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Complete company report
Generated 03-09-2026
Active BE 0793.548.387Private limited company

F&P CONSTRUCTION - RENOVE

Rue Grand-Vinâve 18 ·4101 Seraing, Belgium· 3 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of F&P CONSTRUCTION - RENOVE is 3.3% (moderate). The 2023 annual accounts show negative equity (€-807) and a net result of €-3k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-807
Net result €-3k
Active 3 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health25Profitability100Solvency39Growth-Stability79
61 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 25
Profitability 100
Solvency 39
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
25 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 09-12-2024 with the NBB · fiscal year 2023 · micro schema
Fiscal year2023
Depositmicro schema
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€3k
Equity€-807
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital€-807
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.76
Quick ratio0.76
Working capital ratio-31.1%
Solvency-31.1%
Debt / equity-4.22
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-131.1%
ROE422.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (15 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€3k
Current assets 29/58€3k
Amounts receivable within one year 40/41€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3k
Equity 10/15€-807
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-3k
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Lumbu Mengi Peguy
    Director (executive)
    State Gazette act 25023571 (14-02-2025)
    Current
    14-02-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation14-11-2022
StatusActive
Postal code4101
Establishment units 1 location
F&P CONSTRUCTION - RENOVE
Rue du Papillon 40/11, 4100 SeraingAlgemene bouw van residentiële gebouwen
since 20222.338.115.021
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62058B0759/00G000 Wallonia 137 m² 1 · 39 m² 11.7 m · 4 fl.
62355B0026/00H002 Wallonia 132 m² 1 · 62 m² 11.3 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-02-2025
State Gazette act Director changes
2024
09-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
14-02-2025 Lumbu Mengi Peguy appointed as director (executive) Director changes
  • Lumbu Mengi Peguy, Directeur
Technical details 
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      "kind": "substantive_delegation",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e accuse r\u00E9ception de la d\u00E9mission de l\u0027administrateur monsieur Fofana Amara",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "director_in",
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      "reason": null,
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      "evidence_quote": "et confirme monsieur Lumbu Mengi Peguy comme le seul administrateur d\u00E9tenant 100% des actions",
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    },
    {
      "kind": "board_snapshot",
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      "evidence_quote": "Administrateur(d\u00E9missionnaire): Fofana Amara",
      "decharge_status": null,
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    {
      "kind": "board_snapshot",
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      "evidence_quote": "Administrateur: Lumbu Mengi Peguy",
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-02-14",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-02-03",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0793.548.387",
    "name_full": "F\u0026P CONSTRUCTION - RENOVE",
    "legal_form": "Srl"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR F&P CONSTRUCTION - RENOVE
Registered office
Rue Grand-Vinâve 18
4101 Seraing, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative