F&V BROKERS
ActiveF&V BROKERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €239k and a net result of €40k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 9519 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
41 d late
2022
115 d late
2021
122 d late
2020
23 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€239k▲ 20.3%
2023 · €199k
2018: €11k
2019: €37k
2020: €70k
2021: €106k
2022: €148k
2023: €199k
2018 → 2024
Net result
€40k▼ 20.6%
2023 · €51k
2018: €11k
2019: €27k
2020: €32k
2021: €39k
2022: €39k
2023: €51k
2018 → 2024
Total assets
€471k▼ 4.2%
2023 · €491k
2018: €406k
2019: €412k
2020: €409k
2021: €414k
2022: €420k
2023: €491k
2018 → 2024
Solvency
50.9%▲ 10.4pp
2023 · 40.5%
2018: 2.6%
2019: 9.1%
2020: 17.0%
2021: 25.5%
2022: 35.2%
2023: 40.5%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€219k-€155k▼ 29.4%€165k▲ 6.5%€187k▲ 13.4%€205k▲ 9.7%
Equity€70k-€106k▲ 51.6%€148k▲ 40.1%€199k▲ 34.5%€239k▲ 20.3%
Operating result€48k-€59k▲ 23.6%€61k▲ 2.1%€65k▲ 7.1%€67k▲ 2.7%
Net result€32k-€39k▲ 20.5%€39k▲ 1.1%€51k▲ 29.7%€40k▼ 20.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €471k
Fixed assets
€462k▼ 3.5%
Current assets
€8k▼ 32.6%
Equity and liabilities €471k
Equity
€239k▲ 20.3%
Debt
€231k▼ 20.9%
The debt ratio falls from 59.5% to 49.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
50.9%▲
2023 · 40.5%
ROE
16.9%▼
2023 · 25.6%
ROA
8.6%▼
2023 · 10.4%
Debt
€231k▼
2023 · €292k
Debt ≤ 1 year
€65k▼
2023 · €85k
Debt > 1 year
€166k▼
2023 · €208k
Income taxes
€20k▲
2023 · €9k
Staff costs
€21k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€491k€471k▼
Fixed assets21/28€479k€462k▼
Tangible fixed assets22/27€79k€62k▼
Furniture and vehicles24€79k€62k▼
Financial fixed assets28€400k€400k=
Current assets29/58€12k€8k▼
Cash at bank and in hand54/58€12k€8k▼
Equity and liabilities
Total equity and liabilities10/49€491k€471k▼
Equity10/15€199k€239k▲
Contributions10/11€6k€6k=
Reserves13€82k€102k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€80k€100k▲
Profit (loss) carried forward14€111k€131k▲
Amounts payable17/49€292k€231k▼
Amounts payable after more than one year17€208k€166k▼
Financial debts170/4€208k€166k▼
Amounts payable within one year42/48€85k€65k▼
Current portion of amounts payable after more than one year42€52k€41k▼
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€17k€8k▼
Taxes450/3€17k€8k▼
Other amounts payable47/48€5k€10k▲
Income statement
Code20232024
Turnover70€187k€205k▲
Goods, raw materials, services and sundry goods60/61€93k€100k▲
Remuneration, social security and pensions62€18k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€17k▲
Other operating charges640/8€6k€995▼
Gross operating margin9900€93k€105k▲
Operating profit (loss)9901€65k€67k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€60k€61k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€51k€40k▼
Profit (loss) for the period to be appropriated9905€51k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€151k▲
Profit (loss) brought forward from the previous period14P€80k€111k▲
Transfer to equity691/2€20k€20k=
To other reserves6921€20k€20k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €239k ▲20.3%
7 profitable years in a row build equity to €239k.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-12
Financial
Highest result since 2018net €51k ▲29.7%
Net result €51k, the highest in the series.
31-12
Financial
Equity above €150kEq €199k ▲34.5%
6 profitable years in a row build equity to €199k.
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Equity above €100kEq €106k ▲51.6%
4 profitable years in a row build equity to €106k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 150 days late
28-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 515 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roetaertstraat 1251180 UkkelGround area
175 m²
Building footprint
70 m²
Volume, LiDAR
676 m³
Parcel 21616G0035/00D003, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Roetaertstraat 125, 1180 Ukkel
since 20092.181.651.348
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0035/00D003 | Brussels | 175 m² | 1 · 70 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,687 companies in sector 66220 we hold annual accounts for 3,231. 2,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2009
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
82100Office administrative and support services
82110Office administrative, office support and other business support activities
46869Wholesale trade
53100Postal and courier activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jessy.vw@hotmail.com
Phone:0486/404176