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Generated 03-09-2026
Active BE 0475.338.897Private limited company

ETS ALEXANDRE - TAFFAREL

Rue du Commerce 84 ·5590 Ciney, Belgium· 25 yrs active
Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit (43222)
Conclusion Checked

The file of ETS ALEXANDRE - TAFFAREL contains 3 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show equity of €272k and a net result of €15k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €272k
Net result €15k
Active 25 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health49Profitability27Solvency82Growth-Stability45
51 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 49
Profitability 27
Solvency 82
Growth -
Stability 45
Bankruptcy probability (12 mo) Checked model v1 · free
≥ 25% High
0%0,5%1,5%4%10%≥25%
Recent warning signals +Judicial reorganisation on record +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
30 / 100
Elevated risk
Components
· 3 judicial reorganisations (+30)
Trust signals 1 signals
Earlier reorganisation (closed)
Involved in a judicial reorganisation procedure in the past. No current open procedure.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2024 · computed
49 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview23 NBB filings
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · full schema
Figures by fiscal year and ratios
Fiscal year2024
Depositfull schema
Revenue-
EBITDA€23k
Net profit€15k
Cash flow€22k
Staff costs€477k
Income taxes€3k
Dividends-
Total assets€607k
Equity€272k
Debt€335k
of which ≤ 1y€328k
of which > 1y€7k
Working capital€220k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.67
Quick ratio0.80
Working capital ratio36.2%
Solvency44.9%
Debt / equity1.23
Long-term debt ratio0.02
Interest coverage2.52
Gross margin-
Net margin-
ROA2.4%
ROE5.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€607k
Fixed assets 21/28€59k
Tangible fixed assets 22/27€59k
Current assets 29/58€548k
Stocks & contracts in progress 3€286k
Amounts receivable within one year 40/41€51k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€607k
Equity 10/15€272k
Contributions / capital 10/11€22k
Accumulated profits (losses) 14€250k
Amounts payable 17/49€335k
Amounts payable after one year 17€7k
Amounts payable within one year 42/48€328k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€509k
Operating result 9901€16k
Financial income 75€13k
Financial charges 65€9k
Result before taxes 9903€18k
Income taxes 67/77€3k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Jacques TAFFAREL
    Director
    State Gazette act 23432337 (21-11-2023)
    Current
    21-11-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222)
Legal form Private limited company(610)
Incorporation16-08-2001
StatusActive
Postal code5590
First insolvency signal 24-07-2025
Latest insolvency signal 13-01-2026
Establishment units 1 location
Rue du Commerce 84, 5590 Ciney
Vervaardiging van kulassen, drijfstangen, zuigers, zuigerringen, enz
since 20012.098.318.252
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91030A0356/00F015 Wallonia 119 m² 1 · 60 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events
2026
13-01-2026 Judicial reorganisation Plan homologation
Tribunal de l’entreprise de Liège · 20250026 · event 06-01-2026
2025
17-10-2025 Judicial reorganisation Extension
Tribunal de l’entreprise de Liège · collectif · event 14-10-2025
24-07-2025 Judicial reorganisation Opening
Tribunal de l’entreprise de Liège · collectif · event 17-07-2025
11-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
13-11-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
21-11-2023 State Gazette act Director changes
Quentin DELWART
10-10-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
17-10-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
06-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
09-10-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
30-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
26-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
20-09-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Lifecycle & Insolvency Signals3 events
13-01-2026
Judicial reorganisation Plan homologation
Date: 06-01-2026 · Tribunal de l’entreprise de Liège · 20250026 · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 2 further earlier events in this file, covering 17-07-2025 to 06-01-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-07-24 · Judicial reorganisation · Opening2025-10-17 · Judicial reorganisation · Extension2026-01-13 · Judicial reorganisation · Plan homologation
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
21-11-2023 Jacques TAFFAREL appointed as director Director changes·Quentin DELWART
  • Jacques TAFFAREL, Bestuurder
Notary: Quentin DELWART · Havelange
Technical details 
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-21",
    "filing_date": "2023-11-17",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
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  ],
  "is_correction": false,
  "subject_company": {
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    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
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  "co_filed_documents": [
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  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Sanitaire werkzaamheden43221Overig loodgieterswerk45332
Primary activity highlighted.
Names & trade names
Legal nameFR ETS ALEXANDRE - TAFFAREL
Registered office
Rue du Commerce 84
5590 Ciney, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative