Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ESSENTIEL REFERENCE is ≥ 25% (high). The 2023 annual accounts show negative equity (€-52k) and a net result of €-52k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 eventsSignals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalAdministrative Flags
2 eventsFinancials
Annual accounts & ratios
Source: NBB · 2023| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-52k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €289k |
| Equity | €-52k |
| Debt | €341k |
| of which ≤ 1y | €341k |
| of which > 1y | - |
| Working capital | €-52k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 0.85 |
| Quick ratio | 0.15 |
| Working capital ratio | -17.9% |
| Solvency | -17.9% |
| Debt / equity | -6.58 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -18.0% |
| ROE | 100.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €289k |
| Current assets | 29/58 | €289k |
| Stocks & contracts in progress | 3 | €237k |
| Amounts receivable within one year | 40/41 | €38k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €289k |
| Equity | 10/15 | €-52k |
| Accumulated profits (losses) | 14 | €-52k |
| Amounts payable | 17/49 | €341k |
| Amounts payable within one year | 42/48 | €341k |
| Trade debts payable within one year | 44 | €78k |
| Income statement | ||
| Gross operating margin | 9900 | €-52k |
| Operating result | 9901 | €-52k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €445 |
| Result before taxes | 9903 | €-52k |
| Net result for the period | 9904 | €-52k |
| Result to be appropriated | 9905 | €-52k |
Health barometer
FY 2023 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
2 directors-
Current02-01-2024 → present
Former directors (1)
-
Former- → 13-05-2025
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 11-04-2022 |
| Status | Active |
| Postal code | 1180 |
Structure & network
Connections & network
54 connected companiesLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0040/00A013 | Brussels | 946 m² | 1 · 482 m² | 23.5 m · 7 fl. |
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
2 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
4 acts31-12-2025 1 director appointed, 1 resigning
24-07-2024 Registered office moved from BEERSEL to Koekelberg
- ALSEMBERSESTEENWEG 570, 1653 BEERSEL → Avenue du Panthéon 88, 1081 Koekelberg
13-04-2023 Registered office moved from raainen to Dworp
- Steerwweg op Recheter 455, 1950 raainen → Alsembersesteenweg 570, 1653 Dworp
13-04-2022 Incorporation of a new BV
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
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AI due-diligence brief
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | ESSENTIEL REFERENCE |
- 12-01-2026 Address strikeout annulled
- 25-07-2025 Address struck