Erfgoedlabo Leuven
ActiveSummary
Erfgoedlabo Leuven has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €29k. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
short-term debt: 0.6% and cash: 92.5% of total assets, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
93 d early
2024
18 d early
2023
197 d late
2022
97 d early
2021
131 d early
2020
93 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€25k▲ 768%
2023 · €3k
2022: €990
2023: €3k
2022 → 2024
EBIT margin
248.9%▼ 1487.2pp
2023 · 1736.1%
2022: 261.4%
2023: 1736.1%
2022 → 2024
Net result
€29k▼ 53.9%
2024 · €62k
2020: €15k
2021: €45k
2022: €3k
2023: €50k
2024: €62k
2020 → 2025
Working capital
€202k▲ 16.5%
2024 · €174k
2020: €15k
2021: €59k
2022: €62k
2023: €112k
2024: €174k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€990€3k▲ 191%€25k▲ 768%
Equity€59k-€62k▲ 4.2%€112k▲ 80.9%€174k▲ 55.7%€202k▲ 16.5%
Operating result€45k-€3k▼ 94.2%€50k▲ 1,832%€62k▲ 24.4%€29k▼ 53.8%
Net result€45k-€3k▼ 94.4%€50k▲ 1,897%€62k▲ 24.4%€29k▼ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €204k
Equity
€202k ▲ 16.5%
Debt
€1k ▼ 87.5%
Debt's share of the balance-sheet total falls from 5.8% to 0.7%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.01▼
2024 · 0.06
ROE
14.2%▼
2024 · 35.8%
ROA
14.1%▼
2024 · 33.7%
Debt ≤ 1 year
€1k▼
2024 · €11k
Staff costs
€54k▲
2024 · €28k
A ratio outside any meaningful range has been withheld (balance sheet total €204k, equity €202k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€184k€204k▲
Current assets29/58€184k€204k▲
Amounts receivable within one year40/41€56k€15k▼
Trade receivables40-€176
Other amounts receivable41€56k€15k▼
Cash at bank and in hand54/58€102k€188k▲
Deferred charges and accrued income490/1€27k€205▼
Equity and liabilities
Total equity and liabilities10/49€184k€204k▲
Equity10/15€174k€202k▲
Profit (loss) carried forward14€174k€202k▲
Amounts payable17/49€11k€1k▼
Amounts payable within one year42/48€11k€1k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€425-
Remuneration and social security454/9€2k-
Accrued charges and deferred income492/3€59€23▼
Income statement
Code20242025
Turnover70€25k-
Goods, raw materials, services and sundry goods60/61€97k€17k▼
Remuneration, social security and pensions62€28k€54k▲
Other operating charges640/8€40€179▲
Gross operating margin9900€90k€83k▼
Operating profit (loss)9901€62k€29k▼
Financial charges65/66B€93€75▼
Recurring financial charges65€93€75▼
Profit (loss) for the period before taxes9903€62k€29k▼
Profit (loss) for the period9904€62k€29k▼
Profit (loss) for the period to be appropriated9905€62k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€174k€202k▲
Profit (loss) brought forward from the previous period14P€112k€174k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 9current ratio 154.64
Current ratio from 17.26 to 154.64; short-term debt falls from €11k to €1k.
31-12
Financial
Equity above €200kEq €202k ▲16.5%
6 profitable years in a row build equity to €202k.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 197 days late
2024
31-12
Financial
Highest result since 2020net €62k ▲24.4%
Operating result €62k, net result €62k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲55.7%
5 profitable years in a row build equity to €174k.
2023
31-12
Financial
Liquidity times 17current ratio 78.49
Current ratio from 4.69 to 78.49; short-term debt falls from €17k to €1k.
31-12
Financial
Equity above €100kEq €112k ▲80.9%
4 profitable years in a row build equity to €112k.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼94.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 93000 LeuvenGround area
2,102 m²
Building footprint
2,048 m²
Volume, LiDAR
36,936 m³
Parcel 24502B0897/00L000, Flanders · tallest building 48.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Erfgoedlabo Leuven VZW
since 20212.312.503.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0897/00L000 | Flanders | 2,102 m² | 1 · 2,048 m² | 48.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 60,000 EUR awarded · 60,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 6,000 EUR |
| 2024 | 1 | 60,000 EUR | 54,000 EUR |
Schemes
Cultuurwerk: Projectsubsidie voor een bovenlokaal cultuurproject (Decreet Bovenlokale Cultuurwerking 2018)
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Of 3,134 companies in sector 94999 we hold annual accounts for 707. 529 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded27-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.