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Eric MARAITE

Active
Lamonriville 14 ·4960 Malmedy, Belgium
KBO/BCE: BE 1003.040.574
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Real estate2 parcels · 2,181 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Eric MARAITE is 1.4% (low). The 2024 annual accounts show equity of €17k and a net result of €17k. Its solvency ranks better than 38% of 925 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 18-09-2025 49 d late 2025-00496838

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k
Working capital€-28k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 18-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 13.7% 24.7%
better than 38% of 925 sector peers
Net result €17k €5k
better than 69% of 921 sector peers
Equity €17k €17k
better than 50% of 926 sector peers
Gross operating margin €45k €27k
better than 62% of 920 sector peers
Total assets €124k €80k
better than 63% of 925 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€44k
Net profit€17k
Cash flow€35k
Staff costs-
Income taxes€6k
Dividends-
Total assets€124k
Equity€17k
Debt€107k
of which ≤ 1y€70k
of which > 1y€35k
Working capital€-28k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.61
Quick ratio0.61
Working capital ratio-22.4%
Solvency13.7%
Debt / equity6.32
Long-term debt ratio2.09
Interest coverage15.33
Gross margin-
Net margin-
ROA13.7%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€124k
Fixed assets 21/28€81k
Tangible fixed assets 22/27€81k
Current assets 29/58€43k
Amounts receivable within one year 40/41€37k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€124k
Equity 10/15€17k
Reserves 13€17k
Amounts payable 17/49€107k
Amounts payable after one year 17€35k
Amounts payable within one year 42/48€70k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€45k
Operating result 9901€26k
Financial income 75€46
Financial charges 65€3k
Result before taxes 9903€23k
Income taxes 67/77€6k
Net result for the period 9904€17k
Result to be appropriated 9905€17k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
Eric MARAITE
Lamonriville 14B, 4960 MalmedyAlgemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
since 20232.353.829.219
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,181 m²
Buildings2
Building footprint319 m²
Volume (LiDAR)2,297 m³
Tallest building11.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63472C0217/00M000 Wallonia 1,530 m² 1 · 217 m² 8.6 m · 2 fl.
63472C0217/00P000 Wallonia 650 m² 1 · 102 m² 11.3 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health48Profitability100Solvency11Growth-Stability67
56 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 11
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 557 of the 7,351 companies in this sector. 415 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw77320Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw77320
Primary activity highlighted.
Names & trade names
Legal nameFR Eric MARAITE
Registered office
Lamonriville 14 bus b
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.