F.C.B.
ActiveSummary
F.C.B. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-9k) and a net result of €-3k. Equity is shrinking by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.73 in 2024; short-term debt: 157.7% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-57.7%
Return on assets
-19.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
50 d early
2023
74 d early
2022
69 d early
2021
68 d early
2020
71 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▼ 52.4%
2024 · €-6k
2018: €12k
2019: €9k
2020: €5k
2021: €3k
2022: €-99
2023: €-3k
2024: €-6k
2018 → 2025
Total assets
€15k▼ 0.1%
2024 · €15k
2018: €15k
2019: €16k
2020: €16k
2021: €15k
2022: €15k
2023: €15k
2024: €15k
2018 → 2025
Net result
€-3k▼ 2.8%
2024 · €-3k
2018: €-4k
2019: €-3k
2020: €-3k
2021: €-3k
2022: €-3k
2023: €-3k
2024: €-3k
2018 → 2025
Working capital
€-9k▼ 52.4%
2024 · €-6k
2018: €12k
2019: €9k
2020: €5k
2021: €3k
2022: €-99
2023: €-3k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-99€-3k▼ 2,704%€-6k▼ 104%€-9k▼ 52.4%
Operating result€-2k-€-3k▼ 20.1%€-3k▲ 9.2%€-3k▼ 6.4%€-3k▼ 2.7%
Net result€-3k-€-3k▼ 18.7%€-3k▲ 10.2%€-3k▼ 7.6%€-3k▼ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss grows.
Key figures and ratios
Solvency
-57.7%▼
2024 · -37.8%
Current ratio
0.63▼
2024 · 0.73
Debt to equity
-2.73▲
2024 · -3.64
ROA
-19.8%▼
2024 · -19.3%
Debt
€24k▲
2024 · €21k
Debt ≤ 1 year
€24k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€15k▼
Current assets29/58€15k€15k▼
Amounts receivable within one year40/41€15k€15k=
Trade receivables40€15k€15k=
Cash at bank and in hand54/58€27€5▼
Equity and liabilities
Total equity and liabilities10/49€15k€15k▼
Equity10/15€-6k€-9k▼
Contributions10/11€25k€25k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-32k€-35k▼
Amounts payable17/49€21k€24k▲
Amounts payable within one year42/48€21k€24k▲
Trade debts44€260€260=
Suppliers440/4€260€260=
Other amounts payable47/48€20k€23k▲
Income statement
Code20242025
Other operating charges640/8€556€543▼
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-3k€-3k▼
Financial charges65/66B€33€38▲
Recurring financial charges65€33€38▲
Profit (loss) for the period before taxes9903€-3k€-3k▼
Profit (loss) for the period9904€-3k€-3k▼
Profit (loss) for the period to be appropriated9905€-3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-35k▼
Profit (loss) brought forward from the previous period14P€-29k€-32k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Ground area
1,756 m²
Building footprint
711 m²
Volume, LiDAR
13,907 m³
Parcel 21446D0171/00X005, Brussels · tallest building 23.1 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
F.C.B
since 20042.135.086.202
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0171/00X005 | Brussels | 1,756 m² | 1 · 711 m² | 23.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JML SOINS
BE 0726.708.360
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CUCURUZAC
BE 0744.390.470
Grimbergen · Eq €3,000
OE CONCEPT
BE 0729.802.264
Rixensart · Eq €2,713
ASSOCIATED BUSINESS COUNSELLORS
BE 0818.182.726
Gent · Eq €2,605
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-02-1995
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.