F.P. CONSTRUCTION
ActiveF.P. CONSTRUCTION has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-47k) and a net result of €-12k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1301 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
7
/ 100
Critical▼ -19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+97
Solvency33=
Growth22=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.36 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-147.7%
Return on assets
-39%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€47k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
86 d late
2022
30 d late
2021
73 d late
2020
31 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€101k▼ 36.7%
2018 · €160k
2018: €160k
2018 → 2019
EBIT margin
-26.7%▼ 27.1pp
2018 · 0.5%
2018: 0.5%
2018 → 2019
Net result
€-12k▼ 6,556%
2023 · €-185
2018: €21k
2019: €-28k
2020: €-4k
2021: €-4k
2022: €-729
2023: €-185
2018 → 2024
Working capital
€-63k▼ 23.4%
2023 · €-51k
2018: €-19k
2019: €-32k
2020: €-35k
2021: €-48k
2022: €-49k
2023: €-51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-29k-€-33k▼ 15.0%€-34k▼ 2.2%€-34k▼ 0.5%€-47k▼ 35.9%
Operating result€4k-€-2k€4k€2k▼ 60.8%€-10k
Net result€-4k-€-4k▲ 0.4%€-729▲ 83.2%€-185▲ 74.6%€-12k▼ 6,556%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €10k after €2k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€16k▼ 33.6%
Current assets
€15k▼ 48.0%
Key figures and ratios
EBITDA
€-2k▼
2023 · €10k
Cash flow
€-4k▼
2023 · €8k
Solvency
-147.7%▼
2023 · -63.7%
Current ratio
0.19▼
2023 · 0.36
Quick ratio
0.19▼
2023 · 0.36
Debt / equity
-1.68▲
2023 · -2.57
ROE
26.4%▲
2023 · 0.5%
ROA
-39.0%▼
2023 · -0.3%
Interest coverage
-0.94▼
2023 · 9.25
Debt
€78k▼
2023 · €88k
Debt ≤ 1 year
€78k▼
2023 · €80k
Debt > 1 year
€0▼
2023 · €8k
Income taxes
€290▼
2023 · €667
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€32k▼
Fixed assets21/28€25k€16k▼
Tangible fixed assets22/27€24k€16k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€24k€16k▼
Leasing and similar rights25€0€0=
Financial fixed assets28€449€449=
Current assets29/58€29k€15k▼
Amounts receivable within one year40/41€15k€10k▼
Trade receivables40€14k€9k▼
Other amounts receivable41€1k€664▼
Cash at bank and in hand54/58€12k€4k▼
Deferred charges and accrued income490/1€2k€869▼
Equity and liabilities
Total equity and liabilities10/49€54k€32k▼
Equity10/15€-34k€-47k▼
Contributions10/11€19k€19k=
Outside capital11-€19k
Other1109/19-€19k
Profit (loss) carried forward14€-53k€-65k▼
Amounts payable17/49€88k€78k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€80k€78k▼
Current portion of amounts payable after more than one year42€11k€8k▼
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€667€1k▲
Taxes450/3€667€1k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€55k€60k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€11k€-676▼
Operating profit (loss)9901€2k€-10k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€482€-12k▼
Income taxes67/77€667€290▼
Profit (loss) for the period9904€-185€-12k▼
Profit (loss) for the period to be appropriated9905€-185€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-65k▼
Profit (loss) brought forward from the previous period14P€-53k€-53k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-28k ▼232%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 42 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Burenville 954000 LiègeGround area
358 m²
Building footprint
109 m²
Parcel 62815C0904/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Burenville 95, 4000 Liège
since 19882.041.090.826
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0904/00W002 | Wallonia | 358 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAN DE VELDE TOTAALCONCEPT
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FISC OPTIMUM INVEST
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 5,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-1988
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.