F & T LAS CONSULTING
ActiveSummary
F & T LAS CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €8k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-23
Solvency44▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.83 in 2023; short-term debt: 49.9% and cash: 9.2% of total assets), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.1%
Return on assets
5.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 37956 sector peers (2024).
NBB · sector comparisonPosition among 37956 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
3 d late
2022
17 d early
2021
20 d early
2020
79 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€8k▼ 42.8%
2023 · €14k
2020: €14k
2021: €4k
2022: €-15k
2023: €14k
2020 → 2024
Working capital
€-35k▼ 392%
2023 · €-7k
2020: €2k
2021: €9k
2022: €-33k
2023: €-7k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€0-
Equity€16k-€20k▲ 27.3%€5k▼ 74.1%€20k▲ 279%€28k▲ 42.1%
Operating result€20k-€9k▼ 53.7%€-16k€24k€17k▼ 31.7%
Net result€14k-€4k▼ 68.8%€-15k€14k€8k▼ 42.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 32% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €146k
Fixed assets
€108k ▲ 305%
Current assets
€38k ▲ 13.9%
Equity and liabilities €146k
Equity
€28k ▲ 42.1%
Debt
€118k ▲ 192%
Debt's share of the balance-sheet total rises from 67.4% to 80.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2023 · €36k
Cash flow
€24k▼
2023 · €26k
Current ratio
0.52▼
2023 · 0.83
Debt to equity
4.24▲
2023 · 2.06
ROE
29.6%▼
2023 · 73.6%
ROA
5.7%▼
2023 · 24.0%
Interest coverage
24.20▼
2023 · 79.32
Debt ≤ 1 year
€73k▲
2023 · €40k
Debt > 1 year
€45k
Income taxes
€7k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€60k€146k▲
Fixed assets21/28€27k€108k▲
Tangible fixed assets22/27€26k€107k▲
Furniture and vehicles24€26k€107k▲
Financial fixed assets28€505€505=
Current assets29/58€33k€38k▲
Amounts receivable within one year40/41€28k€20k▼
Trade receivables40€28k€11k▼
Other amounts receivable41-€8k
Cash at bank and in hand54/58€5k€13k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€60k€146k▲
Equity10/15€20k€28k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€18k€26k▲
Amounts payable17/49€40k€118k▲
Amounts payable after more than one year17-€45k
Financial debts170/4-€45k
Amounts payable within one year42/48€40k€73k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€3k€38k▲
Suppliers440/4€3k€38k▲
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€17k€24k▲
Other amounts payable47/48€21k-
Income statement
Code20232024
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€3k€15k▲
Gross operating margin9900€39k€47k▲
Operating profit (loss)9901€24k€17k▼
Financial charges65/66B€448€1k▲
Recurring financial charges65€448€1k▲
Profit (loss) for the period before taxes9903€24k€15k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€14k€8k▼
Profit (loss) for the period to be appropriated9905€14k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€26k▲
Profit (loss) brought forward from the previous period14P€3k€18k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼446%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 79 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1641050 BrusselGround area
1,360 m²
Building footprint
1,061 m²
Volume, LiDAR
12,041 m³
Parcel 21807G0090/00F002, Brussels · tallest building 32.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Louizalaan 164, 1050 Elsene
since 20202.298.684.422
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0090/00F002 | Brussels | 1,360 m² | 1 · 1,061 m² | 32.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900UM7UYGT3AUWJ58
Similar companies · same sector, comparable size
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DONEMCO
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HRIQ
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THIS1
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,841 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.