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Complete company report
Generated 04-09-2026
Active BE 0414.406.863Public limited company

Ets Charles-Quint

Keizer Karellaan 106 ·1083 Ganshoren, Belgium· 52 yrs active
Conclusion Checked

Ets Charles-Quint has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138k and a net result of €13k. The computed 12-month bankruptcy probability is 1.0% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €138k
Net result €13k
Active 52 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health73Profitability48Solvency86Growth52Stability100
72 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 48
Solvency 86
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.0% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1974, 52 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2024 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview48 NBB filings
Annual accounts filed on 04-03-2026 with the NBB · fiscal year 2024 · micro schema
€0€10k€20kOperating result 2023: €21k€21kNet result 2023: €16k€16kOperating result 2024: €18k€18kNet result 2024: €13k€13k20232024
Operating resultNet result
Net profit
€13k
-15.4% 23-24
Total assets
€220k
+25.6% 23-24
Equity
€138k
+10.7% 23-24
Working capital
€32k
+71.0% 23-24
Income taxes
€5k
-5.3% 23-24
Debt
€82k
+62.7% 23-24
Debt ≤ 1y
€82k
+62.7% 23-24
Current ratio
1.39
+1.4% 23-24
Quick ratio
1.39
+1.4% 23-24
Solvency
62.9%
-11.9% 23-24
Debt / equity
0.59
+47.0% 23-24
ROE
9.7%
-23.6% 23-24
ROA
6.1%
-32.7% 23-24
Figures by fiscal year and ratios
Fiscal year2024
Depositmicro schema
Revenue-
EBITDA-
Net profit€13k
Cash flow-
Staff costs-
Income taxes€5k
Dividends-
Total assets€220k
Equity€138k
Debt€82k
of which ≤ 1y€82k
of which > 1y-
Working capital€32k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.39
Quick ratio1.39
Working capital ratio14.6%
Solvency62.9%
Debt / equity0.59
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA6.1%
ROE9.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding569d
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€220k
Fixed assets 21/28€106k
Tangible fixed assets 22/27€106k
Current assets 29/58€114k
Amounts receivable within one year 40/41€58k
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€220k
Equity 10/15€138k
Contributions / capital 10/11€75k
Reserves 13€8k
Accumulated profits (losses) 14€56k
Amounts payable 17/49€82k
Amounts payable within one year 42/48€82k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€23k
Operating result 9901€18k
Financial charges 65€142
Result before taxes 9903€18k
Income taxes 67/77€5k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Directors & mandates 5 directors
Current directors & mandates
  • AARAB Adeel
    Director
    State Gazette act 24017799 (29-01-2024)
    Current
    31-12-2023 → present
Former directors (4)
  • AARAB Samih
    Managing director
    State Gazette act 22046427 (11-04-2022)
    Former
    11-04-2022 → 31-12-2023
    2 events
    • 31-12-2023 Resigned· Director
    • 11-04-2022 Appointed· Managing director
  • Madame Agnès Schmetz
    Managing director
    State Gazette act 22046427 (11-04-2022)
    Former
    - → 11-04-2022
  • Monsieur David Knaepen
    Managing director
    State Gazette act 22046427 (11-04-2022)
    Former
    - → 11-04-2022
  • SRL Myrobrac InternationalLegal entity
    Managing director· perm. rep.: Monsieur Patrick Frérès
    State Gazette act 22046427 (11-04-2022)
    Former
    - → 11-04-2022
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation12-07-1974
StatusActive
Postal code1083
Establishment units 1 location
Ets Charles-Quint
Keizer Karellaan 106, 1083 GanshorenFinancial service activities, except insurance and pension funding
since 19742.122.352.773
Real-estate footprint Source: CBE × cadastre
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21392B0100/00W003 Brussels 579 m² 1 · 94 m² 18.8 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events
2026
04-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 216 days late
2024
25-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
29-01
State Gazette act Director changes
2023
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
17-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
11-04
State Gazette act Director changes
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
03-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
State Gazette actNBB filing
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
29-01-2024 1 director appointed, 1 resigning Director changes
  • AARAB Adeel, Bestuurder
  • AARAB Samih, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "AARAB Samih",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2023-12-31",
      "evidence_quote": "accepte la d\u00E9mission de Monsieur AARAB Samih de la fonction d\u0027administrateur. Cette d\u00E9mission prend effet \u00E0 la date du 31/12/2023. Il lui est donn\u00E9 d\u00E9charge pour l\u0027ex\u00E9cution de son mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "AARAB Adeel",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2023-12-31",
      "evidence_quote": "accepte la nomination de Monsieur AARAB Adeel, \u00E0 la fonction d\u0027administrateur, en date du 31/12/2023, qui accepte.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-01-29",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-12-31",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0414.406.863",
    "name_full": "ETS CHARLES-QUINT",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "AARAB Samih",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
11-04-2022 1 director appointed, 3 resigning Director changes
  • AARAB Samih, Gedelegeerd bestuurder
  • Monsieur David Knaepen, Gedelegeerd bestuurder
  • Monsieur Patrick Frérès, Gedelegeerd bestuurder
  • Madame Agnès Schmetz, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Monsieur David Knaepen",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "accepte la d\u00E9mission de la SRL Flopanine International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Patrick Fr\u00E9r\u00E8s, de la SRL Myrobrac International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Madame Agn\u00E8s Schmetz ainsi que de Monsieur David Knaepen de leur fonction d\u0027administrateur qu\u0027ils occ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Monsieur Patrick Fr\u00E9r\u00E8s",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "SRL Myrobrac International",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "accepte la d\u00E9mission de la SRL Flopanine International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Patrick Fr\u00E9r\u00E8s, de la SRL Myrobrac International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Madame Agn\u00E8s Schmetz ainsi que de Monsieur David Knaepen de leur fonction d\u0027administrateur qu\u0027ils occ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Madame Agn\u00E8s Schmetz",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "accepte la d\u00E9mission de la SRL Flopanine International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Patrick Fr\u00E9r\u00E8s, de la SRL Myrobrac International repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Madame Agn\u00E8s Schmetz ainsi que de Monsieur David Knaepen de leur fonction d\u0027administrateur qu\u0027ils occ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "d\u00E9cide, \u00E0 l\u0027unanimit\u00E9 et sur base de la situation comptable provisoire arr\u00EAt\u00E9e au 31 d\u00E9cembre 2021 (non encore approuv\u00E9e), de voter en faveur de la d\u00E9charge provisoire des administrateurs d\u00E9missionnaires pour l\u0027ensemble des actes pos\u00E9s par eux jusqu\u0027\u00E0 la date de leur d\u00E9mission.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "AARAB Samih",
        "address": "Rue Maurice De Moor 4 B002 \u00E0 1020 Bruxelles",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "d\u00E9signe Monsieur AARAB Samih, domicili\u00E9 \u00E0 Rue Maurice De Moor 4 B002 \u00E0 1020 Bruxelles, en qualit\u00E9 nouvel administrateur de la soci\u00E9t\u00E9, pour une dur\u00E9e du 6 (six) ans.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re",
      "person": {
        "rrn": null,
        "name": "Monsieur David Knaepen",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Le pr\u00E9sident informe \u00E9galement l\u0027actionnaire de la d\u00E9mission Monsieur Knaepen de sa fonction de d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re qu\u0027il occupait au sein de la soci\u00E9t\u00E9.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "AARAB Samih",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-03-31",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0414.406.863",
    "name_full": "ETS CHARLES-QUINT",
    "legal_form": "Soci\u00E9t\u00E9 Anonyme"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "AARAB Samih",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR Ets Charles-Quint
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative