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ESPACE 81 ARCHITECTE

Active
Private limited companyfounded 200817 yrs activeRue Planche Pêcheur 29, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0807.349.311

ESPACE 81 ARCHITECTE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €10k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 9289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+82
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 1.02 in 2024), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.8%
Return on assets
47.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 d early
2024
14 d early
2023
20 d late
2022
32 d early
2021
27 d early
2020
14 d early
2019
24 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€13k▲ 442%
2024 · €2k
2018: €11k 2019: €2k 2020: €6k 2021: €13k 2022: €12k 2023: €15k 2024: €2k
2018 → 2025
Total assets
€22k▼ 33.8%
2024 · €33k
2018: €149k 2019: €100k 2020: €114k 2021: €108k 2022: €89k 2023: €73k 2024: €33k
2018 → 2025
Net result
€10k
2024 · €-13k
2018: €-9k 2019: €-18k 2020: €-14k 2021: €7k 2022: €-996 2023: €3k 2024: €-13k
2018 → 2025
Working capital
€12k▲ 2,520%
2024 · €463
2018: €-6k 2019: €-16k 2020: €-11k 2021: €-6k 2022: €-8k 2023: €-7k 2024: €463
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€13k-€12k▼ 7.7%€15k▲ 28.6%€2k▼ 84.8%€13k▲ 442%
Operating result€11k-€3k▼ 72.9%€8k▲ 162%€-12k€13k
Net result€7k-€-996€3k€-13k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €11k€11kNet result 2021: €7k€7kOperating result 2022: €3k€3kNet result 2022: €-996€-996Operating result 2023: €8k€8kNet result 2023: €3k€3kOperating result 2024: €-12k€-12kNet result 2024: €-13k€-13kOperating result 2025: €13k€13kNet result 2025: €10k€10k20212022202320242025
The operating result returns to profit in 2025: €13k after a loss of €12k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets €538▼ 89.6%
Current assets €21k▼ 23.4%
Equity and liabilities €22k
Equity €13k▲ 442%
Debt €9k▼ 70.0%
The debt ratio falls from 92.9% to 42.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18k
2024 · €27k
Cash flow
€15k
2024 · €26k
Solvency
57.8%
2024 · 7.1%
Current ratio
2.32
2024 · 1.02
Quick ratio
2.32
2024 · 1.02
Debt / equity
0.73
2024 · 13.15
ROE
81.5%
2024 · -557.3%
ROA
47.2%
2024 · -39.4%
Interest coverage
30.43
2024 · 21.41
Debt
€9k
2024 · €31k
Debt ≤ 1 year
€9k
2024 · €27k
Income taxes
€2k
2024 · €171
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€33k€22k
Formation expenses20€0€0=
Fixed assets21/28€5k€538
Tangible fixed assets22/27€5k€538
Land and buildings22€0-
Plant, machinery and equipment23€816€538
Furniture and vehicles24€4k€0
Current assets29/58€28k€21k
Amounts receivable within one year40/41€17k€3k
Trade receivables40€9k€68
Other amounts receivable41€7k€2k
Cash at bank and in hand54/58€7k€14k
Deferred charges and accrued income490/1€5k€5k
Equity and liabilities
Total equity and liabilities10/49€33k€22k
Equity10/15€2k€13k
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-18k€-7k
Amounts payable17/49€31k€9k
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€27k€9k
Current portion of amounts payable after more than one year42€18k-
Trade debts44€7k€5k
Suppliers440/4€7k€5k
Taxes, remuneration and social security45€2k€5k
Taxes450/3€2k€5k
Other amounts payable47/48€203€0
Accrued charges and deferred income492/3€2k€15
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€5k
Other operating charges640/8€2k€2k
Gross operating margin9900€29k€20k
Operating profit (loss)9901€-12k€13k
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€1k€590
Recurring financial charges65€1k€590
Profit (loss) for the period before taxes9903€-13k€13k
Income taxes67/77€171€2k
Profit (loss) for the period9904€-13k€10k
Profit (loss) for the period to be appropriated9905€-13k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-7k
Profit (loss) brought forward from the previous period14P€-4k€-18k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 2.32
Current ratio from 1.02 to 2.32; short-term debt falls from €27k to €9k.
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €7k
Net result €7k after 3 loss-making years.
17-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
Julie PODEVIJN
Director · since 25-01-2023
Current
25-01-2023 Resigned as Manager
25-01-2023 Appointed as Director
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Planche Pêcheur 291420 Braine-l'Alleud
1 establishment unit
ESPACE 81 ARCHITECTE
Rue Planche Pêcheur 29, 1420 Braine-l'AlleudRetail trade
since 20082.330.711.842

Similar companies · same sector, comparable size

Of 2,256 companies in sector 71113 we hold annual accounts for 653. 435 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-10-2008
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filings

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.