EUROP€XPERT
ActiveEUROP€XPERT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €40k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+54
Solvency8▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.43 in 2024), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
32.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
34 d early
2024
7 d late
2023
4 d early
2022
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▲ 5,896%
2024 · €666
2022: €47k
2023: €23k
2024: €666
2022 → 2025
Working capital
€-40k▼ 105%
2024 · €-20k
2022: €9k
2023: €12k
2024: €-20k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€7k▲ 11.4%€7k▲ 10.1%€8k▲ 12.8%
Operating result€48k-€25k▼ 48.3%€2k▼ 92.7%€46k▲ 2,441%
Net result€47k-€23k▼ 50.3%€666▼ 97.1%€40k▲ 5,896%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,441% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€49k▲ 80.3%
Current assets
€76k▲ 411%
Equity and liabilities €124k
Equity
€8k▲ 12.8%
Debt
€116k▲ 237%
The debt ratio rises from 82.6% to 93.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€52k▲
2024 · €8k
Cash flow
€46k▲
2024 · €7k
Solvency
6.6%▼
2024 · 17.4%
Current ratio
0.65▲
2024 · 0.43
Quick ratio
0.65▲
2024 · 0.17
Debt / equity
14.19▲
2024 · 4.75
ROE
487.1%▲
2024 · 9.2%
ROA
32.1%▲
2024 · 1.6%
Interest coverage
124.68▲
2024 · 36.55
Debt
€116k▲
2024 · €35k
Debt ≤ 1 year
€116k▲
2024 · €35k
Income taxes
€6k▲
2024 · €926
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€124k▲
Fixed assets21/28€27k€49k▲
Tangible fixed assets22/27€27k€21k▼
Furniture and vehicles24€24k€18k▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€39€28k▲
Current assets29/58€15k€76k▲
Stocks and contracts in progress3€9k-
Contracts in progress37€9k-
Amounts receivable within one year40/41€901-
Other amounts receivable41€901-
Cash at bank and in hand54/58€5k€76k▲
Equity and liabilities
Total equity and liabilities10/49€42k€124k▲
Equity10/15€7k€8k▲
Contributions10/11€4k€4k=
Capital10€4k€4k=
Issued capital100€4k€4k=
Reserves13€400€400=
Non-distributable reserves130/1€400€400=
Legal reserve130€400€400=
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€35k€116k▲
Amounts payable within one year42/48€35k€116k▲
Trade debts44€1k€726▼
Suppliers440/4€1k€726▼
Taxes, remuneration and social security45€1k€40k▲
Taxes450/3€1k€40k▲
Other amounts payable47/48€32k€75k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€384€725▲
Gross operating margin9900€8k€53k▲
Operating profit (loss)9901€2k€46k▲
Financial charges65/66B€216€416▲
Recurring financial charges65€216€416▲
Non-recurring financial charges66B€216€416▲
Profit (loss) for the period before taxes9903€2k€46k▲
Income taxes67/77€926€6k▲
Profit (loss) for the period9904€666€40k▲
Profit (loss) for the period to be appropriated9905€666€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€43k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Profit to be distributed694/7-€39k
Directors or managers695-€39k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
30-09
Financial
Weakest financial yearnet €666 ▼97.1%
Net result drops to €666, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André Ryckmanslaan 191180 UkkelGround area
489 m²
Building footprint
95 m²
Volume, LiDAR
840 m³
Parcel 21614H0017/00Z006, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EUROP€XPERT
since 20202.302.401.205
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0017/00Z006 | Brussels | 489 m² | 1 · 95 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 20,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.