Skip to content

ETS UMBERTO

Active
Rue de l'Economie 7 ·4431 Ans, Belgium
KBO/BCE: BE 0464.852.902
Watch Print / PDF
Belgian State Gazette acts: 0 of 3 read
Age27 yrs
Real estate2 parcels · 1,623 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ETS UMBERTO is 0.6% (low). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00516124
31-12-2023 31-07-2024 28-10-2024 89 d late 2024-00518465
31-12-2022 31-07-2023 27-10-2023 88 d late 2023-00494709
31-12-2021 31-07-2022 19-10-2022 80 d late 2022-20472114
31-12-2020 31-07-2021 15-12-2021 137 d late 2021-80300183
31-12-2019 31-07-2020 07-11-2020 99 d late 2020-69900370
31-12-2018 31-07-2019 17-10-2019 78 d late 2019-70700111
31-12-2017 31-07-2018 28-09-2018 59 d late 2018-66900600
31-12-2016 31-07-2017 27-09-2017 58 d late 2017-63200572
31-12-2015 31-07-2016 20-09-2016 51 d late 2016-60400069

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1998, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Multiple establishment units +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 30-09-2025 2025-00516124
31-12-2023 micro 28-10-2024 2024-00518465
31-12-2022 micro 27-10-2023 2023-00494709
31-12-2021 micro 19-10-2022 2022-20472114
31-12-2020 micro 15-12-2021 2021-80300183
31-12-2019 micro 07-11-2020 2020-69900370
31-12-2018 micro 17-10-2019 2019-70700111
31-12-2017 micro 28-09-2018 2018-66900600
31-12-2016 micro 27-09-2017 2017-63200572
31-12-2015 volledig 20-09-2016 2016-60400069

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

2 locations
ETS UMBERTO - LIEGE
Rue Sainte-Walburge 324, 4000 Liègede kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)
since 19992.131.298.054
ETS UMBERTO - LIEGE
Rue de l'Economie 7, 4431 AnsGroothandel in motorvoertuigen
since 20002.131.298.153
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,623 m²
Buildings2
Building footprint614 m²
Volume (LiDAR)3,426 m³
Tallest building6.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62066A0056/00Y000 Wallonia 1,436 m² 1 · 559 m² 6.9 m · 2 fl.
62818E0595/00Y002indicative Wallonia 187 m² 1 · 54 m² -
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Capital history · 1
23-06-2022
Capital change
All acts · 1 updated 4 years ago
2022
23-06-2022 Capital decrease of €450,000 to €83,080 Capital & shares·Jean-Michel GAUTHY
  • €533.080 → €83.080
Notary: Jean-Michel GAUTHY · HerstalFirm: GAUTHY & JACQUES – Notaires Associés

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 446 of the 4,434 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Handelsbemiddeling in de groothandel in andere specifieke goederen46180Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Handelsbemiddeling in motorvoertuigen50102Detailhandel in motorvoertuigen50103Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameFR ETS UMBERTO
Registered office
Rue de l'Economie 7
4431 Ans, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.