FABUS
ActiveFABUS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €84k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+1
Solvency73▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.14 in 2024; short-term debt: 13.6% and cash: 0.5% of total assets), and 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
7.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
4 d early
2022
2 d early
2021
4 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€548k▼ 5.9%
2024 · €582k
2018: €298k
2019: €415k
2020: €533k
2021: €594k
2022: €572k
2023: €591k
2024: €582k
2018 → 2025
Total assets
€1.15M▼ 2.3%
2024 · €1.18M
2018: €1.25M
2019: €1.59M
2020: €1.59M
2021: €1.56M
2022: €1.41M
2023: €1.24M
2024: €1.18M
2018 → 2025
Net result
€84k▲ 9.7%
2024 · €76k
2018: €103k
2019: €119k
2020: €120k
2021: €62k
2022: €62k
2023: €71k
2024: €76k
2018 → 2025
Working capital
€-144k▼ 71.4%
2024 · €-84k
2018: €111k
2019: €102k
2020: €156k
2021: €154k
2022: €70k
2023: €-56k
2024: €-84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€594k-€572k▼ 3.8%€591k▲ 3.4%€582k▼ 1.5%€548k▼ 5.9%
Operating result€97k-€94k▼ 3.3%€110k▲ 17.1%€129k▲ 17.8%€140k▲ 8.6%
Net result€62k-€62k▲ 0.1%€71k▲ 14.3%€76k▲ 7.5%€84k▲ 9.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€1.14M▼ 2.2%
Current assets
€13k▼ 4.1%
Equity and liabilities €1.15M
Equity
€548k▼ 5.9%
Provisions
€42k=
Debt
€561k▲ 1.4%
The debt ratio rises from 47.0% to 48.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€171k▲
2024 · €160k
Cash flow
€115k▲
2024 · €107k
Solvency
47.6%▼
2024 · 49.4%
Current ratio
0.08▼
2024 · 0.14
Quick ratio
0.08▼
2024 · 0.14
Debt / equity
1.02▲
2024 · 0.95
ROE
15.3%▲
2024 · 13.1%
ROA
7.3%▲
2024 · 6.5%
Interest coverage
7.71▲
2024 · 7.29
Debt
€561k▲
2024 · €554k
Debt ≤ 1 year
€157k▲
2024 · €97k
Debt > 1 year
€403k▼
2024 · €453k
Income taxes
€35k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.15M▼
Fixed assets21/28€1.16M€1.14M▼
Tangible fixed assets22/27€1.16M€1.14M▼
Land and buildings22€1.07M€1.04M▼
Other tangible fixed assets26€90k€95k▲
Current assets29/58€14k€13k▼
Amounts receivable within one year40/41€1k€4k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.15M▼
Equity10/15€582k€548k▼
Contributions10/11€6k€6k=
Reserves13€576k€542k▼
Tax-exempt reserves132€71k€71k=
Distributable reserves133€505k€470k▼
Provisions and deferred taxes16€42k€42k=
Provisions for liabilities and charges160/5€42k€42k=
Pensions and similar obligations160€42k€42k=
Amounts payable17/49€554k€561k▲
Amounts payable after more than one year17€453k€403k▼
Financial debts170/4€453k€403k▼
Amounts payable within one year42/48€97k€157k▲
Current portion of amounts payable after more than one year42€50k€50k=
Financial debts43€15k€18k▲
Credit institutions430/8€15k€18k▲
Taxes, remuneration and social security45€23k€24k▲
Taxes450/3€23k€24k▲
Other amounts payable47/48€9k€64k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k=
Other operating charges640/8€5k€6k▲
Gross operating margin9900€166k€177k▲
Operating profit (loss)9901€129k€140k▲
Financial income75/76B€16-
Recurring financial income75€16-
Financial charges65/66B€22k€22k▲
Recurring financial charges65€22k€22k▲
Profit (loss) for the period before taxes9903€107k€118k▲
Income taxes67/77€31k€35k▲
Profit (loss) for the period9904€76k€84k▲
Profit (loss) for the period to be appropriated9905€76k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€84k▲
Transfer from equity791/2€84k€117k▲
Transfer to equity691/2€75k€83k▲
To other reserves6921€75k€83k▲
Profit to be distributed694/7€85k€118k▲
Return on contributions (dividend)694€85k€118k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €62k ▼48.3%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €120k ▲0.6%
Operating result €187k, net result €120k, both a record.
30-09
Financial
Equity above €500kEq €533k ▲28.3%
3 profitable years in a row build equity to €533k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hugevliet 98300 Knokke-HeistGround area
1.8 ha
Building footprint
705 m²
Volume, LiDAR
6,997 m³
2 parcels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FABUS
since 20082.170.123.194
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1120/00P000 | Flanders | 1.7 ha | 1 · 517 m² | 14.1 m · 4 fl. |
| 31039A0268/00H000 | Flanders | 957 m² | 1 · 188 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETRA
BE 0428.545.109
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SaaS Consulting
BE 0677.538.565
Gent · Eq €545k
BVD-GROEP
BE 0426.997.067
Retie · Eq €545k
ONDERWIJSINRICHTINGEN ZUSTERS DER CHRISTELIJKE SCHOLEN-KOEPEL
BE 0864.945.337
Vorselaar · Eq €552k
M.P.P. & S.
BE 0440.168.974
Sankt Vith · Eq €543k
Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 1,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2008
Fiscal year end30-09
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.