Summary
Esdacon is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.44M and a net result of €358k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 8024 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
9 d early
2023
29 d early
2022
77 d early
2021
76 d early
2020
72 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.44M▼ 4.0%
2024 · €3.58M
2018: €2.84M
2019: €2.86M
2020: €3.03M
2021: €3.00M
2022: €2.94M
2023: €3.25M
2024: €3.58M
2018 → 2025
Net result
€358k▲ 8.1%
2024 · €331k
2018: €194k
2019: €229k
2020: €169k
2021: €296k
2022: €274k
2023: €304k
2024: €331k
2018 → 2025
Total assets
€3.51M▼ 3.8%
2024 · €3.65M
2018: €2.97M
2019: €3.09M
2020: €3.06M
2021: €3.05M
2022: €3.00M
2023: €3.30M
2024: €3.65M
2018 → 2025
Solvency
98.0%▼ 0.2pp
2024 · 98.2%
2018: 95.7%
2019: 92.7%
2020: 99.0%
2021: 98.6%
2022: 98.2%
2023: 98.5%
2024: 98.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.00M-€2.94M▼ 2.0%€3.25M▲ 10.3%€3.58M▲ 10.2%€3.44M▼ 4.0%
Operating result€308k-€397k▲ 29.0%€338k▼ 15.0%€374k▲ 10.7%€390k▲ 4.3%
Net result€296k-€274k▼ 7.4%€304k▲ 11.0%€331k▲ 8.9%€358k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.51M
Fixed assets
€1.06M ▲ 7.8%
Current assets
€2.45M ▼ 8.1%
Equity and liabilities €3.51M
Equity
€3.44M ▼ 4.0%
Debt
€70k ▲ 4.1%
The debt ratio rises from 1.8% to 2.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
10.4%▲
2024 · 9.3%
ROA
10.2%▲
2024 · 9.1%
Debt ≤ 1 year
€70k▲
2024 · €67k
Income taxes
€133k▼
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.65M€3.51M▼
Fixed assets21/28€983k€1.06M▲
Financial fixed assets28€983k€1.06M▲
Current assets29/58€2.66M€2.45M▼
Amounts receivable after more than one year29€78k€0▼
Other amounts receivable291€78k€0▼
Amounts receivable within one year40/41€75k€86k▲
Trade receivables40€59k€69k▲
Other amounts receivable41€16k€17k▲
Current investments50/53€2.46M€2.10M▼
Cash at bank and in hand54/58€48k€253k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€3.65M€3.51M▼
Equity10/15€3.58M€3.44M▼
Contributions10/11€216k€216k=
Reserves13€3.34M€3.20M▼
Distributable reserves133€3.34M€3.20M▼
Profit (loss) carried forward14€18k€18k=
Amounts payable17/49€67k€70k▲
Amounts payable within one year42/48€67k€70k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€66k€67k▲
Taxes450/3€66k€67k▲
Accrued charges and deferred income492/3€38€0▼
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€375k€391k▲
Operating profit (loss)9901€374k€390k▲
Financial income75/76B€93k€103k▲
Recurring financial income75€83k€103k▲
Non-recurring financial income76B€10k€0▼
Financial charges65/66B€-8k€2k▲
Recurring financial charges65€-8k€2k▲
Profit (loss) for the period before taxes9903€475k€490k▲
Income taxes67/77€143k€133k▼
Profit (loss) for the period9904€331k€358k▲
Profit (loss) for the period to be appropriated9905€331k€358k▲
Appropriation of the result
Profit (loss) to be appropriated9906€349k€376k▲
Profit (loss) brought forward from the previous period14P€18k€18k=
Transfer from equity791/2-€500k
Transfer to equity691/2€331k€358k▲
To other reserves6921€331k€358k▲
Profit to be distributed694/7-€500k
Return on contributions (dividend)694-€500k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Inge REYNDERS
07-08
State Gazette act
General meeting · Board meeting
Director resignation · Permanent representative
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-02
State Gazette act
General meeting · Director resignation
Permanent representative
27-01
State Gazette act
General meeting · Director resignation
Permanent representative · Auditor appointment
2025
31-12
Financial
Highest result since 2018net €358k ▲8.1%
Net result €358k, the highest in the series.
26-11
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
26-11
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
23-09
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
01-06
State Gazette act
Board meeting · Director resignation
Director appointment · Board composition
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
State Gazette act
Board meeting · General meeting
Merger · Accounting effect
21-06
State Gazette act
Board meeting · Merger
Corporate purpose · Capital increase
26-05
State Gazette act
General meeting · Statutes amendment
Director reappointment · Director appointment
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €169k ▼26.3%
Net result drops to €169k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 57.24
Current ratio from 7.79 to 57.24; short-term debt falls from €227k to €30k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
22-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
15-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karrestraat 133920 LommelGround area
841 m²
Building footprint
114 m²
Volume, LiDAR
748 m³
Parcel 72020C0118/00Y004, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESDACON
since 20102.187.818.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0118/00Y004 | Flanders | 841 m² | 1 · 114 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Ownership & control
3 partiesEsdaconBE 0825.447.729
controls
Where this company holds controlthis company sits on their board3
4 locations
2 locations
1 location
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 9,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.