major repairs and maintenance162€50k€50k=
Other liabilities and charges164/5€340k€340k=
Amounts payable17/49€22.85M€20.81M▼
Amounts payable after more than one year17€15.92M€14.47M▼
Financial debts170/4€15.92M€14.47M▼
Credit institutions173€14.05M€12.79M▼
Other loans174€1.87M€1.68M▼
Amounts payable within one year42/48€6.66M€6.15M▼
Current portion of amounts payable after more than one year42€26k€26k▲
Financial debts43€1.46M€1.42M▼
Credit institutions430/8€1.30M€1.26M▼
Other loans439€167k€167k=
Trade debts44€1.96M€1.77M▼
Suppliers440/4€1.96M€1.77M▼
Taxes, remuneration and social security45€3.21M€2.94M▼
Taxes450/3€206k€58k▼
Remuneration and social security454/9€3.01M€2.88M▼
Accrued charges and deferred income492/3€274k€184k▼
Income statement
Code20242025
Operating income70/76A€36.37M€36.24M▼
Turnover70€27.90M€28.05M▲
Own construction capitalised72€63k€93k▲
Other operating income74€480k€470k▼
Non-recurring operating income76A€354k€41k▼
Operating charges60/66A€34.52M€35.40M▲
Goods for resale, raw materials and consumables60€1.39M€1.47M▲
Purchases600/8€1.39M€1.47M▲
Change in stocks: decrease (increase)609€2k€-2k▼
Services and other goods61€4.72M€4.62M▼
Remuneration, social security and pensions62€25.74M€26.63M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.56M€2.45M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k€21k▲
Other operating charges640/8€119k€195k▲
Non-recurring operating charges66A€6k€20k▲
Operating profit (loss)9901€1.85M€832k▼
Financial income75/76B€332k€321k▼
Recurring financial income75€332k€321k▼
Income from financial fixed assets750€3k€16k▲
Income from current assets751€327k€303k▼
Other financial income752/9€2k€2k▲
Financial charges65/66B€434k€300k▼
Recurring financial charges65€434k€300k▼
Debt charges650€429k€393k▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€-99k
Other financial charges652/9€5k€5k▲
Profit (loss) for the period before taxes9903€1.75M€854k▼
Profit (loss) for the period9904€1.75M€854k▼
Profit (loss) for the period to be appropriated9905€1.75M€854k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17.71M€16.82M▼
Profit (loss) brought forward from the previous period14P€15.96M€15.96M=
To contributions691€1.75M€854k▼
Social balance
Average headcount (FTE)9087381.9384.1▲
The notes to these accounts (55 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €1.75M
Net result €1.75M after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-44k ▼104%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-08
State Gazette act
General meeting · Board meeting
Statutes amendment · Corporate purpose
11-08
State Gazette act
General meeting · Board meeting
Statutes amendment · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 4 establishment units since 1975
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilselsesteenweg 703020 HerentGround area
9.0 ha
Building footprint
1.5 ha
Volume, LiDAR
91,426 m³
4 parcels, Brussels, Flanders · tallest building 29.2 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
RVT Betlehem
since 19752.138.404.293
RVT Nazareth / KDV 't Prutske
since 19752.138.404.392
Fac Similiter
since 20062.153.571.432
kinderdagverblijf prutske
since 20102.184.616.083
4 parcels
Flanders
1
(25%)
Brussels
3
(75%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423G0531/00A000 | Flanders | 6.7 ha | 1 · 9,201 m² | - |
| 21612C0286/00K016 | Brussels | 1.3 ha | 1 · 2,303 m² | 23.5 m · 6 fl. |
| 21612C0162/00F002 | Brussels | 5,693 m² | 1 · 2,888 m² | 29.2 m · 6 fl. |
| 21612C0162/00H002 | Brussels | 4,682 m² | 1 · 139 m² | 13.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 27 entries · 16,100,654 EUR awarded · 16,100,654 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 6 | 11,379,740 EUR | 11,379,740 EUR |
| 2024 | 7 | 1,508,541 EUR | 1,523,661 EUR |
| 2023 | 7 | 1,645,597 EUR | 1,630,477 EUR |
| 2022 | 7 | 1,566,776 EUR | 1,566,776 EUR |
Schemes
Erkenning en financiering/subsidiëring van woonzorgcentra
Subsidies voorschoolse kinderopvang
Subsidie voor alternatieve financiering ouderenzorg
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Relance budget 45 - Inzetten op kwaliteit en 'good governance' van WZC & vooruitschuif nieuw beleid
Show 4 more
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
3 sites · 1 with a smileyHerent2.138.404.293
Ukkel2.138.404.392
Ukkel2.184.616.083
Care and welfare
6 services · 3 livePrutske
Betlehem
Windesheim
Prutske
Show 2 more services
Betlehem
DVC BETLEHEM
Dual-learning approval
3 live approvals · 6 endedBasiszorg en ondersteuning duaal (so)
Kinderbegeleider duaal (so)
Verzorgende/Zorgkundige duaal (so)
Show 6 ended approvals
Verzorgende/zorgkundige (so)
Kinderbegeleider duaal (so)
Grootkeukenmedewerker (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Verzorgende/zorgkundige (so)
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Of 322 companies in sector 87101 we hold annual accounts for 235. 112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded13-10-1975
Fiscal year end31-12
Activities, NACEBEL 2025
87101Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.