EXECUTIVE
ActiveSummary
EXECUTIVE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.52M and a net result of €-27k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 358 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability67▼-16
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
short-term debt: 0.3% and cash: 5.2% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-1.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 20-07-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
42 d early
2025
86 d early
2024
2 d early
2023
1 d early
2022
47 d early
2021
29 d late
2020
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€2.52M▼ 1.1%
2025 · €2.54M
2019: €2.29M
2020: €2.17M
2021: €1.94M
2022: €1.73M
2023: €1.67M
2024: €2.24M
2025: €2.54M
2019 → 2026
Total assets
€2.52M▼ 2.2%
2025 · €2.58M
2019: €4.24M
2020: €3.98M
2021: €3.71M
2022: €3.40M
2023: €3.02M
2024: €2.47M
2025: €2.58M
2019 → 2026
Net result
€-27k
2025 · €300k
2019: €71k
2020: €-117k
2021: €-226k
2022: €-209k
2023: €-59k
2024: €576k
2025: €300k
2019 → 2026
Working capital
€943k▲ 3.8%
2025 · €909k
2019: €288k
2020: €-87k
2021: €-209k
2022: €-124k
2023: €-162k
2024: €88k
2025: €909k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€1.73M-€1.67M▼ 3.4%€2.24M▲ 34.5%€2.54M▲ 13.4%€2.52M▼ 1.1%
Operating result€-158k-€-8k▲ 95.2%€622k€414k▼ 33.4%€-37k
Net result€-209k-€-59k▲ 71.9%€576k€300k▼ 47.8%€-27k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €37k after €414k in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.52M
Fixed assets
€1.57M ▼ 3.8%
Current assets
€950k ▲ 0.7%
Equity and liabilities €2.52M
Equity
€2.52M ▼ 1.1%
Debt
€7k ▼ 81.5%
Debt's share of the balance-sheet total falls from 1.4% to 0.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▼
2025 · €476k
Cash flow
€36k▼
2025 · €363k
Debt to equity
0.00▼
2025 · 0.01
ROE
-1.1%▼
2025 · 11.8%
ROA
-1.1%▼
2025 · 11.6%
Interest coverage
19.71▼
2025 · 169.71
Debt ≤ 1 year
€7k▼
2025 · €35k
Income taxes
€0▼
2025 · €134k
A ratio outside any meaningful range has been withheld (balance sheet total €2.52M, equity €2.52M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 51 lines
Balance sheet
Code20252026
Assets
Total assets20/58€2.58M€2.52M▼
Fixed assets21/28€1.64M€1.57M▼
Tangible fixed assets22/27€1.64M€1.57M▼
Land and buildings22€1.62M€1.56M▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€943k€950k▲
Amounts receivable within one year40/41€49k€18k▼
Trade receivables40€9k€10k▲
Other amounts receivable41€40k€8k▼
Current investments50/53€800k€800k=
Cash at bank and in hand54/58€92k€131k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.58M€2.52M▼
Equity10/15€2.54M€2.52M▼
Contributions10/11€2.00M€2.00M=
Capital10€2.00M-
Issued capital100€2.00M-
Reserves13€543k€517k▼
Non-distributable reserves130/1€200k€0▼
Legal reserve130€200k-
Reserves not available under the articles1311-€0
Distributable reserves133€343k€517k▲
Profit (loss) carried forward14€274€0▼
Amounts payable17/49€35k€7k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€35k€7k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€32k€670▼
Taxes450/3€32k€670▼
Other amounts payable47/48€0€4k▲
Accrued charges and deferred income492/3€770€0▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k=
Other operating charges640/8€7k€6k▼
Gross operating margin9900€484k€32k▼
Operating profit (loss)9901€414k€-37k▼
Financial income75/76B€22k€11k▼
Recurring financial income75€22k€11k▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€434k€-27k▼
Income taxes67/77€134k€0▼
Profit (loss) for the period9904€300k€-27k▼
Profit (loss) for the period to be appropriated9905€300k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€300k€-26k▼
Profit (loss) brought forward from the previous period14P€66€274▲
Transfer from equity791/2-€26k
Transfer to equity691/2€300k€0▼
To other reserves6921€300k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-01
Financial
Liquidity times 5current ratio 145.22
Current ratio from 27.24 to 145.22; short-term debt falls from €35k to €7k.
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-01
Financial
Liquidity times 19current ratio 27.24
Current ratio from 1.43 to 27.24; short-term debt falls from €205k to €35k.
2024
29-11
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
24-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
Financial
Back to profitnet €576k
Net result €576k after 4 loss-making years.
31-01
Financial
Liquidity quadruplescurrent ratio 1.43
Current ratio from 0.37 to 1.43; short-term debt falls from €258k to €205k.
31-01
Financial
Equity above €2MEq €2.24M ▲34.5%
Equity rises from €1.67M to €2.24M.
2023
28-12
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Show earlier events
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
31-01
Financial
Weakest financial yearnet €-226k
Net result drops to €-226k, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 91 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2000
Ground area
738 m²
Building footprint
212 m²
Volume, LiDAR
2,111 m³
Parcel 38502F1018/00_000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Strandjutterslaan(Odk) 12, 8670 Koksijde
since 20002.073.774.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502F1018/00_000 | Flanders | 738 m² | 1 · 212 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesLinked via shared directors
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
2 locations
Recognitions · licences · registrations
Legal Entity Identifier
549300ZIF854K4AVUN79
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 17,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-1995
Fiscal year end31-01
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.