ESISZKO
ActiveESISZKO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €52k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency96▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.19 in 2024; short-term debt: 28.2% and cash: 15.4% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
25.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
40 d late
2023
22 d late
2022
42 d late
2021
31 d late
2020
38 d early
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 53.6%
2024 · €96k
2019: €22k
2020: €35k
2021: €41k
2022: €44k
2023: €68k
2024: €96k
2019 → 2025
Total assets
€208k▲ 60.1%
2024 · €130k
2019: €30k
2020: €56k
2021: €70k
2022: €67k
2023: €98k
2024: €130k
2019 → 2025
Net result
€52k▲ 83.2%
2024 · €29k
2019: €22k
2020: €15k
2021: €7k
2022: €3k
2023: €25k
2024: €29k
2019 → 2025
Working capital
€109k▲ 50.0%
2024 · €73k
2019: €19k
2020: €25k
2021: €24k
2022: €29k
2023: €54k
2024: €73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€44k▲ 6.1%€68k▲ 55.5%€96k▲ 40.6%€147k▲ 53.6%
Operating result€11k-€10k▼ 12.4%€35k▲ 257%€39k▲ 11.5%€68k▲ 76.7%
Net result€7k-€3k▼ 53.6%€25k▲ 655%€29k▲ 13.4%€52k▲ 83.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€40k▲ 67.6%
Current assets
€168k▲ 58.4%
Equity and liabilities €208k
Equity
€147k▲ 53.6%
Debt
€61k▲ 78.1%
The debt ratio rises from 26.3% to 29.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€90k▲
2024 · €47k
Cash flow
€74k▲
2024 · €37k
Solvency
70.7%▼
2024 · 73.7%
Current ratio
2.86▼
2024 · 3.19
Quick ratio
1.85▼
2024 · 2.01
Debt / equity
0.41▲
2024 · 0.36
ROE
35.5%▲
2024 · 29.7%
ROA
25.1%▲
2024 · 21.9%
Interest coverage
90.44▲
2024 · 34.82
Debt
€61k▲
2024 · €34k
Debt ≤ 1 year
€59k▲
2024 · €33k
Debt > 1 year
€1k
Income taxes
€16k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€208k▲
Fixed assets21/28€24k€40k▲
Tangible fixed assets22/27€24k€40k▲
Plant, machinery and equipment23€22k€22k▼
Furniture and vehicles24€2k€3k▲
Leasing and similar rights25-€15k
Current assets29/58€106k€168k▲
Stocks and contracts in progress3€39k€59k▲
Stocks30/36€39k€59k▲
Amounts receivable within one year40/41€43k€57k▲
Trade receivables40€21k€27k▲
Other amounts receivable41€22k€30k▲
Cash at bank and in hand54/58€22k€32k▲
Deferred charges and accrued income490/1€2k€19k▲
Equity and liabilities
Total equity and liabilities10/49€130k€208k▲
Equity10/15€96k€147k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€95k€146k▲
Amounts payable17/49€34k€61k▲
Amounts payable after more than one year17-€1k
Financial debts170/4-€1k
Amounts payable within one year42/48€33k€59k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€30k€37k▲
Remuneration and social security454/9-€274
Other amounts payable47/48€583€833▲
Accrued charges and deferred income492/3€955€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€22k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€712€106▼
Gross operating margin9900€49k€93k▲
Operating profit (loss)9901€39k€68k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€1k€995▼
Recurring financial charges65€1k€995▼
Profit (loss) for the period before taxes9903€38k€69k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€29k€52k▲
Profit (loss) for the period to be appropriated9905€29k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€147k▲
Profit (loss) brought forward from the previous period14P€67k€95k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2019net €52k ▲83.2%
Operating result €68k, net result €52k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲53.6%
7 profitable years in a row build equity to €147k.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
31-12
Financial
Weakest financial yearnet €3k ▼53.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pellenstraat 223400 LandenGround area
380 m²
Building footprint
98 m²
Volume, LiDAR
430 m³
Parcel 24089B0274/00G002, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ESISZKO
since 20192.286.621.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24089B0274/00G002 | Flanders | 380 m² | 1 · 98 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 527 EUR awarded · 527 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 527 EUR | 527 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2019
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.