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ESDR

Active
Private limited company·Activiteiten van holdings· 3 yrs active
Zandstraat 109 ·9420 Erpe-Mere, Belgium
KBO/BCE: BE 0800.112.022
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 232 m²

Summary

Conclusion

the dossier summarised in one paragraph

ESDR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €423k and a net result of €419k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 16-02-2026 73 d early 2026-00038819
30-09-2024 30-04-2025 21-03-2025 40 d early 2025-00051465

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€423k
Net result€419k
Total assets€1.16M
Solvency36.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-02-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2024
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€419k
Cash flown/a
Staff costs-
Income taxes€24k
Dividends€833
Total assets€1.16M
Equity€423k
Debt€736k
of which ≤ 1y€171k
of which > 1y€565k
Working capitaln/a
Employees (FTE)0.0
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency36.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA36.1%
ROE99.0%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.16M
Fixed assets 21/28€978k
Tangible fixed assets 22/27€19k
Financial fixed assets 28€959k
Current assets 29/58€181k
Amounts receivable within one year 40/41€131k
Cash & bank 54/58€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.16M
Equity 10/15€423k
Contributions / capital 10/11€5k
Reserves 13€418k
Accumulated profits (losses) 14€0
Amounts payable 17/49€736k
Amounts payable after one year 17€565k
Amounts payable within one year 42/48€171k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€41k
Operating result 9901€36k
Financial income 75€429k
Financial charges 65€23k
Result before taxes 9903€443k
Income taxes 67/77€24k
Net result for the period 9904€419k
Result to be appropriated 9905€419k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zandstraat 1099420 Erpe-Mere

Establishment units

1 location
ESDR
Zandstraat 109, 9420 Erpe-MereHoldings
since 20232.345.070.416
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area232 m²
Buildings1
Building footprint115 m²
Volume (LiDAR)944 m³
Tallest building11.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41015B0570/00P000 Flanders 232 m² 1 · 115 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability100Solvency58Growth-Stability79
79 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 58
Growth -
Stability 79

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
We hold annual accounts for 5,518 of the 24,678 companies in this sector. 3,650 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ESDR
Registered office
Zandstraat 109
9420 Erpe-Mere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.