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F.D.L.

Active
Private limited company·Detailhandel in huismeubilair· 47 yrs active
Moerkerkse Steenweg 59 ·8310 Brugge, Belgium
KBO/BCE: BE 0419.509.063
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Age47 yrs
Board2
Real estate1 parcel · 640 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of F.D.L. is 0.5% (very low). The company has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 01-04-2026 121 d early 2026-00072911
31-12-2024 31-07-2025 27-05-2025 65 d early 2025-00110671
31-12-2023 31-07-2024 21-06-2024 40 d early 2024-00161315
31-12-2022 31-07-2023 22-06-2023 39 d early 2023-00148031
31-12-2021 31-07-2022 29-04-2022 93 d early 2022-20012459
31-12-2020 31-07-2021 20-07-2021 11 d early 2021-38600305
31-12-2019 31-07-2020 15-06-2020 46 d early 2020-17000365
31-12-2018 31-07-2019 29-07-2019 2 d early 2019-40900146
31-12-2017 31-07-2018 25-09-2018 56 d late 2018-64700050
31-12-2016 31-07-2017 12-07-2017 19 d early 2017-31000214

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1979, 47 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 01-04-2026 2026-00072911
31-12-2024 micro 27-05-2025 2025-00110671
31-12-2023 micro 21-06-2024 2024-00161315
31-12-2022 micro 22-06-2023 2023-00148031
31-12-2021 micro 29-04-2022 2022-20012459
31-12-2020 micro 20-07-2021 2021-38600305
31-12-2019 micro 15-06-2020 2020-17000365
31-12-2018 micro 29-07-2019 2019-40900146
31-12-2017 micro 25-09-2018 2018-64700050
31-12-2016 verkort 12-07-2017 2017-31000214

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Fortunato Di Piazza
    Director
    State Gazette act 23324100 (20-03-2023)
    Current
    20-03-2023 → present
  • Madeleine Schouteere
    Director
    State Gazette act 23324100 (20-03-2023)
    Current
    20-03-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in huismeubilair(47551)
Legal form Private limited company(610)
Incorporation19-06-1979
StatusActive
Postal code8310

Structure & network

Locations & real estate

Establishment units

1 location
Moerkerkse Steenweg 59, 8310 Brugge
de kleinhandel in materiaal voor de vervaardiging van tapijten, tapisserieën en borduurwerk
since 19792.016.313.066
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area640 m²
Buildings1
Building footprint622 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31433D0005/00A010 Flanders 640 m² 1 · 622 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 years ago
2023
20-03-2023 Articles of association amended Statutes amendment
Summary: v3.2

Analysis

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Detailhandel in meubels52441
Primary activity highlighted.
Names & trade names
Legal nameNL F.D.L.
Registered office
Moerkerkse Steenweg 59
8310 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.