EXPERTISES
ActiveEXPERTISES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-8k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-14
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 4.42 in 2024; short-term debt: 23.2% and cash: 97.6% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
-13%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
100 d early
2024
118 d early
2023
103 d early
2022
83 d early
2021
122 d early
2020
54 d early
2019
72 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k▼ 579%
2024 · €-1k
2018: €61k
2019: €67k
2020: €67k
2021: €83k
2022: €97k
2023: €95k
2024: €-1k
2018 → 2025
Working capital
€44k▼ 13.4%
2024 · €51k
2018: €70k
2019: €147k
2020: €24k
2021: €21k
2022: €27k
2023: €53k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€29k▲ 32.5%€54k▲ 85.9%€53k▼ 2.1%€45k▼ 14.5%
Operating result€115k-€132k▲ 15.0%€130k▼ 1.2%€-930€-8k▼ 709%
Net result€83k-€97k▲ 17.4%€95k▼ 2.2%€-1k€-8k▼ 579%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €930 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€1k▼ 44.3%
Current assets
€58k▼ 12.2%
Equity and liabilities €59k
Equity
€45k▼ 14.5%
Debt
€14k▼ 8.2%
The debt ratio rises from 22.0% to 23.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €3
Cash flow
€-7k▼
2024 · €-198
Solvency
76.8%▼
2024 · 78.0%
Current ratio
4.22▼
2024 · 4.42
Quick ratio
4.22▼
2024 · 4.42
Debt / equity
0.30▲
2024 · 0.28
ROE
-16.9%▼
2024 · -2.1%
ROA
-13.0%▼
2024 · -1.7%
Interest coverage
-37.59▼
2024 · 0.02
Debt
€14k▼
2024 · €15k
Debt ≤ 1 year
€14k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€59k▼
Fixed assets21/28€2k€1k▼
Intangible fixed assets21€517€293▼
Tangible fixed assets22/27€1k€765▼
Furniture and vehicles24€1k€765▼
Current assets29/58€66k€58k▼
Amounts receivable within one year40/41€1k€347▼
Trade receivables40€0€0=
Other amounts receivable41€1k€347▼
Cash at bank and in hand54/58€62k€58k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€68k€59k▼
Equity10/15€53k€45k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€31k€23k▼
Amounts payable17/49€15k€14k▼
Amounts payable within one year42/48€15k€14k▼
Trade debts44€3k€585▼
Suppliers440/4€3k€585▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€12k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€933€843▼
Gross operating margin9900€3€-7k▼
Operating profit (loss)9901€-930€-8k▼
Financial income75/76B€0€25▲
Recurring financial income75€0€25▲
Financial charges65/66B€201€178▼
Recurring financial charges65€201€178▼
Profit (loss) for the period before taxes9903€-1k€-8k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-1k€-8k▼
Profit (loss) for the period to be appropriated9905€-1k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€23k▼
Profit (loss) brought forward from the previous period14P€32k€31k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.42
Current ratio from 1.41 to 4.42; short-term debt falls from €129k to €15k.
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €97k ▲17.4%
Operating result €132k, net result €97k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €147k ▲109%
2 profitable years in a row build equity to €147k.
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria van Hongarijelaan 711083 GanshorenGround area
418 m²
Building footprint
338 m²
Volume, LiDAR
4,451 m³
Parcel 21392A0079/00Z002, Brussels · tallest building 24.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Expertises SPRL
since 20182.273.052.864
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0079/00Z002 | Brussels | 418 m² | 1 · 338 m² | 24.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MC LOGITECH
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TIME-MANAGE
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.