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Etienne BINON

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 17 yrs active
Rue des Tris, Biesme 17 ·5640 Mettet, Belgium
KBO/BCE: BE 0810.070.655
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Belgian State Gazette acts: 1 of 5 read
Age17 yrs
Connections1
Real estate2 parcels · 1,413 m²

Summary

Conclusion

the dossier summarised in one paragraph

Etienne BINON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 07-05-2026 85 d early 2026-00105262
31-12-2024 31-07-2025 16-06-2025 45 d early 2025-00158064
31-12-2023 31-07-2024 30-05-2024 62 d early 2024-00102651
31-12-2022 31-07-2023 27-06-2023 34 d early 2023-00162265
31-12-2021 31-07-2022 27-06-2022 34 d early 2022-20098148
31-12-2020 31-07-2021 06-07-2021 25 d early 2021-31900356
31-12-2019 31-07-2020 30-06-2020 31 d early 2020-23700492
31-12-2018 31-07-2019 21-06-2019 40 d early 2019-21400008
31-12-2017 31-07-2018 02-07-2018 29 d early 2018-27200469
31-12-2016 31-07-2017 23-06-2017 38 d early 2017-21300569

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 07-05-2026 2026-00105262
31-12-2024 micro 16-06-2025 2025-00158064
31-12-2023 micro 30-05-2024 2024-00102651
31-12-2022 micro 27-06-2023 2023-00162265
31-12-2021 micro 27-06-2022 2022-20098148
31-12-2020 micro 06-07-2021 2021-31900356
31-12-2019 micro 30-06-2020 2020-23700492
31-12-2018 micro 21-06-2019 2019-21400008
31-12-2017 micro 02-07-2018 2018-27200469
31-12-2016 micro 23-06-2017 2017-21300569

Directors

Directors & mandates

4 directors
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • Bapant ManagementLegal entity
    Director· perm. rep.: Raphaël Dehon
    State Gazette act 25086663 (09-07-2025)
    Current
    01-01-2025 → present
Former directors (3)
  • Etienne Binon
    Director
    State Gazette act 26040158 (20-03-2026)
    Former
    - → 31-12-2025
  • Raphaël DEHON
    Director
    State Gazette act 25086663 (09-07-2025)
    Former
    - → 01-01-2025
  • Frédérique THIERNAGAND
    Director
    State Gazette act 20325002 (08-06-2020)
    Former
    - → 29-02-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation26-02-2009
StatusActive
Postal code5640

Structure & network

Connections & network

1 connected company
Group structure
Bapant Management
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
Control over this companysits on this company's board1
Bapant Management
1 subsidiary · 1 location
controls
Etienne BINONBE 0810.070.655

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Rue Albert Ier 6, 5640 Mettet
Activiteiten van financieringsmaatschappijen die uitsluitend kredietovereenkomsten afsluiten met een consument : verkopen en leningen op afbetaling, financieringshuur, kredietopeningen, enz
since 20092.177.291.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,413 m²
Buildings2
Building footprint210 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92013B0440/00R019 Wallonia 1,303 m² 1 · 125 m² -
92087F0129/00K000 Wallonia 110 m² 1 · 85 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
20-03-2026 Resignations & appointments
4 facts
  • General meeting , 24/12/2025
  • Director resignation, Etienne Binon (administrateur)
  • Permanent representative, Valérie Fauville
  • Permanent representative, Raphaël Dehon

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR Etienne BINON
Registered office
Rue des Tris, Biesme 17
5640 Mettet, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.