EUROVER
ActiveEUROVER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41.29M and a net result of €4.31M. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 12.59 against 21.6 in 2024; short-term debt: 4.4% and cash: 1% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
10%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 38
Relative position
BE, all sectors
reference
Sector 38
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
43 d early
2023
50 d early
2022
34 d early
2021
37 d early
2020
43 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4.31M▼ 10.0%
2024 · €4.79M
2018: €1.06M
2019: €2.38M
2020: €2.31M
2021: €2.89M
2022: €2.30M
2023: €4.17M
2024: €4.79M
2018 → 2025
Working capital
€22.30M▲ 7.4%
2024 · €20.76M
2018: €12.28M
2019: €13.00M
2020: €11.17M
2021: €14.19M
2022: €16.14M
2023: €15.99M
2024: €20.76M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33.53M-€36.04M▲ 7.5%€35.17M▼ 2.4%€40.03M▲ 13.8%€41.29M▲ 3.2%
Operating result€3.75M-€3.72M▼ 0.9%€5.26M▲ 41.7%€4.81M▼ 8.6%€4.49M▼ 6.8%
Net result€2.89M-€2.30M▼ 20.6%€4.17M▲ 81.5%€4.79M▲ 14.8%€4.31M▼ 10.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43.25M
Fixed assets
€19.03M▼ 1.5%
Current assets
€24.22M▲ 11.3%
Equity and liabilities €43.25M
Equity
€41.29M▲ 3.2%
Provisions
€30k▼ 21.5%
Debt
€1.93M▲ 88.6%
The debt ratio rises from 2.5% to 4.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5.41M▼
2024 · €5.67M
Cash flow
€5.24M▼
2024 · €5.65M
Solvency
95.5%▼
2024 · 97.4%
Current ratio
12.59▼
2024 · 21.60
Quick ratio
12.11▼
2024 · 21.20
Debt / equity
0.05▲
2024 · 0.03
ROE
10.4%▼
2024 · 12.0%
ROA
10.0%▼
2024 · 11.7%
Interest coverage
211.05▲
2024 · 197.78
Debt
€1.93M▲
2024 · €1.02M
Debt ≤ 1 year
€1.92M▲
2024 · €1.01M
Income taxes
€2.00M▼
2024 · €2.20M
Staff costs
€346k▲
2024 · €333k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41.09M€43.25M▲
Fixed assets21/28€19.32M€19.03M▼
Tangible fixed assets22/27€8.42M€7.71M▼
Land and buildings22€3.16M€2.93M▼
Plant, machinery and equipment23€1.42M€1.10M▼
Furniture and vehicles24€110k€72k▼
Other tangible fixed assets26€3.73M€3.61M▼
Financial fixed assets28€10.89M€11.32M▲
Current assets29/58€21.77M€24.22M▲
Stocks and contracts in progress3€398k€921k▲
Stocks30/36€398k€921k▲
Amounts receivable within one year40/41€1.23M€1.63M▲
Trade receivables40€1.19M€1.61M▲
Other amounts receivable41€39k€23k▼
Current investments50/53€18.74M€21.22M▲
Cash at bank and in hand54/58€1.35M€413k▼
Deferred charges and accrued income490/1€55k€36k▼
Equity and liabilities
Total equity and liabilities10/49€41.09M€43.25M▲
Equity10/15€40.03M€41.29M▲
Contributions10/11€17.19M€14.19M▼
Outside capital11€17.19M€14.19M▼
Other1109/19€17.19M€14.19M▼
Reserves13€22.57M€26.88M▲
Tax-exempt reserves132€118k€93k▼
Distributable reserves133€22.45M€26.78M▲
Profit (loss) carried forward14€9k€9k=
Investment grants15€255k€211k▼
Provisions and deferred taxes16€38k€30k▼
Deferred taxes168€38k€30k▼
Amounts payable17/49€1.02M€1.93M▲
Amounts payable within one year42/48€1.01M€1.92M▲
Trade debts44€231k€110k▼
Suppliers440/4€231k€110k▼
Taxes, remuneration and social security45€743k€282k▼
Taxes450/3€688k€221k▼
Remuneration and social security454/9€55k€61k▲
Other amounts payable47/48€34k€1.53M▲
Accrued charges and deferred income492/3€16k€7k▼
Income statement
Code20242025
Non-recurring operating income76A-€1.23M
Remuneration, social security and pensions62€333k€346k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€861k€929k▲
Other operating charges640/8€9k€19k▲
Gross operating margin9900€6.01M€5.78M▼
Operating profit (loss)9901€4.81M€4.49M▼
Financial income75/76B€2.20M€1.84M▼
Recurring financial income75€2.20M€1.84M▼
Financial charges65/66B€29k€26k▼
Recurring financial charges65€29k€26k▼
Profit (loss) for the period before taxes9903€6.98M€6.30M▼
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€2.20M€2.00M▼
Profit (loss) for the period9904€4.79M€4.31M▼
Transfer from tax-exempt reserves789€25k€25k=
Profit (loss) for the period to be appropriated9905€4.81M€4.33M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.82M€4.34M▼
Profit (loss) brought forward from the previous period14P€9k€9k=
Transfer to equity691/2€4.81M€4.33M▼
To other reserves6921€4.81M€4.33M▼
Social balance
Average headcount (FTE)908710.09.9▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2018net €4.79M ▲14.8%
Net result €4.79M, the highest in the series.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 3 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gewerbestrasse 174700 EupenGround area
1.5 ha
Building footprint
5,415 m²
Volume, LiDAR
58,137 m³
2 parcels, Wallonia · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Rue de Limbourg 91, 4800 Verviers
since 19902.047.095.423
Surdents 3, 4801 Verviers
since 19952.047.095.522
Eurover
since 20202.310.050.248
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63074B0044/00T000 | Wallonia | 1.3 ha | 1 · 2,888 m² | 10.7 m · 3 fl. |
| 63572B0046/00V003 | Wallonia | 2,513 m² | 1 · 2,527 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600GN85UPEAX8FA04
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COMET TRAITEMENTS
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Of 977 companies in sector 38210 we hold annual accounts for 585. 105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-1989
Fiscal year end30-09
Activities, NACEBEL
38210Materials recovery from waste
38323Waste collection, recovery and disposal activities
38329Waste collection, recovery and disposal activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.