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ENVICT

Active
Cooperative companyfounded 201016 yrs activeRue du Gard 17B, 6470 Sivry-Rance, BelgiumKBO/BCE: BE 0824.228.202

ENVICT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €995. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 26% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
61 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▲+11
Solvency19▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.1 in 2024), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.8%
Return on assets
0.2%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €47k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
128 d early
2023
112 d early
2022
120 d early
2021
132 d early
2020
1 d late
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€995▲ 2,790%
2024 · €34
2019: €8 2020: €7k 2021: €514 2022: €83 2023: €177 2024: €34
2019 → 2025
Working capital
€45k▲ 2.2%
2024 · €44k
2019: €42k 2020: €43k 2021: €39k 2022: €39k 2023: €39k 2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€41k-€41k▲ 0.2%€41k▲ 0.4%€46k▲ 12.5%€47k▲ 2.2%
Operating result€2k-€684▼ 58.5%€772▲ 12.8%€595▼ 23.0%€1k▲ 148%
Net result€514-€83▼ 83.9%€177▲ 114%€34▼ 80.6%€995▲ 2,790%
Result per fiscal year
Operating resultNet result
€0€500€1k€2kOperating result 2021: €2k€2kNet result 2021: €514€514Operating result 2022: €684€684Net result 2022: €83€83Operating result 2023: €772€772Net result 2023: €177€177Operating result 2024: €595€595Net result 2024: €34€34Operating result 2025: €1k€1kNet result 2025: €995€99520212022202320242025
The operating result recovers in 2025; 2025 is 148% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €538k
Fixed assets €2k=
Current assets €536k▲ 9.9%
Equity and liabilities €538k
Equity €47k▲ 2.2%
Debt €491k▲ 10.7%
The debt ratio rises from 90.6% to 91.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
8.8%
2024 · 9.4%
Current ratio
1.09
2024 · 1.10
Quick ratio
1.09
2024 · 1.10
Debt / equity
10.39
2024 · 9.59
ROE
2.1%
2024 · 0.1%
ROA
0.2%
2024 · 0.0%
Debt
€491k
2024 · €444k
Debt ≤ 1 year
€491k
2024 · €444k
Income taxes
€11
2024 · €123
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€490k€538k
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€488k€536k
Amounts receivable within one year40/41€238k€248k
Trade receivables40€218k€209k
Other amounts receivable41€20k€38k
Cash at bank and in hand54/58€250k€289k
Deferred charges and accrued income490/1€92-
Equity and liabilities
Total equity and liabilities10/49€490k€538k
Equity10/15€46k€47k
Contributions10/11€28k€28k=
Capital10€28k€28k=
Issued capital100€28k€28k=
Reserves13€10k€10k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€8k€9k
Amounts payable17/49€444k€491k
Amounts payable within one year42/48€444k€491k
Trade debts44€443k€491k
Suppliers440/4€443k€491k
Taxes, remuneration and social security45€104-
Taxes450/3€104-
Other amounts payable47/48€300-
Income statement Code20242025
Non-recurring operating income76A€410-
Other operating charges640/8€822€567
Gross operating margin9900€1k€2k
Operating profit (loss)9901€595€1k
Financial income75/76B€64€35
Recurring financial income75€64€35
Financial charges65/66B€502€507
Recurring financial charges65€502€507
Profit (loss) for the period before taxes9903€157€1k
Income taxes67/77€123€11
Profit (loss) for the period9904€34€995
Profit (loss) for the period to be appropriated9905€34€995
Appropriation of the result
Profit (loss) to be appropriated9906€8k€9k
Profit (loss) brought forward from the previous period14P€8k€8k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
25-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
11-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
03-10
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2021
21-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema
01-02
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
30-06
Financial Highest result since 2019net €7k ▲86945%
Operating result €12k, net result €7k, both a record.
2019
20-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
27-02
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2017
06-11
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
30-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sivry-Rance · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Gard 17B6470 Sivry-Rance
Ground area
3,279 m²
Building footprint
176 m²
Volume, LiDAR
1,202 m³
2 parcels, Wallonia · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ENVICT
Place Try-Colau 13, 6042 CharleroiRetail trade
since 20102.186.297.450
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56072A0412/00A002 Wallonia 3,045 m² 1 · 101 m² -
52040B0194/00H000 Wallonia 234 m² 1 · 75 m² 17.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,226 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded23-03-2010
Fiscal year end30-06
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.