Etablissements Marcel LAMBERT
ActiveEtablissements Marcel LAMBERT has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €14k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+77
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.04 against 7.65 in 2024; short-term debt: 15.7% and cash: 90.2% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
115 d early
2023
56 d early
2022
143 d early
2021
30 d late
2020
60 d late
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€176k▲ 8.5%
2024 · €162k
2018: €127k
2019: €138k
2020: €195k
2021: €232k
2022: €174k
2023: €196k
2024: €162k
2018 → 2025
Total assets
€209k▲ 12.8%
2024 · €185k
2018: €201k
2019: €215k
2020: €245k
2021: €287k
2022: €294k
2023: €224k
2024: €185k
2018 → 2025
Net result
€14k
2024 · €-33k
2018: €13k
2019: €11k
2020: €58k
2021: €37k
2022: €26k
2023: €22k
2024: €-33k
2018 → 2025
Working capital
€166k▲ 9.0%
2024 · €152k
2018: €109k
2019: €122k
2020: €181k
2021: €219k
2022: €160k
2023: €184k
2024: €152k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€232k-€174k▼ 25.1%€196k▲ 12.8%€162k▼ 17.1%€176k▲ 8.5%
Operating result€54k-€36k▼ 32.8%€35k▼ 2.3%€-31k€16k
Net result€37k-€26k▼ 30.5%€22k▼ 13.7%€-33k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €31k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€10k▲ 1.2%
Current assets
€199k▲ 13.5%
Equity and liabilities €209k
Equity
€176k▲ 8.5%
Debt
€33k▲ 43.7%
The debt ratio rises from 12.3% to 15.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-29k
Cash flow
€15k▲
2024 · €-32k
Solvency
84.3%▼
2024 · 87.7%
Current ratio
6.04▼
2024 · 7.65
Quick ratio
6.04▼
2024 · 7.65
Debt / equity
0.19▲
2024 · 0.14
ROE
7.8%▲
2024 · -20.6%
ROA
6.6%▲
2024 · -18.1%
Interest coverage
8.51▲
2024 · -12.50
Debt
€33k▲
2024 · €23k
Debt ≤ 1 year
€33k▲
2024 · €23k
Income taxes
€312▲
2024 · €225
Staff costs
€108k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€209k▲
Fixed assets21/28€10k€10k▲
Tangible fixed assets22/27€10k€10k▲
Land and buildings22€7k€7k=
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€0€513▲
Financial fixed assets28€297€297=
Current assets29/58€175k€199k▲
Amounts receivable within one year40/41€43k€9k▼
Trade receivables40€33k€7k▼
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€130k€189k▲
Deferred charges and accrued income490/1€2k€882▼
Equity and liabilities
Total equity and liabilities10/49€185k€209k▲
Equity10/15€162k€176k▲
Contributions10/11€51k€51k=
Reserves13€110k€110k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€0-
Distributable reserves133€105k€105k=
Profit (loss) carried forward14€1k€15k▲
Amounts payable17/49€23k€33k▲
Amounts payable within one year42/48€23k€33k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€17k€20k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€12k€12k▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€118k€108k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€90k€126k▲
Operating profit (loss)9901€-31k€16k▲
Financial income75/76B€1€279▲
Recurring financial income75€1€279▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-33k€14k▲
Income taxes67/77€225€312▲
Profit (loss) for the period9904€-33k€14k▲
Profit (loss) for the period to be appropriated9905€-33k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€15k▲
Profit (loss) brought forward from the previous period14P€25k€1k▼
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-33k ▼251%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.63
Current ratio from 2.34 to 7.63; short-term debt falls from €120k to €28k.
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €232k ▲18.9%
4 profitable years in a row build equity to €232k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Highest result since 2018net €58k ▲425%
Operating result €96k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲41.8%
3 profitable years in a row build equity to €195k.
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute(MEL) 1094633 SoumagneGround area
1,372 m²
Building footprint
155 m²
Volume, LiDAR
687 m³
Parcel 62069C0036/00F000, Wallonia · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Haute(MEL) 109, 4633 Soumagne
since 19802.019.758.843
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0036/00F000 | Wallonia | 1,372 m² | 1 · 155 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryEtablissements Marcel LAMBERT SRL19419
Similar companies · same sector, comparable size
Claes en Humblet Tuinarchitecten
BE 0443.840.326
Mechelen · Eq €176k
ARBORITECH
BE 0439.354.570
Court-Saint-Etienne · Eq €176k
D-TRANSCO
BE 0670.881.791
Hulshout · Eq €176k
PRO NATURA
BE 0436.159.411
Brecht · Eq €177k
OUTWORX
BE 0666.664.766
Anderlecht · Eq €176k
Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-1980
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
42220Construction of utility projects for electricity and telecommunications
45215
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.