exMil2Civ
ActiveexMil2Civ has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €45k. Its solvency ranks better than 67% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+9
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 2.41 in 2024; short-term debt: 28.1% and cash: 61.1% of total assets), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
43.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 132%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€103k▲ 103%
2024 · €51k
2024: €51k
2024 → 2025
Net result
€45k▲ 66.8%
2024 · €27k
2024: €27k
2024 → 2025
Working capital
€72k▲ 168%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€74k▲ 132%
Operating result€34k-€63k▲ 84.0%
Net result€27k-€45k▲ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€3k▼ 50.8%
Current assets
€101k▲ 121%
Equity and liabilities €103k
Equity
€74k▲ 132%
Debt
€29k▲ 53.4%
The debt ratio falls from 37.2% to 28.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €40k
Cash flow
€49k▲
2024 · €33k
Solvency
71.9%▲
2024 · 62.8%
Current ratio
3.47▲
2024 · 2.41
Quick ratio
3.47▲
2024 · 2.41
Debt / equity
0.39▼
2024 · 0.59
ROE
60.5%▼
2024 · 84.3%
ROA
43.5%▼
2024 · 53.0%
Interest coverage
142.80▲
2024 · 80.63
Debt
€29k▲
2024 · €19k
Debt ≤ 1 year
€29k▲
2024 · €19k
Income taxes
€17k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€103k▲
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€5k€1k▼
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€46k€101k▲
Amounts receivable within one year40/41€24k€16k▼
Trade receivables40€24k€16k▼
Other amounts receivable41-€479
Cash at bank and in hand54/58€21k€63k▲
Deferred charges and accrued income490/1-€21k
Equity and liabilities
Total equity and liabilities10/49€51k€103k▲
Equity10/15€32k€74k▲
Contributions10/11€5k€5k=
Reserves13€27k€69k▲
Distributable reserves133€27k€69k▲
Amounts payable17/49€19k€29k▲
Amounts payable within one year42/48€19k€29k▲
Financial debts43-€179
Credit institutions430/8-€179
Trade debts44€6k€421▼
Suppliers440/4€6k€421▼
Taxes, remuneration and social security45€13k€28k▲
Taxes450/3€13k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€268€120▼
Gross operating margin9900€40k€67k▲
Operating profit (loss)9901€34k€63k▲
Financial income75/76B€17€0▼
Recurring financial income75€17€0▼
Financial charges65/66B€496€465▼
Recurring financial charges65€496€465▼
Profit (loss) for the period before taxes9903€34k€62k▲
Income taxes67/77€7k€17k▲
Profit (loss) for the period9904€27k€45k▲
Profit (loss) for the period to be appropriated9905€27k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€45k▲
Transfer to equity691/2€27k€45k▲
To other reserves6921€27k€45k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertstraat 262590 BerlaarGround area
1,348 m²
Building footprint
169 m²
Volume, LiDAR
893 m³
Parcel 12002B0552/00Y000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
exMil2Civ
since 20232.345.790.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0552/00Y000 | Flanders | 1,348 m² | 1 · 169 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,397 EUR awarded · 2,397 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,397 EUR | 2,397 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
66300Activities auxiliary to financial services and insurance activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
82300Organisation of conventions and trade shows
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.