FAB-CONSTRUCT
ActiveSummary
FAB-CONSTRUCT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €14k. Its solvency ranks better than 44% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency63
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.22; short-term debt: 62% and cash: 19.2% of total assets), and 62% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
44.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
40 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€12k
Total assets
€32k
Net result
€14k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€8k
Current assets
€24k
Equity and liabilities €32k
Equity
€12k
Debt
€20k
Debt finances 62.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€17k
Current ratio
1.22
Debt to equity
1.63
ROE
116.1%
ROA
44.1%
Interest coverage
869.99
Debt ≤ 1 year
€20k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet
Code2025
Assets
Total assets20/58€32k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Furniture and vehicles24€8k
Current assets29/58€24k
Amounts receivable within one year40/41€18k
Trade receivables40€16k
Other amounts receivable41€1k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€135
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€12k
Reserves13€10k
Distributable reserves133€10k
Profit (loss) carried forward14€2k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€276
Gross operating margin9900€22k
Operating profit (loss)9901€19k
Financial income75/76B€21
Recurring financial income75€21
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€19k
Income taxes67/77€5k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
Profit (loss) brought forward from the previous period14P€0
Transfer to equity691/2€10k
To other reserves6921€10k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €276 |
| Gross operating margin9900 | €22k |
| Operating profit (loss)9901 | €19k |
| Financial income75/76B | €21 |
| Recurring financial income75 | €21 |
| Financial charges65/66B | €25 |
| Recurring financial charges65 | €25 |
| Profit (loss) for the period before taxes9903 | €19k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €14k |
| Profit (loss) for the period to be appropriated9905 | €14k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32k | |
| Fixed assets21/28 | €8k | |
| Tangible fixed assets22/27 | €8k | |
| Furniture and vehicles24 | €8k | |
| Current assets29/58 | €24k | |
| Amounts receivable within one year40/41 | €18k | |
| Trade receivables40 | €16k | |
| Other amounts receivable41 | €1k | |
| Cash at bank and in hand54/58 | €6k | |
| Deferred charges and accrued income490/1 | €135 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32k | |
| Equity10/15 | €12k | |
| Reserves13 | €10k | |
| Distributable reserves133 | €10k | |
| Profit (loss) carried forward14 | €2k | |
| Amounts payable17/49 | €20k | |
| Amounts payable within one year42/48 | €20k | |
| Trade debts44 | €9k | |
| Suppliers440/4 | €9k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €5k | |
| Other amounts payable47/48 | €6k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €14k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €17k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2024
Ground area
8,526 m²
Building footprint
5,006 m²
Volume, LiDAR
34,881 m³
2 parcels, Flanders, Wallonia · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
256
companies at this address
See who is registered here
1 establishment unit
FAB-CONSTRUCT
since 20242.365.816.736
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 53404B0425/00G004 | Wallonia | 601 m² | 1 · 101 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANG PRO
BE 0741.547.281
Tienen · Eq €12,081
TOMALA
BE 0820.768.468
Anderlecht · Eq €12,085
B.A & Co Solutions
BE 1010.436.726
Sint-Genesius-Rode · Eq €12,077
M&J Kitchen Solution
BE 0756.774.796
Wemmel · Eq €12,091
INVIMOB
BE 0669.502.413
Tournai · Eq €12,071
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 9,975 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.