ESPACE
ActiveESPACE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €76k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 74% of 1458 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
29 d late
2022
30 d late
2021
25 d late
2020
30 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€76k▲ 1.4%
2024 · €75k
2018: €84k
2019: €57k
2020: €71k
2021: €69k
2022: €77k
2023: €72k
2024: €75k
2018 → 2025
Net result
€1k▼ 63.4%
2024 · €3k
2018: €4k
2019: €-28k
2020: €15k
2021: €-3k
2022: €8k
2023: €-5k
2024: €3k
2018 → 2025
Total assets
€114k▲ 9.9%
2024 · €104k
2018: €135k
2019: €102k
2020: €189k
2021: €159k
2022: €164k
2023: €130k
2024: €104k
2018 → 2025
Solvency
66.5%▼ 5.5pp
2024 · 72.1%
2018: 62.6%
2019: 55.4%
2020: 37.6%
2021: 43.1%
2022: 47.0%
2023: 55.5%
2024: 72.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€77k▲ 12.2%€72k▼ 6.3%€75k▲ 4.1%€76k▲ 1.4%
Operating result€-268-€14k€-4k€6k€6k▼ 9.9%
Net result€-3k-€8k€-5k€3k€1k▼ 63.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€48k▼ 3.5%
Current assets
€67k▲ 21.9%
Equity and liabilities €114k
Equity
€76k▲ 1.4%
Debt
€38k▲ 31.6%
The debt ratio rises from 27.9% to 33.5%: debt grows faster than equity.
Key figures and ratios
Solvency
66.5%▼
2024 · 72.1%
ROE
1.4%▼
2024 · 3.9%
ROA
0.9%▼
2024 · 2.8%
Debt
€38k▲
2024 · €29k
Debt ≤ 1 year
€38k▲
2024 · €29k
Income taxes
€3k▲
2024 · €2k
Staff costs
€49k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€114k▲
Fixed assets21/28€49k€48k▼
Tangible fixed assets22/27€49k€47k▼
Land and buildings22€38k€38k=
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€421€421=
Current assets29/58€55k€67k▲
Amounts receivable within one year40/41€49k€53k▲
Trade receivables40€15k€15k▲
Other amounts receivable41€33k€38k▲
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€104k€114k▲
Equity10/15€75k€76k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Profit (loss) carried forward14€8k€9k▲
Amounts payable17/49€29k€38k▲
Amounts payable within one year42/48€29k€38k▲
Current portion of amounts payable after more than one year42€2k-
Financial debts43€7k€11k▲
Credit institutions430/8€7k€11k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€66€301▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€3k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€79k€60k▼
Operating profit (loss)9901€6k€6k▼
Financial income75/76B€77€6▼
Recurring financial income75€77€6▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€9k▲
Profit (loss) brought forward from the previous period14P€5k€8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €-28k ▼878%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 233 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Honnelles · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Haut-Pays (HON) 1127387 HonnellesGround area
1,158 m²
Building footprint
145 m²
Volume, LiDAR
988 m³
Parcel 53004B0242/00D002, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESPACE
since 19922.056.474.630
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53004B0242/00D002 | Wallonia | 1,158 m² | 1 · 145 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WEGASSUR
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DURANT ROLAND ASSURANCES
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 2,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-02-1992
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.