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ESPHAR

Active
Private limited company·Overige fiscale dienstverlening· 35 yrs active
Chaussée de Charleroi,Le Roux 352 ·5070 Fosses-la-Ville, Belgium
KBO/BCE: BE 0442.075.025
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Age35 yrs
Real estate2 parcels · 2,575 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ESPHAR is 0.1% (very low). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-08-2025 30 d late 2025-00448582
31-12-2023 31-07-2024 05-08-2024 5 d late 2024-00326835
31-12-2022 31-07-2023 19-08-2023 19 d late 2023-00336054
31-12-2021 31-07-2022 30-08-2022 30 d late 2022-20347455
31-12-2020 31-07-2021 24-08-2021 24 d late 2021-51800351
31-12-2019 31-07-2020 25-08-2020 25 d late 2020-43800301
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-55500334
31-12-2017 31-07-2018 29-08-2018 29 d late 2018-51600022
31-12-2016 31-07-2017 29-08-2017 29 d late 2017-49000432
31-12-2015 31-07-2016 18-08-2016 18 d late 2016-43300012

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-08-2025 2025-00448582
31-12-2023 micro 05-08-2024 2024-00326835
31-12-2022 micro 19-08-2023 2023-00336054
31-12-2021 micro 30-08-2022 2022-20347455
31-12-2020 micro 24-08-2021 2021-51800351
31-12-2019 micro 25-08-2020 2020-43800301
31-12-2018 micro 30-08-2019 2019-55500334
31-12-2017 micro 29-08-2018 2018-51600022
31-12-2016 micro 29-08-2017 2017-49000432
31-12-2015 volledig 18-08-2016 2016-43300012

Structure & network

Locations & real estate

Establishment units

2 locations
Rue de la Chinelle(FRA) 12, 5600 Philippeville
Verhuur van woningen, exclusief sociale woningen
since 19912.051.069.453
Chaussée de Charleroi 352, 5070 Fosses-la-Ville
Verhuur van woningen, exclusief sociale woningen
since 19932.051.069.552
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,575 m²
Buildings2
Building footprint142 m²
Volume (LiDAR)971 m³
Tallest building9.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93025C0440/00M000 Wallonia 1,288 m² 1 · 91 m² 8.7 m · 2 fl.
92070A0511/00L000 Wallonia 1,287 m² 1 · 50 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 Discharge granted to the board Director changes·Bernard LEMAIGRE
Notary: Bernard LEMAIGRE · Montignies-sur-Sambre

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Boekhouders en boekhouders-fiscalisten69202Overige fiscale dienstverlening69209Boekhouders74121
Primary activity highlighted.
Names & trade names
Legal nameFR ESPHAR
Registered office
Chaussée de Charleroi,Le Roux 352
5070 Fosses-la-Ville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.