EURO-STEL SERVICES
ActiveSummary
EURO-STEL SERVICES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.71M and a net result of €401k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 89% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency100=
Growth52▼-1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.81 in 2024; short-term debt: 9.8% and cash: 4.4% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
73 d early
2023
76 d early
2022
76 d early
2021
73 d early
2020
73 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€830k▲ 3.3%
2024 · €804k
2018: €568k
2019: €558k
2020: €701k
2021: €706k
2022: €730k
2023: €790k
2024: €804k
2018 → 2025
EBIT margin
25.8%▲ 0.1pp
2024 · 25.7%
2018: 29.1%
2019: -20.9%
2020: 30.0%
2021: 22.0%
2022: 25.2%
2023: 26.1%
2024: 25.7%
2018 → 2025
Net result
€401k▲ 16.1%
2024 · €346k
2018: €756k
2019: €448k
2020: €631k
2021: €539k
2022: €674k
2023: €171k
2024: €346k
2018 → 2025
Working capital
€73k
2024 · €-203k
2018: €265k
2019: €76k
2020: €701k
2021: €880k
2022: €34k
2023: €-427k
2024: €-203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€706k-€730k▲ 3.4%€790k▲ 8.3%€804k▲ 1.7%€830k▲ 3.3%
Equity€8.57M-€7.77M▼ 9.4%€7.18M▼ 7.5%€7.53M▲ 4.8%€7.71M▲ 2.5%
Operating result€155k-€184k▲ 18.3%€206k▲ 12.1%€206k▲ 0.1%€215k▲ 3.9%
Net result€539k-€674k▲ 25.0%€171k▼ 74.7%€346k▲ 103%€401k▲ 16.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.56M
Fixed assets
€7.64M ▼ 1.2%
Current assets
€912k ▲ 2.3%
Equity and liabilities €8.56M
Equity
€7.71M ▲ 2.5%
Provisions
€2k ▼ 32.8%
Debt
€839k ▼ 23.3%
Debt's share of the balance-sheet total falls from 12.7% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€305k▲
2024 · €277k
Cash flow
€492k▲
2024 · €416k
Current ratio
1.09▲
2024 · 0.81
Debt to equity
0.11▼
2024 · 0.15
ROE
5.2%▲
2024 · 4.6%
ROA
4.7%▲
2024 · 4.0%
Interest coverage
9.32▲
2024 · 5.94
Debt ≤ 1 year
€839k▼
2024 · €1.09M
Income taxes
€73k▲
2024 · €65k
Staff costs
€160k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.62M€8.56M▼
Fixed assets21/28€7.73M€7.64M▼
Tangible fixed assets22/27€321k€232k▼
Land and buildings22€842€724▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€318k€230k▼
Financial fixed assets28€7.41M€7.41M=
Current assets29/58€891k€912k▲
Amounts receivable within one year40/41€269k€526k▲
Trade receivables40€72k€327k▲
Other amounts receivable41€197k€199k▲
Cash at bank and in hand54/58€613k€376k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€8.62M€8.56M▼
Equity10/15€7.53M€7.71M▲
Contributions10/11€3.48M€3.48M=
Reserves13€4.05M€4.23M▲
Tax-exempt reserves132€9k€6k▼
Distributable reserves133€4.04M€4.23M▲
Profit (loss) carried forward14€2k€4k▲
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€1.09M€839k▼
Amounts payable within one year42/48€1.09M€839k▼
Trade debts44€17k€19k▲
Suppliers440/4€17k€19k▲
Taxes, remuneration and social security45€77k€120k▲
Taxes450/3€60k€101k▲
Remuneration and social security454/9€17k€19k▲
Other amounts payable47/48€1.00M€700k▼
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Turnover70€804k€830k▲
Non-recurring operating income76A€600-
Goods, raw materials, services and sundry goods60/61€377k€360k▼
Remuneration, social security and pensions62€147k€160k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€91k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€431k€471k▲
Operating profit (loss)9901€206k€215k▲
Financial income75/76B€249k€292k▲
Recurring financial income75€249k€292k▲
Financial charges65/66B€47k€33k▼
Recurring financial charges65€47k€33k▼
Profit (loss) for the period before taxes9903€409k€474k▲
Transfer from deferred taxes780€976€976=
Income taxes67/77€65k€73k▲
Profit (loss) for the period9904€346k€401k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€349k€404k▲
Appropriation of the result
Profit (loss) to be appropriated9906€350k€407k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer from equity791/2-€213k
Transfer to equity691/2€347k€403k▲
To other reserves6921€347k€403k▲
Profit to be distributed694/7-€213k
Return on contributions (dividend)694-€213k
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €171k ▼74.7%
Net result drops to €171k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 9current ratio 9.87
Current ratio from 1.11 to 9.87; short-term debt falls from €710k to €79k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Op de Dries 823770 RiemstGround area
1.2 ha
Building footprint
4,189 m²
Volume, LiDAR
21,341 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EURO-STEL SERVICES
since 20152.245.729.845
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73076D0182/00K000 | Flanders | 1.0 ha | 1 · 4,012 m² | 7.7 m · 2 fl. |
| 73102C0900/00C000 | Flanders | 2,063 m² | 1 · 178 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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P.O. INVEST
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 1,376 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2015
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
28960Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:012/264110
Fax:012/391108