Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of FA Consulting is 1.0% (low). The 2024 annual accounts show equity of €122k and a net result of €-7k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 3174 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 12-06-2025 | 49 d early | 2025-00138902 |
| 31-12-2023 | 31-07-2024 | 11-03-2024 | 142 d early | 2024-00041655 |
| 31-12-2022 | 31-07-2023 | 30-05-2023 | 62 d early | 2023-00098360 |
| 31-12-2021 | 31-07-2022 | 29-06-2022 | 32 d early | 2022-20106538 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.0%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-7k
Working capital€47k-48.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 12-06-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~21.2%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.9% | 53.8% | |
| Net result | €-7k | €18k | |
| Equity | €122k | €40k | |
| Gross operating margin | €69k | €36k | |
| Total assets | €422k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P30
Weakening position over 2021-2024
· n=899-3174
P11
Weakening position over 2021-2024
· n=896-3173
P81
Improving position over 2021-2024
· n=902-3176
P72
Stable position over 2021-2024
· n=892-3173
Describes the position versus peers, not a forecast.
€31k
-50.7%
21-24
€-7k
-
21-24
€21k
-54.4%
21-24
€422k
+75.9%
21-24
€122k
-5.5%
21-24
€47k
-48.0%
21-24
€130
-98.9%
21-24
€300k
+170.7%
21-24
€100k
+176.9%
21-24
€200k
+167.6%
21-24
1.47
-57.9%
21-24
1.47
-57.9%
21-24
28.9%
-46.3%
21-24
2.46
+186.4%
21-24
-5.8%
-
21-24
-1.7%
-
21-24
3.08
-79.6%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €31k |
| Net profit | €-7k |
| Cash flow | €21k |
| Staff costs | - |
| Income taxes | €130 |
| Dividends | - |
| Total assets | €422k |
| Equity | €122k |
| Debt | €300k |
| of which ≤ 1y | €100k |
| of which > 1y | €200k |
| Working capital | €47k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.47 |
| Quick ratio | 1.47 |
| Working capital ratio | 11.1% |
| Solvency | 28.9% |
| Debt / equity | 2.46 |
| Long-term debt ratio | 1.64 |
| Interest coverage | 3.08 |
| Gross margin | - |
| Net margin | - |
| ROA | -1.7% |
| ROE | -5.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €422k |
| Fixed assets | 21/28 | €274k |
| Tangible fixed assets | 22/27 | €274k |
| Current assets | 29/58 | €147k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €123k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €422k |
| Equity | 10/15 | €122k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €124k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €300k |
| Amounts payable after one year | 17 | €200k |
| Amounts payable within one year | 42/48 | €100k |
| Trade debts payable within one year | 44 | €726 |
| Income statement | ||
| Gross operating margin | 9900 | €69k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €423 |
| Financial charges | 65 | €10k |
| Result before taxes | 9903 | €-7k |
| Income taxes | 67/77 | €130 |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed55
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationFA Consulting
since 20212.314.007.848
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,695 m²
Buildings1
Building footprint157 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31023D0762/00T000 | Flanders | 5,695 m² | 1 · 157 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Address history · 3
26-05-2026
Seat change: new: Koolkerkesteenweg 82A, 8340 Damme, old: Rietveld 8, 8300 Westkapelle, effective_date: 2026-05-01
19-12-2024
v3.2
31-08-2021
v3.2
All acts · 4
updated 2 months ago
2026
26-05-2026 Board meeting · Seat change · Power of attorney · Act object
- Filing: 2026-05-15 · FA Consulting
- Publication: 2026-05-26 · FA Consulting
- Board meeting: 2026-03-31 · FA Consulting
- Seat change: new: Koolkerkesteenweg 82A, 8340 Damme, old: Rietveld 8, 8300 Westkapelle, effective_date: 2026-05-01 · FA Consulting
- Power of attorney: purpose: bekendmaking van een uittreksel van deze besluiten en vaststellingen in de Bijlagen bij het Belgisch Staatsblad, en om elke wijziging aan te brengen aan de inschrijving van de Vennootschap in het rechtspersonenregister en om alle noodzakelijke of nuttige administratieve formaliteiten ter zake te vervullen bij de Kruispuntbank der Ondernemingen, een ondernemingsloket of de griffie van de Ondememingsrechtbank en, in het algemeen, om alle noodzakelijke of nuttige handelingen te stellen in verband met voormelde adreswijziging., granted_to: Persona accountants, representative: Luvanko, fixed_representative: Stefaan Vandaele · FA Consulting
- Act object: Adreswijziging - volmacht publicatie
- Power of attorney: role: Bestuurder · FA Consulting
- Power of attorney: role: bestuurder · FA Consulting
- Power of attorney: role: vaste vertegenwoordiger · FA Consulting
Summary:
Board meeting · Seat change · Power of attorney · Act object
2024
19-12-2024 Registered office moved from Gentbrugge to Westkapelle
- Rijkeklarenstraat 22, 9050 Gentbrugge → Rietveld 8, 8300 Westkapelle
Summary:
v3.2
2021
31-08-2021 Registered office moved from Laarne to Gent
02-03-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes51
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
55
Profitability
0
Solvency
55
Growth
52
Stability
94
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verdict per customer and amountSimilar
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameNL | FA Consulting |
Registered office
Koolkerkesteenweg 82A
8340 Damme, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.