EPICUROS
ActiveEPICUROS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €-9k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 84% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.5 against 4.01 in 2024; short-term debt: 16.5% and cash: 0.5% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
20 d early
2023
33 d early
2022
33 d early
2021
30 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€345k▼ 2.5%
2024 · €353k
2018: €303k
2019: €301k
2020: €335k
2021: €336k
2022: €349k
2023: €364k
2024: €353k
2018 → 2025
Total assets
€413k▼ 4.9%
2024 · €434k
2018: €416k
2019: €407k
2020: €436k
2021: €441k
2022: €453k
2023: €466k
2024: €434k
2018 → 2025
Net result
€-9k▲ 15.3%
2024 · €-10k
2018: €10k
2019: €-2k
2020: €34k
2021: €1k
2022: €13k
2023: €15k
2024: €-10k
2018 → 2025
Working capital
€238k▼ 1.9%
2024 · €242k
2018: €-26k
2019: €-25k
2020: €231k
2021: €235k
2022: €250k
2023: €248k
2024: €242k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€336k-€349k▲ 3.8%€364k▲ 4.3%€353k▼ 2.8%€345k▼ 2.5%
Operating result€-1k-€16k€19k▲ 16.2%€-13k€-11k▲ 13.8%
Net result€1k-€13k▲ 886%€15k▲ 16.5%€-10k€-9k▲ 15.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€107k▼ 3.7%
Current assets
€305k▼ 5.3%
Equity and liabilities €413k
Equity
€345k▼ 2.5%
Debt
€68k▼ 15.5%
The debt ratio falls from 18.5% to 16.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▲
2024 · €-9k
Cash flow
€-5k▲
2024 · €-6k
Solvency
83.5%▲
2024 · 81.5%
Current ratio
4.50▲
2024 · 4.01
Quick ratio
4.50▲
2024 · 4.01
Debt / equity
0.20▼
2024 · 0.23
ROE
-2.5%▲
2024 · -2.9%
ROA
-2.1%▲
2024 · -2.4%
Interest coverage
-5.66▲
2024 · -9.10
Debt
€68k▼
2024 · €80k
Debt ≤ 1 year
€68k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434k€413k▼
Fixed assets21/28€111k€107k▼
Tangible fixed assets22/27€111k€107k▼
Land and buildings22€111k€107k▼
Current assets29/58€322k€305k▼
Amounts receivable after more than one year29€119k€94k▼
Other amounts receivable291€119k€94k▼
Amounts receivable within one year40/41€36k€29k▼
Trade receivables40€9k€821▼
Other amounts receivable41€27k€28k▲
Current investments50/53€161k€180k▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1-€223
Equity and liabilities
Total equity and liabilities10/49€434k€413k▼
Equity10/15€353k€345k▼
Contributions10/11€258k€258k=
Capital10€258k€258k=
Issued capital100€258k€258k=
Reserves13€96k€87k▼
Non-distributable reserves130/1€26k€26k=
Legal reserve130€26k€26k=
Distributable reserves133€70k€61k▼
Amounts payable17/49€80k€68k▼
Amounts payable within one year42/48€80k€68k▼
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€73k€68k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€-6k€-2k▲
Operating profit (loss)9901€-13k€-11k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-10k€-9k▲
Profit (loss) for the period9904€-10k€-9k▲
Profit (loss) for the period to be appropriated9905€-10k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-9k▲
Transfer from equity791/2€10k€9k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼169%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.29
Current ratio from 0.76 to 3.29; short-term debt falls from €106k to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat(TIL) 403150 HaachtGround area
840 m²
Building footprint
187 m²
Volume, LiDAR
1,440 m³
Parcel 24108A0121/00K000, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EPICUROS
since 19922.057.003.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108A0121/00K000 | Flanders | 840 m² | 1 · 187 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500J55544DA10D578
Similar companies · same sector, comparable size
INTERIS
BE 0842.121.534
Leuven · Eq €345k
OILINMOTION
BE 0864.564.463
Gent · Eq €345k
GREENPEACE EUROPEAN UNIT
BE 0457.563.648
Etterbeek · Eq €345k
DEVAND
BE 0866.210.394
Gistel · Eq €345k
BOX OUT
BE 0833.549.407
Chaudfontaine · Eq €344k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-03-1992
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.