ESTATES
ActiveSummary
ESTATES has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €85. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 84% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 10.35 in 2024; short-term debt: 16.6% and cash: 76.4% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
15 d early
2023
14 d early
2022
on the day
2021
13 d early
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 0.1%
2024 · €60k
2018: €59k
2019: €60k
2020: €60k
2021: €60k
2022: €60k
2023: €60k
2024: €60k
2018 → 2025
Total assets
€72k▲ 8.5%
2024 · €67k
2018: €63k
2019: €61k
2020: €64k
2021: €64k
2022: €63k
2023: €64k
2024: €67k
2018 → 2025
Net result
€85▼ 48.1%
2024 · €163
2018: €336
2019: €481
2020: €121
2021: €78
2022: €21
2023: €137
2024: €163
2018 → 2025
Working capital
€60k▲ 0.1%
2024 · €60k
2018: €59k
2019: €60k
2020: €60k
2021: €60k
2022: €60k
2023: €60k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€60k=€60k▲ 0.2%€60k▲ 0.3%€60k▲ 0.1%
Operating result€279-€66▼ 76.3%€349▲ 428%€-178€286
Net result€78-€21▼ 73.3%€137▲ 557%€163▲ 18.7%€85▼ 48.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €286 after a loss of €178 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €72k
Equity
€60k ▲ 0.1%
Debt
€12k ▲ 86.8%
Debt's share of the balance-sheet total rises from 9.7% to 16.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.01▼
2024 · 10.35
Quick ratio
5.68▼
2024 · 10.35
Debt to equity
0.20▲
2024 · 0.11
ROE
0.1%▼
2024 · 0.3%
ROA
0.1%▼
2024 · 0.2%
Debt ≤ 1 year
€12k▲
2024 · €6k
Income taxes
€28▼
2024 · €64
Staff costs
€25k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€72k▲
Current assets29/58€67k€72k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€10k€10k▼
Trade receivables40€9k€10k▲
Other amounts receivable41€2k€100▼
Cash at bank and in hand54/58€56k€55k▼
Deferred charges and accrued income490/1€59€3k▲
Equity and liabilities
Total equity and liabilities10/49€67k€72k▲
Equity10/15€60k€60k▲
Contributions10/11€19k€19k=
Reserves13€42k€42k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€40k▲
Amounts payable17/49€6k€12k▲
Amounts payable within one year42/48€6k€12k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€347€1k▲
Remuneration and social security454/9€872€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€25k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€24k€25k▲
Operating profit (loss)9901€-178€286▲
Financial income75/76B€565€1▼
Recurring financial income75€565€1▼
Financial charges65/66B€160€174▲
Recurring financial charges65€160€174▲
Profit (loss) for the period before taxes9903€227€113▼
Income taxes67/77€64€28▼
Profit (loss) for the period9904€163€85▼
Profit (loss) for the period to be appropriated9905€163€85▼
Appropriation of the result
Profit (loss) to be appropriated9906€163€85▼
Transfer to equity691/2€163€85▼
To other reserves6921€163€85▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €21 ▼73.3%
Net result drops to €21, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Highest result since 2018net €481 ▲43.2%
Operating result €658, net result €481, both a record.
31-12
Financial
Liquidity triplescurrent ratio 40.23
Current ratio from 15.36 to 40.23; short-term debt falls from €4k to €2k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Herentalsestraat 532018 AntwerpenGround area
255 m²
Building footprint
220 m²
Volume, LiDAR
3,833 m³
Parcel 11808H1178/00L006, Flanders · tallest building 24.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lange Herentalsestraat 53, 2018 Antwerpen
since 19772.014.074.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00L006 | Flanders | 255 m² | 1 · 220 m² | 24.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
White Diamonds
BE 0422.418.073
Antwerpen · Eq €60,300
Intercommercial Diamonds
BE 0428.687.243
Schilde · Eq €60,850
R.I.L. GEMS
BE 0466.086.681
Schilde · Eq €59,635
SABIL DIAMONDS
BE 0475.469.650
Antwerpen · Eq €59,618
EXELCO SOURCING
BE 0893.075.337
Antwerpen · Eq €61,634
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-1977
Fiscal year end31-12
Abbreviation NL
Jewelex
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
68310Real estate agency activities
46480Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.